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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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leo_kiatez
post Jul 5 2018, 09:35 PM

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QUOTE(coolguy99 @ Jun 26 2018, 08:24 PM)
I got my RM500 lazada voucher in my email today. Guess you really need to call up customer service to confirm first
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RM500 voucher is single voucher or in multiple rm100x5? If in multiple voucher, can we use all the 5 vouchers in single lazada transaction?
coolguy99
post Jul 5 2018, 09:45 PM

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QUOTE(leo_kiatez @ Jul 5 2018, 09:35 PM)
RM500 voucher is single voucher or in multiple rm100x5? If in multiple voucher, can we use all the 5 vouchers in single lazada transaction?
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It is a single RM500 e-voucher, meaning it is a voucher code.
fruitie
post Jul 5 2018, 09:49 PM

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QUOTE(tekoo @ Jul 5 2018, 07:49 PM)
Is it really no interest no hidden charge management charge whatsoever?
I thought first year AF is free?
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Yes, no hidden nothing. I didn't pay anything extra.

Yes, first year is free and I will reach my first year soon.
aaron1kee
post Jul 5 2018, 10:55 PM

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Does reloading BigPay qualify as online transaction with 5x points?
outpace
post Jul 6 2018, 07:36 AM

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QUOTE(psiloveu @ Jul 5 2018, 01:34 PM)
only principal card holder are free to use PPL services, other family members will be charged with 20-25% discount rate.
For kids, my experience was my child is two years old, no charge.
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Thank you. 6 entries per year

QUOTE(MGM @ Jul 5 2018, 02:54 PM)
Sorry I tot this is the PPL thread and outpace is referring to PBB VS, my bad.
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HSBC card thread, thanks anyway, so PBB VS provide Principal and Sub card holders to go in. Generous, how many entries per year
leo_kiatez
post Jul 6 2018, 09:45 AM

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QUOTE(coolguy99 @ Jul 5 2018, 09:45 PM)
It is a single RM500 e-voucher, meaning it is a voucher code.
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Thanks for the info, bro.
manutd1003
post Jul 9 2018, 08:21 PM

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Hi guys, usually it takes how many days for the card to deliver to my address? Have received the sms on 27/6.
ProxMatoR
post Jul 9 2018, 08:35 PM

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QUOTE(manutd1003 @ Jul 9 2018, 08:21 PM)
Hi guys, usually it takes how many days for the card to deliver to my address? Have received the sms on 27/6.
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2 weeks
!@#$%^
post Jul 9 2018, 09:56 PM

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just realise that i've been credited rm1.00 for this 'ATM/ONLINE PAYMENT - TH' on my credit card. any idea what is it?
seankeith90
post Jul 10 2018, 07:56 AM

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QUOTE(manutd1003 @ Jul 9 2018, 08:21 PM)
Hi guys, usually it takes how many days for the card to deliver to my address? Have received the sms on 27/6.
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How long did u wait to get the sms from your date of application? Its been a month for me..
DRBS
post Jul 10 2018, 10:52 AM

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I have the world mastercard for sometime now but have not been using it. The reward program seems quite good if can get the 5x/8x reward points. However my concern has been the following
1. have to remember which shopping centers qualify for 5xs reward.
2. the is another long list of which merchants in the shopping center actually give out those 5x points
3. limit of 9000 reward points a month (ie RM1800 for 5xs, and RM1100 for 8xs)
4. 1 billion reward points per year

Does anyone actually use this card and memorize the conditions?
Is there anyway to quickly check if a particular outlet qualifies for condition 1& 2?
Is there a prompt to tell you that you are no longer qualified to get the 5xs/8xs rewards? (hopeful thinking, I guess)
Is there a prompt to tell you that the 1 billion points have already been reached?

diversity
post Jul 10 2018, 11:10 AM

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My Amanah CC got charged RM240 annual fee even though I swipe very often eevry month. Called up to complain. They said they will reverse by next bill, for this month's bill just - out the RM240. If got penalty charged, they said to call them again.

Btw, received my second Lazada RM500 voucher lol
Jdite
post Jul 10 2018, 11:21 AM

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Is HSBC VS a good card to get for miles and PPL access?

Ps: already have maybank amex, this is just incase merchant doesnt accept amex.
peri peri
post Jul 10 2018, 11:24 AM

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QUOTE(diversity @ Jul 10 2018, 11:10 AM)
My Amanah CC got charged RM240 annual fee even though I swipe very often eevry month. Called up to complain. They said they will reverse by next bill, for this month's bill just - out the RM240. If got penalty charged, they said to call them again.

Btw, received my second Lazada RM500 voucher lol
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wow so good, i thought promo only applicable to NTC. what is your 2nd HSBC CC choice after amanah?
diversity
post Jul 10 2018, 11:48 AM

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QUOTE(peri peri @ Jul 10 2018, 11:24 AM)
wow so good, i thought promo only applicable to NTC. what is your 2nd HSBC CC choice after amanah?
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Last year I took Visa Platinum. Got the voucher.

This year I took Amanah M-Power. I confirmed with them first. Since HSBC & HSBC Amanah separate entity and also different credit limit etc, they said my theory was correct! I also recorded the phone conversation as backup in case I didn't get.

Tbh the HSBC/Amanah CC at that income level all kinda shitty, just cincai choose whichever you qualify. Don't choose the ones with compulsory annual fee ones though
peri peri
post Jul 10 2018, 12:04 PM

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QUOTE(diversity @ Jul 10 2018, 11:48 AM)
Last year I took Visa Platinum. Got the voucher.

This year I took Amanah M-Power. I confirmed with them first. Since HSBC & HSBC Amanah separate entity and also different credit limit etc, they said my theory was correct! I also recorded the phone conversation as backup in case I didn't get.

Tbh the HSBC/Amanah CC at that income level all kinda shitty, just cincai choose whichever you qualify. Don't choose the ones with compulsory annual fee ones though
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https://sp.hsbc.com.my/microsites/lazadacb2...zada_2H2018.pdf

reading from their TNC, they also did not mentioned about NTC

I quite confused on their AF things. i might go for VS. thanks for your sharing
spiderr
post Jul 10 2018, 03:28 PM

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Hi guys!

Please correct me if I am wrong...For the lazada RM500 voucher, if I do balance transfer 2k to the new HSBC card..I am entitled for the voucher right?
manutd1003
post Jul 11 2018, 12:25 AM

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QUOTE(seankeith90 @ Jul 10 2018, 07:56 AM)
How long did u wait to get the sms from your date of application? Its been a month for me..
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Few weeks i think.. less than a month
coolguy99
post Jul 11 2018, 08:19 AM

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QUOTE(Jdite @ Jul 10 2018, 11:21 AM)
Is HSBC VS a good card to get for miles and PPL access?

Ps: already have maybank amex, this is just incase merchant doesnt accept amex.
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It is a good card for ppl access, not sure bout miles though
JJKTP
post Jul 11 2018, 11:29 AM

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QUOTE(diversity @ Jul 10 2018, 11:10 AM)
Btw, received my second Lazada RM500 voucher lol
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Wow! How can i be as lucky as you? Please share some tips.

Thank you in advance.

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