Pb vs
Pbib plat
Aeon

CIMB TWE

I think AEON got spending requirement..

Aeon plat 500 buck spending. Can be easily achieved.

SC Journey

thanks for listing it out.

Hi all. For the HSBC Visa Signature Credit Card, online shopping transactions entitled for 8 points for every RM1 spend. Is this online shopping included all transactions in foreign currency that I paid online? Or only for specific category of spending?

Only X5 points for local currency

It's great for lounge access if/when traveling. Otherwise, I'm just using it now for farming points in dining spending and the occasional travel bookings.

However, I wish I had known that the HSBC points redemption conversion was quite low before signing up. It's expected that rewards come with high spends and the calculations are never straightforward but I'll do my best to explain below:

for example, 25 HSBC points = 1 Marriott point

RM 400 - 500 stays at the Marriott hotels easily need at least 13,000 Marriott points. This means I need 325,000 HSBC points. Assuming I only spend on dining, then I need RM65,000 in dining spend (5 HSBC points = RM 1).

FYI: 21 HSBC points = 1 Enrich points.

feel free to correct me if wrong or share what is best to convert into

Ewallet top up eligible for 5x points?

I tried grab yes, other dunno.😅

It’s actually quite a lot. Do you know how long the points are valid before they expire?

According to ringgitplus.
RM240 primary card
Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000
RM120 per supplementary card

there is no lifetime annual fee waiver,but u can chat with cs to get waive/rebate of the annual fees..depend on the cs,normally will success.

Last time before I cancelled (I reapplied for current card)
Retention team did offered me lifetime af waiver
I keep it unused for 2 years really no af

Really? I don't know how much other cards are offering Marriot points tbh.

Each point is valid for 2 years after converted date

Why don't try to use Alliance VI or CIMB? i remember the redemption conversation is not too bad

hi, are all the HSBC cards have Rm 25 service tax waiver for primary card?
Based on the PDF below it shows waived, just want to double check.

https://www.hsbc.com.my/content/dam/hsbc/my...iff-charges.pdf

You have to call and ask for it. It is not automatically given.

HSBC Amanah MPower Platinum Credit Card - top up Shopee Pay OR Boost e wallet can get Bonus Cashback (cap at RM15) ?

Maybe depends on usage? I've never called but every year get the SST waiver.

Which card are you using?