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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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hitch80
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 Apr 26 2015, 10:53 AM
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I have my eye on HSBC Amanah Mpower Visa Platinum Credit Card-i or HSBC Amanah Mpower Visa Credit Card-i due to AT LEAST 3% cashback (capped) to RM100
But in Ringgit plus stated the AF waived if 12 times swipe for the platinum card but not the non-platinum? Is the T&C really applicable for these 2 cards?
If I already got my Huawei Tab early this year from OCBC application, am I entitled for another this year thru HSBC card?
This post has been edited by hitch80: Apr 26 2015, 02:05 PM
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hitch80
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May 13 2015, 01:53 PM
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QUOTE(dhartini @ May 13 2015, 10:58 AM) HSBC Amanah is CHEATER!!! Don't apply for this card. 1) I apply 3 months 0% BT. Suddenly this month, I was charge with Management Fee. Calling Customer Service, they say if we have BT, all retail transaction will automatic will be charge management charge...this is seriously cheating. No one telling me this IMPORTANT clause when I apply for the BT. I would use other cards if I know this clause. 2) Welcome bonus RM50...suddenly they say it first come first serve basis. I don't keep any hope anymore. 3) Cash back bonus RM200 for new credit cards. They did say that it is limited quantity, but blarghhh....why still using this to promote if you can roughly estimate that it is already fulfill long ago. 4) They say petrol transaction will get 3% cashback if spend less than RM2k...but I only get the normal 0.2% even though swipe at pump. Will terminate this card soon. 0.2%? are you talking about HSBC Amanah Mpower Visa Platinum?? You should show them the image I attached and go fight for your cashback Attached thumbnail(s)
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hitch80
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May 13 2015, 08:08 PM
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QUOTE(mamamia @ May 13 2015, 06:51 PM) I got charged annual fee n waived b4 statement due date. Can I pay current outstanding balance as full settlement? I was told by cs that if I pay outstanding balance n not statement balance, they might impose finance charges to me. Anyone experienced this? if your statement is RM200 and your current outstanding only RM100 (RM200 statement balance - RM100 annual fee) then you just have to pay the remaining outstanding balance. if current outstanding balance is lesser than your statement, why should you still pay according to the statement balance? |
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hitch80
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May 14 2015, 12:53 AM
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QUOTE(mamamia @ May 13 2015, 10:48 PM) Ya, that's my point too.. I called to check wat is my outstanding balAnce as at now as cs confirmed that they have waive my annual fee n credited to my acc. My payment due on 15 May, that's y I want them to confirm the annual fee has been reversed. But the cs warned me that if I didn't pay according to my statement balance, I might have finance charges.. So I just can't understand the logic. Worried HSBC amanah structure is so much diff with other conventional bank. That's y want to check with u guys whether anyone experienced such issue. My situation now is as statement balance 200, outstanding balance as at today after annual fee reversal is 100. So, I just pay 100. ha....now i remember...i encountered almost the same situation, except in my case it was a refund. My statement was 200, then there was a refund of RM50 credited to the CC. So then I only paid the remaining RM150, then i kena charge...i went to the branch and showed this to the officer, then he told me this...somehow their system does not consider refund code as a payment code, WTH??!! hence i considered as not yet pay. The officer reversed the charges anyway. But this is local bank...but HSBC oso like that ka???!!! So my advise, if you rajin to go to the bank to deal with the charges later (if kena), just pay the remaining, otherwise pay la according to the statement. You can still use the remaining surplus in the CC later |
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hitch80
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May 16 2015, 09:26 AM
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QUOTE(leo_kiatez @ May 16 2015, 12:50 AM) Just got a call today from a 3rd party company to confirm on my mailing address for free HTC phone..wonder how long does it take to receive the phone?  what promo can get htc phone? |
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hitch80
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May 23 2015, 08:30 AM
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I want free bb not apple..
As if my application will be approved.... Hahaha... Fingers cross
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hitch80
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May 24 2015, 11:27 AM
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I guess for those who got the reply from RP with "With your new HSBC credit card you'll get a free BlackBerry Z3 Smartphone - only at RinggitPlus!" no need to worry la kot since logically we already entitled for it
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hitch80
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May 26 2015, 12:04 PM
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QUOTE(mickey1991 @ May 26 2015, 11:54 AM) i nearly everymonth spend more than 2k On my credit card but how come i cannot get the phone LOL free gifts are only for those who apply card but will never use it...LOL |
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hitch80
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May 26 2015, 02:31 PM
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I sent all the necessary documents already....fingers cross...hopefully approve
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hitch80
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Jun 5 2015, 04:16 PM
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QUOTE(alex_cyw1985 @ Jun 5 2015, 03:41 PM) Just received the unique code, but ringgitplus provides the attached gifts instead of Blackberry Z3... ok now this is scary...what exactly stated in your email? Did RP mention something about the phone being unavailable in the email you received? Because personally to me, none of the replacements are good enough Huawei tab is RM699??? Like seriously??!! Or you can choose Tesco voucher for RM200?? Notice the differences between RM699 to RM200?? HAHHAHAA But why did not they replace with the apple tv instead? it is still on going promo right? Whatever it is better cancel my application la, wait for better promo hahaha This post has been edited by hitch80: Jun 5 2015, 04:22 PM |
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hitch80
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Jun 6 2015, 06:06 PM
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i sent an email to RP asking about the phone availability, they should put some sort of announcement la
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hitch80
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Jun 8 2015, 10:25 AM
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QUOTE(chenhui87 @ Jun 8 2015, 10:09 AM) To me, credit limit is useless. I settle my outstanding every month. Credit card is a tool to let me enjoy cash back and other benefits. I will never let bank to charge me outstanding balance interest~~~  yes, me too, never let them charge me outstanding balance int, they can just give me 8k as far as i am concern..hahaha |
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hitch80
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Jun 8 2015, 12:06 PM
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QUOTE(iwubpreve @ Jun 8 2015, 11:55 AM) guys, the apple tv applicable to existing customer that take 1 more card? we want blackberry...we want blackberry...  |
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hitch80
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Jun 8 2015, 12:36 PM
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The reply I got from RP.... So should be safe Attached thumbnail(s)
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hitch80
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Jun 8 2015, 02:30 PM
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QUOTE(den @ Jun 8 2015, 02:21 PM) Eh, how to sent msg to ringgit plus like that? the power of Facebook |
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hitch80
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Jun 9 2015, 07:26 AM
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QUOTE(den @ Jun 8 2015, 11:59 PM) haha. okk .thanks. i read some of the applicants were complaining that they have not receive their gift yet even after 2 months. aiyoh... really need to wait so long? Hhmm.. Not sure, my experience for huawei tab via ocbc card was okay... I'm not sure about now |
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hitch80
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Jun 16 2015, 03:22 PM
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QUOTE(kop2299 @ Jun 15 2015, 01:35 PM) The BB offer is genuine. Tks RP  Received this morning in sealed box. [attachmentid=4487025] waaahh...soo nice....so envy la  |
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hitch80
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Jun 30 2015, 10:54 AM
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Did anyone try the new promo from RP related to BB Z3 by getting BSN credit card, especially those who failed to get any response from HSBC
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hitch80
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Jun 30 2015, 11:59 AM
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QUOTE(James603 @ Jun 30 2015, 11:39 AM) Just got my BB Z3 err...show the inside, the phone |
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hitch80
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Jun 30 2015, 11:59 AM
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QUOTE(noien @ Jun 30 2015, 11:26 AM) 50 only? thought 200 |
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