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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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coyouth
post Apr 24 2024, 09:32 AM

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QUOTE(lordgamer3 @ Apr 24 2024, 08:34 AM)
Among  multiple companies I've used HSBC is one of the cleanest app. Try Alliance and you will appreciate your HSBC app.
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yea, the HSBC app is fine.
wjleong15
post Apr 24 2024, 10:06 AM

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QUOTE(lordgamer3 @ Apr 24 2024, 08:32 AM)
Anyone using Travel One?
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Just cancelled
lordgamer3
post Apr 24 2024, 01:43 PM

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QUOTE(wjleong15 @ Apr 24 2024, 10:06 AM)
Just cancelled
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Why la? Any drawbacks or feel like got better card?
mmls
post Apr 24 2024, 02:11 PM

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Hi all, would like to ask if I have Visa Platinum and Visa Signature, will the points earned from both card consolidated? Or it is separated by each card? Thanks !
wjleong15
post Apr 24 2024, 02:43 PM

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QUOTE(lordgamer3 @ Apr 24 2024, 01:43 PM)
Why la? Any drawbacks or feel like got better card?
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21k annual spend + 1 time monthly to get AF waive
Some more my aim is to get vs (which keep rejecting me)
So cancel it to reduce liabilities
coyouth
post Apr 24 2024, 03:51 PM

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QUOTE(wjleong15 @ Apr 24 2024, 02:43 PM)
21k annual spend + 1 time monthly to get AF waive
Some more my aim is to get vs (which keep rejecting me)
So cancel it to reduce liabilities
*
why aiming to get vs? what's the benefit?
wjleong15
post Apr 24 2024, 05:34 PM

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QUOTE(coyouth @ Apr 24 2024, 03:51 PM)
why aiming to get vs? what's the benefit?
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Same but 12x spend waive af
No min spend
contestchris
post Apr 24 2024, 06:03 PM

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I applied for HSBC credit card during the Flash Deal promo in Dec 2023, directly from their own website. Till date, I've not received the sign-up reward.

Anyone else experience the same / similar?
schoe
post Apr 24 2024, 07:02 PM

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QUOTE(lordgamer3 @ Apr 24 2024, 08:32 AM)
Anyone using Travel One?
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me.
lordgamer3
post Apr 24 2024, 07:32 PM

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QUOTE(schoe @ Apr 24 2024, 07:02 PM)
me.
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How is it?
lordgamer3
post Apr 24 2024, 07:35 PM

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QUOTE(contestchris @ Apr 24 2024, 06:03 PM)
I applied for HSBC credit card during the Flash Deal promo in Dec 2023, directly from their own website. Till date, I've not received the sign-up reward.

Anyone else experience the same / similar?
*
Maybe you should write an email to them? Last time I applied got the sign up reward promised.
schoe
post Apr 24 2024, 08:55 PM

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QUOTE(lordgamer3 @ Apr 24 2024, 07:32 PM)
How is it?
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i am the visa signature holder when they called me to lure me to get this card by saying free annual fees for first year, and 5 or 6 times lounge access, could sub the card to other to access the lounge, while i can still continue use visa signature card to access the lounge.

both can access the lounge all the same time.

plus RM150 welcome cashback if i perform certain transactions.

then i say yes, but till now the sup card still not done, only i receive the card.. i duno why.
melz84
post Apr 24 2024, 11:57 PM

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QUOTE(wjleong15 @ Apr 24 2024, 02:43 PM)
21k annual spend + 1 time monthly to get AF waive
Some more my aim is to get vs (which keep rejecting me)
So cancel it to reduce liabilities
*
Hmm.. for me i think the VS is easy to get. Not sure why rhey reject you. Btw, do you by any chance know if the 21k spend can be contribute by both principal and sub cars holder?

QUOTE(schoe @ Apr 24 2024, 08:55 PM)
i am the visa signature holder when they called me to lure me to get this card by saying free annual fees for first year, and 5 or 6 times lounge access, could sub the card to other to access the lounge, while i can still continue use visa signature card to access the lounge.

both can access the lounge all the same time.

plus RM150 welcome cashback if i perform certain transactions.

then i say yes, but till now the sup card still not done, only i receive the card.. i duno why.
*
Last time i ask if sub card can enter PPL, they say no.. and the TnC also say so 😒
schoe
post Apr 25 2024, 12:21 AM

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QUOTE(melz84 @ Apr 24 2024, 11:57 PM)
Hmm.. for me i think the VS is easy to get. Not sure why rhey reject you. Btw, do you by any chance know if the 21k spend can be contribute by both principal and sub cars holder?
Last time i ask if sub card can enter PPL, they say no.. and the TnC also say so 😒
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travel one can.. visa signature cant.

tnc said so
wjleong15
post Apr 25 2024, 05:26 AM

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QUOTE(melz84 @ Apr 24 2024, 11:57 PM)
Hmm.. for me i think the VS is easy to get. Not sure why rhey reject you. Btw, do you by any chance know if the 21k spend can be contribute by both principal and sub cars holder?
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No ideas
xiaomoon
post Apr 25 2024, 08:25 AM

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QUOTE(contestchris @ Apr 24 2024, 06:03 PM)
I applied for HSBC credit card during the Flash Deal promo in Dec 2023, directly from their own website. Till date, I've not received the sign-up reward.

Anyone else experience the same / similar?
*
rm500 evoucher? i received before CNY
melz84
post Apr 25 2024, 08:59 AM

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QUOTE(schoe @ Apr 25 2024, 12:21 AM)
travel one can.. visa signature cant.

tnc said so
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I thought so too.. thinking of converting one of my cards to travelone.
coyouth
post Apr 25 2024, 09:59 AM

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QUOTE(schoe @ Apr 25 2024, 12:21 AM)
travel one can.. visa signature cant.

tnc said so
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any spending requirements after using the card for PPL? some CC requires you to spend a certain amount after you've used it to access PPL.
ericlaiys
post Apr 25 2024, 03:36 PM

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QUOTE(schoe @ Apr 25 2024, 12:21 AM)
travel one can.. visa signature cant.

tnc said so
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I thought visa signature can access lounge. since when changed? refer to https://www.hsbc.com.my/content/dam/hsbc/my...-conditions.pdf

This post has been edited by ericlaiys: Apr 25 2024, 03:55 PM
schoe
post Apr 26 2024, 12:57 AM

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QUOTE(coyouth @ Apr 25 2024, 09:59 AM)
any spending requirements after using the card for PPL? some CC requires you to spend a certain amount after you've used it to access PPL.
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no.

so far what i know that has no spending requirement to enter lounge is :

bank rakyat platinum
hsbc vs / hsbc travel one
maybank KF
alliance visa infinite
citibank rewards = uob world
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