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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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gooroojee
post Feb 26 2020, 11:57 PM

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QUOTE(Haruharu37 @ Feb 26 2020, 11:09 PM)
For HSBC X Lazada vouchers rm500 campaign, government spending is entitled right?
Eligible Spend for this Promotion are spend charged to the Participating Credit Card/-i(s), subject
to the conditions below:
a. includes: local and overseas retail transactions (including online transactions), standing
instructions/non-online auto-billing; and
b. excludes: Cash Advance, Balance Transfer (BT), Cash Instalment Plan (CIP), interest charges,
finance charges/management fees, credit card annual fees and the Goods and Services Tax on
annual fees, E-wallet top up/quasi cash transactions;
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Can call customer service to ask ah... and then let me know please... smile.gif
gooroojee
post Mar 1 2020, 12:16 AM

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QUOTE(HimuraShin @ Jan 15 2020, 12:29 PM)
Careline (TNG Digital Support)

Jan 14, 13:03 +08

Dear Valued Customer,

Kindly being inform that cashback for HSBC x TNG eWallet 20% Cashback Campaign is fully redeem on 01/01/2020 on 12.02.37am . Sorry for the inconvenience.
Please visit our website https://www.tngdigital.com.my/promotions for latest promotion and offer.
Thank You,

Touch n go e-Wallet Careline
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For reference...
gooroojee
post Mar 1 2020, 09:56 AM

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QUOTE(saitong09 @ Mar 1 2020, 12:10 AM)
last month 00:08 still got, this month not sure
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A bit confused.. I see most people and even TNG CS confirm 12:03am it was fully redeemed but you can still get it at 12:08am?
gooroojee
post Mar 1 2020, 10:41 AM

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QUOTE(saitong09 @ Mar 1 2020, 10:08 AM)
Check back, there are few ppl dapat
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Oh I see.. is case by case basis then.. thanks!
gooroojee
post Mar 2 2020, 09:07 AM

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QUOTE(puteri_aisha_92 @ Mar 2 2020, 08:04 AM)
Hi guys, I m new to cc and would like to ask some questions regarding my payment. Let's say currently my cc statement balance is around rm3000, and inside the statement stated monthly payment is rm145, due date is end of this month.

Is that means if I settle rm145 by end of this month, I won't be charged for any interest or fees? Or I need to settle full amount which is rm3000 by end of this month to avoid the fee charges?
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Minimum payment avoids the late payment penalty. You still get charged the interest for owing the bank for the balance.. which is normally 18%
gooroojee
post Mar 2 2020, 05:45 PM

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QUOTE(puteri_aisha_92 @ Mar 2 2020, 05:17 PM)
Means there will be Rm3000 x 18% interest added at each of every month?  blink.gif
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yes , unpaid credit card balances are bank loans which you need to pay interest...

Edit: didn't notice the 'every month', no the rate is per year so you pay 18/12% interest or 1.5% or rm45 per month.

This post has been edited by gooroojee: Mar 2 2020, 06:48 PM
gooroojee
post Mar 5 2020, 05:56 PM

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so sad. Reloaded 12:04. Didn't get.
gooroojee
post Mar 5 2020, 07:12 PM

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QUOTE(cute_boboi @ Mar 5 2020, 06:57 PM)
AM/PM ?

Check your actual TnG receipt. Mine was at 00:04:02 and received RM30
icon_rolleyes.gif
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00:04:03 .. I guess you were the last one.
gooroojee
post Mar 5 2020, 08:22 PM

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QUOTE(MGM @ Mar 5 2020, 08:18 PM)
Should get, I got it n mine was at 00:05:xx.
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Need to complain? To TNG or HSBC ?
gooroojee
post Mar 10 2020, 12:35 PM

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QUOTE(Dexter @ Mar 10 2020, 10:40 AM)
I see. I manage to get my 'lost Feb's rebate' RM30 within 4 working days after I lodge ticket to TNG. Apparently it's faster now.
I got my Mar RM30 rebate within 6 working days.  rclxms.gif
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Did you call? I emailed and got an auto response saying the email was no longer valid
gooroojee
post Mar 12 2020, 12:47 PM

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QUOTE(Dexter @ Mar 12 2020, 10:34 AM)
I send a ticket to them by filling below form:
https://support.tngdigital.com.my/hc/en-my/...id=360001558914
Nope I didn't do it as I managed to get it.
I've 2 reloads (12.02:53am & 12:04:02) ... either one is eligible.
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Reply from TNG:

QUOTE
This promotion is on a first come, first served basis. If you are eligible, you will receive a push notification once the cashback has been credited. It’d take at most 10 working days for cashback to be credited into the eWallet.

As stated in the T&Cs, once the budget allocated for the month has run out, the promotion will cease for the month. Once it’s fully redeemed for the month, we will notify via a Facebook post.

The HSBC promotion for March has been fully redeemed on 1st March 2020 at 12:02:45 AM .

If you believe that other users receive the cashback even after the date line , kindly provide us his or her details for further checking .
gooroojee
post Mar 13 2020, 11:28 PM

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QUOTE(jianwei90 @ Mar 13 2020, 10:46 PM)
did u perform government spending in the end?

thank you.
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The t&c for sign up bonus and promotion seems much more relaxed than for cash back promotions
gooroojee
post Mar 18 2020, 10:41 PM

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really sorry if this has been asked before, but does the RM2,000 accumulated spend (which combines primary and supplementary spend) have any exclusions that do not count towards the RM2,000 ?

Can I spend all RM2k on Bigpay and already meet the requirement?
How about government services? Insurance?

Thanks in advance yeah.
gooroojee
post Mar 26 2020, 10:07 PM

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QUOTE(adam.wong @ Mar 26 2020, 09:11 PM)
Second question, I saw that HSBC Amanah MPower Platinum on RinggitPlus/ iMoney that showing this card dont have any annual fee. However, when I check HSBC website, I can still see in their PDF that the card will have RM 240 annual fee. Am I missing something? or the no annual fee offer is only if I apply though RinggitPlus/ iMoney?

Many thanks to all.
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Both sites mention this, and I'm copying from RP website which says free* with an asterisk*:

Annual Fee
RM240 primary card
Waived when waived with 12 swipes per year
RM120 supplementary card
gooroojee
post Mar 26 2020, 11:31 PM

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QUOTE(adam.wong @ Mar 26 2020, 10:34 PM)
Both sites referring to RP and iMoney or RP and HSBC? I'm trying to find it in HSBC sites.
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Both HSBC and RP.

HSBC site just go to https://www.hsbcamanah.com.my/credit-cards/...wer-platinum-i/ and download product disclosure sheet in PDF.

user posted image
gooroojee
post Apr 1 2020, 12:21 AM

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QUOTE(peri peri @ Apr 1 2020, 12:18 AM)
so quiet, last time keep banging tng and at early month.

but just now im banging for the rm500 online
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Online or contactless (Wave) ?
gooroojee
post Apr 1 2020, 11:12 AM

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QUOTE(peri peri @ Apr 1 2020, 12:30 AM)
online
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QUOTE(Haruharu37 @ Apr 1 2020, 10:23 AM)
Reload to bigpay is considered as online transaction for this Online campaign? Search thru this thread found people commented that reload to bp no longer entitled for 5x points.
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Yeah I also don't dare dump rm500 into BP to only realize it didn't qualify as online any more...

Which online method has worked for our lowyat community here for this promo?
gooroojee
post Apr 5 2020, 03:41 PM

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QUOTE(tifosi @ Apr 5 2020, 02:48 PM)
Need to find out the cutoff time. Mine SMS received successful at 00:01 but then TnG app captured as 07:30. If the cut off is before that I guess can't argue even the SMS received at 00:01.
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Someone posted on TNG thread I think. 12:00:32am.
gooroojee
post Apr 5 2020, 04:16 PM

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Mine was 12:00am on sms.
But 12:04am on email and app.
I got the rm30.
gooroojee
post May 4 2020, 09:25 AM

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Got my rm500 lazada.. on the dot as per new sign up TnC

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