Hi all, I read the HSBC fees and Tariffs that Visa Signature card will have Annual Fees waived provided that I swipe every month, am understanding it correctly?

Just to double confirm

anyone knows whether HSBC Visa Signature Credit Card give x5 points for ewallet topup ? and its monthly cap ?

Hi all, I read the HSBC fees and Tariffs that Visa Signature card will have Annual Fees waived provided that I swipe every month, am understanding it correctly?

Just to double confirm

min must swipe 1 per month.

Hi all, I read the HSBC fees and Tariffs that Visa Signature card will have Annual Fees waived provided that I swipe every month, am understanding it correctly?

Just to double confirm

Hi, was talking to card sales from HSBC 3 days ago, that's their policy. To waive the AF, must use at least once a month and cumulatively >RM 2k. But then, she told me, if I did not use once a month but based on my historically usage, I can still request it to be waive, she said pandai2 lah. I think that's possible as mine was waived many years though I never used it monthly, but when I uses, i always used 3-4x a month and spent thousands

That's reassuring, cause signature is like what? RM600 annual fees... T20 pricing for M40 card 😅

RM600 primary card
Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000

Can't decide whether to apply for T1 or Signature. Won't be my main card tho, purely apply as extra for PPL access and i heard HSBC is generous in giving CL?

So my concern now is which one easier to get annual fee waiver.

Can't decide whether to apply for T1 or Signature. Won't be my main card tho, purely apply as extra for PPL access and i heard HSBC is generous in giving CL?

So my concern now is which one easier to get annual fee waiver.

T1 is new, so no one can answer. For VS. I have it for almist 2 years only, i got it waived even though didnt spend 1 per month.

T1 has min spending requirement, VS only require 12x swipe per year to get waiver

got my Rm500 eVoucher email after I inbox them yesterday, for those new HSBC customer and applied cc recently. Can try this method to inbox them in the app.

which card did you apply?
they announced this voucher when you were applying?

got my Rm500 eVoucher email after I inbox them yesterday, for those new HSBC customer and applied cc recently. Can try this method to inbox them in the app.

Similarities between Visa Signature and TravelOne MC:
- 8x points for foreign spending (online and retail)
- 6x Plaza Premium entry per calendar year
-

Differences between VS and TO:
- Income requirement: VS-RM72k; TO-RM60k
- Annual fee waiver condition: VS-12x swipe per calendar year and RM2k annual spending; TO-RM20k annual spending
- 5x points: VS-Eligible Retail MCCs and Online; TO-Dining and Local Travel (airlines, hotel, travel agency)
- Additional points capping: VS-max 15k additional points for all categories; TO- max 20k for foreign spending, max 10k each for dining and local travel
- Points redemption options: VS-vouchers and goods; TO-miles and hotel points

remains to be seen which is the better card, will depend on TO points redemption rate

can't find in the product sheet , for ewallet (grab and shopee) , will be able to get the 5x reward points?

this was asked few times previously but couldn't find a reply
in the product sheet also cant find