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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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neekun
post May 20 2018, 06:46 AM

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QUOTE(fruitie @ May 17 2018, 07:25 PM)
I applied there few months ago since I'm working in The Gardens, unfortunately I got rejected though fulfilled the income requirement and holding their Amanah card. Suspected due to different entity with different CL, hence another layer of approval. Didn't bother to reapply again despite pass by the booth almost every working day. Since it was a hassle free just over phone, I agreed to try again and got it this round.

Just keeping for PPL only. Nothing else. laugh.gif
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I applied the one with Lazada RM500 voucher with RM2000 spent in first 60 days.
AgFx
post May 20 2018, 08:02 AM

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QUOTE(ProxMatoR @ May 19 2018, 10:18 PM)
dry.gif  dry.gif

lol. will you go apply again then?  brows.gif
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Sure bro..try until approve thumbup.gif
fruitie
post May 20 2018, 11:30 AM

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QUOTE(neekun @ May 20 2018, 06:46 AM)
I applied the one with Lazada RM500 voucher with RM2000 spent in first 60 days.
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Hmm and? I'm an existing user by the way, not new customer.
Darren
post May 22 2018, 08:51 AM

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QUOTE(fruitie @ May 17 2018, 03:57 PM)
Got a call from HSBC CS one day before election asking me if I want to add HSBC VS. No documents required, she just read through T&C. Today received SMS, it is already approved. Wee. Gotta cut off my Amanah card soon. At least this VS gives PPL. rclxms.gif
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did u entitle for lazada campaign rm500 if Apply VS/VP while holding Mpower?
my wife now holding Mpower...thinking ask her apply for VS/VP if entitle for the campaign....

myself oso applying new hsbc card after cancel last year....
cancel last year after get lazada rm500 voucher....now apply again....
not sure can get the voucher o not...

This post has been edited by Darren: May 22 2018, 08:54 AM
ProxMatoR
post May 22 2018, 10:58 AM

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QUOTE(Darren @ May 22 2018, 08:51 AM)
did u entitle for lazada campaign rm500 if Apply VS/VP while holding Mpower?
my wife now holding Mpower...thinking ask her apply for VS/VP if entitle for the campaign....

myself oso applying new hsbc card after cancel last year....
cancel last year after get lazada rm500 voucher....now apply again....
not sure can get the voucher o not...
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if not mistaken, that's for new cardmember only. so i don't think your wife is entitled... if you cancelled within 6 months, should be ruled out too. sweat.gif sweat.gif
fruitie
post May 22 2018, 02:57 PM

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QUOTE(Darren @ May 22 2018, 08:51 AM)
did u entitle for lazada campaign rm500 if Apply VS/VP while holding Mpower?
my wife now holding Mpower...thinking ask her apply for VS/VP if entitle for the campaign....

myself oso applying new hsbc card after cancel last year....
cancel last year after get lazada rm500 voucher....now apply again....
not sure can get the voucher o not...
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Nope. It is only for new cardholders, I don't get anything from this application. laugh.gif
Darren
post May 22 2018, 03:26 PM

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QUOTE(ProxMatoR @ May 22 2018, 10:58 AM)
if not mistaken, that's for new cardmember only. so i don't think your wife is entitled...  if you cancelled within 6 months, should be ruled out too.  sweat.gif  sweat.gif
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QUOTE(fruitie @ May 22 2018, 02:57 PM)
Nope. It is only for new cardholders, I don't get anything from this application. laugh.gif
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oic....i though can apply other card n get the voucher....
haha....
now ask my wife to cancel her card....next year can apply again if there are any promo....

my card have been cancel a year...
i think my new application should be valid for the lazada voucher....
if no problem, my wife can do the same way too
SUSMNet
post May 22 2018, 08:48 PM

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What does the item number 4 mean?

https://preview.ibb.co/jSG4rT/New_Doc_2018_05_22_1.jpg

user posted image
ProxMatoR
post May 22 2018, 09:01 PM

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QUOTE(MNet @ May 22 2018, 08:48 PM)
basically that's the interest rate if you late pay / didn't pay, cash advance and BT
fruitie
post May 26 2018, 02:06 AM

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After activated my VS two days ago, yesterday's afternoon received SMS to increase my Amanah limit to 30k from present 8.5k. How I wish they approved me this limit when I first got this card because I applied for the free interest cash installment. sleep.gif

Now high limit serves me no purpose, I will cancel this Amanah as soon as my cash installment is completed.
ProxMatoR
post May 27 2018, 12:40 AM

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QUOTE(fruitie @ May 26 2018, 02:06 AM)
After activated my VS two days ago, yesterday's afternoon received SMS to increase my Amanah limit to 30k from present 8.5k. How I wish they approved me this limit when I first got this card because I applied for the free interest cash installment. sleep.gif

Now high limit serves me no purpose, I will cancel this Amanah as soon as my cash installment is completed.
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lol, maybe they know ur instalment is ending, so push more limit for u to get more instalment again LOL
matrix88
post May 27 2018, 12:43 AM

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QUOTE(fruitie @ May 26 2018, 02:06 AM)
After activated my VS two days ago, yesterday's afternoon received SMS to increase my Amanah limit to 30k from present 8.5k. How I wish they approved me this limit when I first got this card because I applied for the free interest cash installment. sleep.gif

Now high limit serves me no purpose, I will cancel this Amanah as soon as my cash installment is completed.
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CL increase just like that or you applied for it?
no doc needed?
fruitie
post May 27 2018, 02:21 AM

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QUOTE(ProxMatoR @ May 27 2018, 12:40 AM)
lol, maybe they know ur instalment is ending, so push more limit for u to get more instalment again LOL
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laugh.gif Too bad I won't continue anymore with them. tongue.gif

QUOTE(matrix88 @ May 27 2018, 12:43 AM)
CL increase just like that or you applied for it?
no doc needed?
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Of course I didn't apply for it. Just reply via SMS if I'm interested.
Nope, no document needed because I wasn't the one requested for it, they offered me. Pretty common practice for other banks as well.
cybpsych
post May 27 2018, 07:27 PM

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RinggitPlus-HSBC
24th May 2018 - 1st June 2018

https://ringgitplus.com/en/credit-card/HSBC/

https://media.ringgitplus.com/creatives/734...-conditions.pdf

The Campaign Gift is a XiaoMi Redmi 5A worth RM449.

Not sure we have enough time to get the card approved.
ProxMatoR
post May 27 2018, 11:53 PM

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QUOTE(cybpsych @ May 27 2018, 07:27 PM)
user posted image

RinggitPlus-HSBC
24th May 2018 - 1st June 2018

https://ringgitplus.com/en/credit-card/HSBC/

https://media.ringgitplus.com/creatives/734...-conditions.pdf

The Campaign Gift is a XiaoMi Redmi 5A worth RM449.

Not sure we have enough time to get the card approved.
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Cardholder's application for a HSBC Card must be made via the Organiser’s website on or before 1st June 2018 and approved by HSBC within sixty (60) days of the application date.

as long as you apply before 1st of June, and it is approved in June / July, is considered in the campaign. thumbup.gif

This post has been edited by ProxMatoR: May 27 2018, 11:53 PM
ProxMatoR
post May 27 2018, 11:53 PM

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- double posted -

This post has been edited by ProxMatoR: May 27 2018, 11:53 PM
Micky78
post May 30 2018, 01:13 PM

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received e-mail fr ringgitplus to redeem my gift after 2mth of activate n used the card..happy on the service provider...
13aby
post May 30 2018, 03:20 PM

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Hsbc just called me today to verify my apolication and say i am existing customer so no income document required just call to my office to check. Anyone done this before just call office to check and get approval?
fruitie
post May 30 2018, 06:18 PM

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QUOTE(13aby @ May 30 2018, 03:20 PM)
Hsbc just called me today to verify my apolication and say i am existing customer so no income document required just call to my office to check.  Anyone done this before just call office to check and get approval?
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I just got similar call before General Election. Approved for my VS in four working days, no call to my office, my staffs didn't inform me they received any call.
Also the CS told me, HSBC hardly calls for existing customers. smile.gif
Yippie123
post May 30 2018, 06:35 PM

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Beware for those who are after airmiles, they just revised quietly required miles for asiamiles and krisflyer for 2x more. Basically they only published it on their website on 29/March and effective changes on miles required on 1st/April without sending emails, sms, calls to their customer. Who check on bank website on daily basis?

Basically they are doing it on purpose to "defraud" their customer. They can send marketing SMS why not revision on airmiles redemption?

Im having a case opened with them, i suggest anyone who affected file a complaint also open a case with consumer tribunal.


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