Yes u can.

Thanks for the info... Then I should receive mine soon also... Was planning to give someone this phone.. Hehe

HSBC Amanah is CHEATER!!! Don't apply for this card.

1) I apply 3 months 0% BT. Suddenly this month, I was charge with Management Fee. Calling Customer Service, they say if we have BT, all retail transaction will automatic will be charge management charge...this is seriously cheating. No one telling me this IMPORTANT clause when I apply for the BT. I would use other cards if I know this clause.

2) Welcome bonus RM50...suddenly they say it first come first serve basis. I don't keep any hope anymore.

3) Cash back bonus RM200 for new credit cards. They did say that it is limited quantity, but blarghhh....why still using this to promote if you can roughly estimate that it is already fulfill long ago.

4) They say petrol transaction will get 3% cashback if spend less than RM2k...but I only get the normal 0.2% even though swipe at pump.

Will terminate this card soon.

How the BT work for HSBC? U need to pay 5% as minimum for balance or u need to pay 1/3 of the amount every month for 3 months
I believe the management fee might be charged due to u did not make the amount for BT and retail.

U can share the retail tx with amount and the management fee charged here FOR DISCUSSION?

Yes. HSBC has lots of funny rules. I was being charge management fees for some silly bank policy and mistake in the past also.

0.2%? are you talking about HSBC Amanah Mpower Visa Platinum??

You should show them the image I attached and go fight for your cashback



Attached thumbnail(s)

I got charged annual fee n waived b4 statement due date. Can I pay current outstanding balance as full settlement? I was told by cs that if I pay outstanding balance n not statement balance, they might impose finance charges to me. Anyone experienced this?

if your statement is RM200 and your current outstanding only RM100 (RM200 statement balance - RM100 annual fee) then you just have to pay the remaining outstanding balance. if current outstanding balance is lesser than your statement, why should you still pay according to the statement balance?

Ya, that's my point too.. I called to check wat is my outstanding balAnce as at now as cs confirmed that they have waive my annual fee n credited to my acc. My payment due on 15 May, that's y I want them to confirm the annual fee has been reversed. But the cs warned me that if I didn't pay according to my statement balance, I might have finance charges.. So I just can't understand the logic. Worried HSBC amanah structure is so much diff with other conventional bank. That's y want to check with u guys whether anyone experienced such issue.

My situation now is as statement balance 200, outstanding balance as at today after annual fee reversal is 100. So, I just pay 100.

ha....now i remember...i encountered almost the same situation, except in my case it was a refund. My statement was 200, then there was a refund of RM50 credited to the CC. So then I only paid the remaining RM150, then i kena charge...i went to the branch and showed this to the officer, then he told me this...somehow their system does not consider refund code as a payment code, WTH??!! hence i considered as not yet pay. The officer reversed the charges anyway. But this is local bank...but HSBC oso like that ka???!!!

So my advise, if you rajin to go to the bank to deal with the charges later (if kena), just pay the remaining, otherwise pay la according to the statement. You can still use the remaining surplus in the CC later

Just got a call today from a 3rd party company to confirm on my mailing address for free HTC phone..wonder how long does it take to receive the phone?

what promo can get htc phone?

HSBC Minions Credit Card Acquisition 2015 Promotion (Minions 2015)
18 May 2015 - 30 June 2015

Apply & spend with an HSBC Credit Card to stand to get a Huawei Tablet with Limited Edition Minions Case* OR up to RM150 Cash Back*!

More info: HSBC | Terms & Conditions




This post has been edited by cybpsych: May 18 2015, 10:51 PM

How long did hsbc took to process the balance transfer? I had applied it on 8 May through phone. Until now no news yet. Maybank CC also not yet receive payment.

Very very long ago, few months back, can't remember when, credit card sign up promo.. Now no more d..

You pump petrol on weekend or weekday? Weekday only 0.2%

Congrats bro! Hope I can get a call asap too..My case is rather complicated.. HSBC sent the card to a wrong mailing address last time,and they reissued a new card.. I checked with them, my replacement card was eligible to win the phone and in the list, but the first one, which didn't ever reach me is obviously not in the list. Fingers crossed..

The BT is pay minimum 5% or RM50 but must settle within 3 months (it's 3 months 0% new comers promo). I have confirm with CS that the management fee is due to retail transaction. No free interest for retail if having BT. It also proven in my second statement that have no retail, thus no management fee.


If I'm not mistaken, it's took only about 1 week. You can email or call the staff that manage your application to expedite.

~~
I have made full settlement and decide to cancel the card soon. Good bye HSBC


~~~
Edit: I just check my online statement, HSBC credit me with RM250 for '888 Cashback'

This post has been edited by dhartini: May 18 2015, 11:40 AM

I just noticed that RinggitPlus just came up with a special 9 day offer for their HSBC credit card... instead of the Huawei Tablet, they're giving out Blackberry Z3's instead!

https://ringgitplus.com/en/credit-card/HSBC/


Just though i'd share - I already applied through them and got my card but with the tablet

nice find!



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