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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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BuKeYi
post May 24 2023, 02:18 PM

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Received message said my cc is approved, normally take how many days before I go collect at the branch. Anyone know?

Going to collect it at BB branch.
BuKeYi
post May 24 2023, 02:37 PM

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QUOTE(robt1013 @ May 24 2023, 02:34 PM)
Friday sms approved application
Wednesday received call say can collect cool2.gif
(One Utama amanah branch)

Are u applying through Ringgit Plus RM800 credit? drool.gif
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Which means they will call us, ok ok. Will wait for their call then.

Ya, I applied thru RP rclxm9.gif
BuKeYi
post May 25 2023, 04:19 PM

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QUOTE(wjleong15 @ May 25 2023, 04:16 PM)
Should be waived for first year
I just got my card hasn’t activate so cannot 100% sure yet
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I see on iMoney, the service tax is monthly charge, is that true?

Since HSBC website didn't have any info about the annual fees and service tax
BuKeYi
post May 29 2023, 10:14 AM

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btw, it's been a week since I received approved sms. But no call yet from the branch, should I go to the branch directly and ask for my cc collection?

edit: Today went there and got my cc, without calling me to collect it....btw, if I apply thru RP will I still get the RM500 eVoucher if I spend 1k+topup+register mobile app?

This post has been edited by BuKeYi: May 30 2023, 01:33 PM
BuKeYi
post Jun 23 2023, 03:57 PM

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QUOTE(fruitie @ Jun 23 2023, 03:42 PM)
I wanted to cancel my HSBC VS because not using it for the past one year. I already got charged with AF and SST. Called their CS and managed to get waiver for the AF and RM 25 will be credited later with the condition to 3xswipe no min within 30 days.
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Normally I'll just keep 1 for daily usage, while another for collecting miles. As too many cc later hard to maintain also, especially when incurred sst and AF need to call the bank for waiver/loyalty cashback.

And continue to sign-up from time to time in RP/bank itself if there's any sign-up offer. And then cancel it afterward before the date for 2nd year AF/SST.
BuKeYi
post Jul 28 2023, 03:16 PM

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got my Rm500 eVoucher email after I inbox them yesterday, for those new HSBC customer and applied cc recently. Can try this method to inbox them in the app.
BuKeYi
post Jul 28 2023, 04:03 PM

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QUOTE(ryansxs @ Jul 28 2023, 03:59 PM)
which card did you apply?
they announced this voucher when you were applying?
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I applied VS during end of May or early of June I think.
BuKeYi
post Aug 1 2023, 11:00 AM

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QUOTE(songokujames @ Jul 29 2023, 11:13 AM)
I apply on end of jan still eligible?
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not sure, you can inbox and ask in their app.

I ask from their support there
BuKeYi
post Aug 1 2023, 11:03 AM

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QUOTE(Lohtcing @ Jul 31 2023, 09:00 PM)
hi
just to confirm supplementary card for hsbc signature doesn't have free access to lounge right?

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-Only primary card holder enjoy the complimentary visit to the selected Plaza Premium Lounge. The annual fee for supplementary card is RM 300.
Annual Fee Auto Waiver is applicable with the following criteria:
-At least one transaction per month for 12 consecutive months. No minimum amount required.
-Meet minimum annual spend of RM2,000 (follow annual fee date)
-The spend criteria is based on spend done by Primary only. No combined spend for Primary and Supplementary to meet the auto waiver condition.
-The spending included all retail transactions, auto billings and online transactions/e-commerce.
-If you fulfil the above criteria, annual fee will be auto-waived for the subsequent year.
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You try ask in the free lounge section there, as I saw someone posted before they able to use supp card to get free access while the website mentioned only for Primary card. Not sure which bank thou

QUOTE(bing0212 @ Jul 31 2023, 11:05 PM)
Is HSBC card hard to get approval?

rm5k salary with only one UOB credit card on my hand, no loan currently

applied with Ringgitplus twice (in a year, 6 months interval) and got rejected
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I applied on end of May, with mortgage loan and few cc. got approved.

Maybe you can try check your ccris first before apply.
BuKeYi
post Aug 2 2023, 10:12 AM

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QUOTE(bing0212 @ Aug 1 2023, 10:37 PM)
My ccris is all 0 for my UOB cc
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it is not only about your UOB CC record, the whole details in ccris

Like your others current outstanding and payment records

any special case

any new application past 12 months

and etc....
BuKeYi
post Aug 2 2023, 01:52 PM

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QUOTE(bing0212 @ Aug 2 2023, 12:08 PM)
No new application the only thing appeared in my ccris is just my UOB CC
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weird then, maybe you can try submit directly at branch.
BuKeYi
post Aug 2 2023, 03:27 PM

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QUOTE(bing0212 @ Aug 2 2023, 03:19 PM)
Ya but i really want the signup gift from ringgitplus tho just need to swipe 8X haha

If apply at branch or in shopping mall need to pay bills la, supp card la blabla to get cashback
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too bad then, rejected need to wait 3 months macam before re-apply again.
BuKeYi
post Aug 7 2023, 12:44 AM

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QUOTE(paulwong1983 @ Aug 3 2023, 07:00 AM)
Recently, HSBC quite good, they send u the email to redeem gift very fast. Overall, good experience.
Except need go to branch collect the card.
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Still waiting the redeem code, haha
BuKeYi
post Oct 25 2023, 11:05 AM

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QUOTE(fruitie @ Oct 25 2023, 10:26 AM)
After tried for second time only HSBC was honest telling me, they declined my BT 0% 3 months because of my credit score. sleep.gif It was them who offered me and no SMS for approval/rejection, I have to check myself. Also, not sure what they mean by my credit score when I have no issues with other banks' BT. Oh well.
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lagi doesn't make sense if due to ur credit score.

Hardly bank will reject BT unless there's some TnC......
BuKeYi
post Dec 28 2023, 05:25 PM

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Hi, would like to ask did T1 got any annual wave if spend certain limit within a year? Can't find any info from their webpage about this.
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