Outline ·
[ Standard ] ·
Linear+
Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
|
fruitie
|
 May 17 2018, 07:25 PM
|
Rise and Shine
|
QUOTE(ck_tonny @ May 17 2018, 04:23 PM) Congrats to you. Last two weeks shop around Mid Valley and saw their booth, their sales rep keep recommend me HSBC VS, but i still consider  I applied there few months ago since I'm working in The Gardens, unfortunately I got rejected though fulfilled the income requirement and holding their Amanah card. Suspected due to different entity with different CL, hence another layer of approval. Didn't bother to reapply again despite pass by the booth almost every working day. Since it was a hassle free just over phone, I agreed to try again and got it this round. Just keeping for PPL only. Nothing else.  |
|
|
|
|
|
sj0217
|
May 17 2018, 07:28 PM
|
|
|
QUOTE(fruitie @ May 17 2018, 03:57 PM) Got a call from HSBC CS one day before election asking me if I want to add HSBC VS. No documents required, she just read through T&C. Today received SMS, it is already approved. Wee. Gotta cut off my Amanah card soon. At least this VS gives PPL.  Same situation to me too. Applied HSBC Visa Signature but approved me Visa Platinum. Is it your credit limit is high therefore cs call to offer you ?? |
|
|
|
|
|
coolguy99
|
May 17 2018, 07:40 PM
|
|
|
is that a common practice? not qualifying for a cc with higher income requirement hence approving you with one with a lower income requirement?
|
|
|
|
|
|
fruitie
|
May 17 2018, 07:41 PM
|
Rise and Shine
|
QUOTE(sj0217 @ May 17 2018, 07:28 PM) Same situation to me too. Applied HSBC Visa Signature but approved me Visa Platinum. Is it your credit limit is high therefore cs call to offer you ?? Actually no, lowest CL among all my cards. They only approved me with RM 8.5k last year when I applied for Amanah Plat just to get 0% cash installment.  |
|
|
|
|
|
SUSMNet
|
May 17 2018, 08:56 PM
|
|
|
QUOTE(jctasoga @ May 16 2018, 02:22 PM) for online banking like transfer money etc, yes u need dongle. for viewing statements, u can login with 2 passwords. for online credit card payment at portals, u get TAC from mobile phone. is it the dongle is free? |
|
|
|
|
|
sj0217
|
 May 17 2018, 09:36 PM
|
|
|
QUOTE(fruitie @ May 17 2018, 07:41 PM) Actually no, lowest CL among all my cards. They only approved me with RM 8.5k last year when I applied for Amanah Plat just to get 0% cash installment. I see, I hope received call from them too  |
|
|
|
|
|
AgFx
|
May 17 2018, 09:52 PM
|
New Member
|
QUOTE(fruitie @ May 17 2018, 03:57 PM) Got a call from HSBC CS one day before election asking me if I want to add HSBC VS. No documents required, she just read through T&C. Today received SMS, it is already approved. Wee. Gotta cut off my Amanah card soon. At least this VS gives PPL. May I know what phone number they called you? Recently got this number call me but I didn't pickup the phone +603-20599277 |
|
|
|
|
|
fruitie
|
May 17 2018, 10:04 PM
|
Rise and Shine
|
QUOTE(AgFx @ May 17 2018, 09:52 PM) May I know what phone number they called you? Recently got this number call me but I didn't pickup the phone +603-20599277 Mine is 03-20599199.  |
|
|
|
|
|
jctasoga
|
May 18 2018, 09:36 AM
|
Getting Started
|
QUOTE(MNet @ May 17 2018, 08:56 PM) is it the dongle is free? yes it is provided by the bank for free... |
|
|
|
|
|
ProxMatoR
|
May 18 2018, 04:06 PM
|
|
|
QUOTE(coolguy99 @ May 17 2018, 07:40 PM) is that a common practice? not qualifying for a cc with higher income requirement hence approving you with one with a lower income requirement? yeah, because they want you as customer... hahaha |
|
|
|
|
|
AgFx
|
May 18 2018, 06:11 PM
|
New Member
|
QUOTE(fruitie @ May 17 2018, 10:04 PM) Mine is 03-20599199. I see. Thanks ya |
|
|
|
|
|
coolguy99
|
May 18 2018, 06:35 PM
|
|
|
QUOTE(ProxMatoR @ May 18 2018, 04:06 PM) yeah, because they want you as customer... hahaha if me i will just straight up cancel, i don't want a cc that is of no use for me |
|
|
|
|
|
fruitie
|
May 18 2018, 07:48 PM
|
Rise and Shine
|
QUOTE(coolguy99 @ May 18 2018, 06:35 PM) if me i will just straight up cancel, i don't want a cc that is of no use for me Me too but so far mine only two outcomes, either approved with what I wanted or rejected. Never being replaced with other cards yet. |
|
|
|
|
|
ProxMatoR
|
May 18 2018, 08:13 PM
|
|
|
QUOTE(coolguy99 @ May 18 2018, 06:35 PM) if me i will just straight up cancel, i don't want a cc that is of no use for me yeah, me too. QUOTE(fruitie @ May 18 2018, 07:48 PM) Me too but so far mine only two outcomes, either approved with what I wanted or rejected. Never being replaced with other cards yet. yeah, so far mine same as urs.... but seems like many banks have this practice... most I heard of is the mb2c plat to gold...  |
|
|
|
|
|
fruitie
|
May 18 2018, 08:26 PM
|
Rise and Shine
|
QUOTE(ProxMatoR @ May 18 2018, 08:13 PM) yeah, so far mine same as urs.... but seems like many banks have this practice... most I heard of is the mb2c plat to gold... No issue with M2Cards Plat so long fulfill income requirement. |
|
|
|
|
|
AgFx
|
May 18 2018, 09:03 PM
|
New Member
|
QUOTE(ProxMatoR @ May 18 2018, 08:13 PM) yeah, me too. yeah, so far mine same as urs.... but seems like many banks have this practice... most I heard of is the mb2c plat to gold... Mine was HSBC..applied VS but approved Platinum. I fulfill the VS min requirement  |
|
|
|
|
|
ProxMatoR
|
May 18 2018, 09:12 PM
|
|
|
QUOTE(AgFx @ May 18 2018, 09:03 PM) Mine was HSBC..applied VS but approved Platinum. I fulfill the VS min requirement try call and ask why. my friend had that issue with MB2C. the CS helped to rectify and re-issue plat. good luck  This post has been edited by ProxMatoR: May 18 2018, 09:12 PM |
|
|
|
|
|
AgFx
|
May 18 2018, 09:15 PM
|
New Member
|
QUOTE(ProxMatoR @ May 18 2018, 09:12 PM) try call and ask why. my friend had that issue with MB2C. the CS helped to rectify and re-issue plat. good luck Already called on that day of approved. But CS said this is final result and subject to management approval  |
|
|
|
|
|
klsooo
|
May 19 2018, 05:26 PM
|
Getting Started
|
Anyone still using the trick "call to cancel" to get BT 0% for 6/12 months.
And how often does you do that.
|
|
|
|
|
|
ProxMatoR
|
May 19 2018, 10:18 PM
|
|
|
QUOTE(AgFx @ May 18 2018, 09:15 PM) Already called on that day of approved. But CS said this is final result and subject to management approval  lol. will you go apply again then?  |
|
|
|
|
Quote
0.0237sec
1.01
6 queries
GZIP Disabled