QUOTE(avinlim @ May 19 2022, 09:37 AM)
Agreed. HSBC gave me 70k while MBB only gave me 20k.Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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Aug 12 2022, 09:24 AM
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Junior Member
501 posts Joined: Dec 2007 |
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Aug 12 2022, 09:25 AM
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Junior Member
501 posts Joined: Dec 2007 |
QUOTE(matrix88 @ Aug 11 2022, 10:33 AM) please dont subscribe to this lousy bank credit card Just keep holding. I once was on hold for 45 minutes, so burned my whole morning. From ny personal experience, it takes the CS about 30 minutes to pick-up. Most probably flooded with fraud reports following the iPay88 data breach.I have a HSBC credit card received unauthorised transaction sms immediately called customer service waited 30 minutes, no answer called again, waited another 30 minutes, no answer too called second day, already waited almost 30 minutes again no answer, only listening to stupid recorded message now I dont know what to do, on one hand my card had unauthorised transaction, means fraud transaction, afraid they will try and continue till credit limit burst, but at the other hand, the bank is not able to help me. if the service is so poor, better close the credit card department, no need to find any new customers. This post has been edited by beverlykho: Aug 12 2022, 09:27 AM sg8989 liked this post
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Aug 12 2022, 09:44 AM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
QUOTE(beverlykho @ Aug 12 2022, 09:25 AM) Just keep holding. I once was on hold for 45 minutes, so burned my whole morning. From ny personal experience, it takes the CS about 30 minutes to pick-up. Most probably flooded with fraud reports following the iPay88 data breach. i waited for 1 HOUR also they never responded.anyhow, i've sent email to them. hopefully they can rectify the situation soon. |
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Aug 12 2022, 09:44 AM
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Senior Member
2,236 posts Joined: Nov 2007 |
after putting in complaint thru email yesterday morning, someone called me at night 9+, claiming to be from HSBC.
explained the whole scenario to her, she then said want to verify me, started asking those questions such as my ic number etc. I answered 2 and felt weird, ask how many questions are there, she said need to answer 6-7 questions. I was angry and told her, instead of reporting a fraud case, I am going through another potential fraud now because they called me, and I do not know who she is. She told me this is the only way to proceed else I will have to call their CS hotline (it is 9+ and over their working hours) after raising more questions to her, she ask me to go to their branches to lodge a fraud complaint. I was like WTF. wasted all my time If I need to go to the bank, I intend to make a scene and cut both my credit card in front of their teller and close the account. fortunately I do not have any owing to HSBC. What an experience with a MNC (overseas) bank, which was really suprising to me, all this while I thought this banks offer much better service compared to local banks, and I was wrong. |
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Aug 12 2022, 09:56 AM
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Junior Member
241 posts Joined: Apr 2011 |
QUOTE(matrix88 @ Aug 12 2022, 09:44 AM) after putting in complaint thru email yesterday morning, someone called me at night 9+, claiming to be from HSBC. I have same experience with Maybank, they do the same to me around 8PM+, at least they read my email and get back to meexplained the whole scenario to her, she then said want to verify me, started asking those questions such as my ic number etc. I answered 2 and felt weird, ask how many questions are there, she said need to answer 6-7 questions. I was angry and told her, instead of reporting a fraud case, I am going through another potential fraud now because they called me, and I do not know who she is. She told me this is the only way to proceed else I will have to call their CS hotline (it is 9+ and over their working hours) after raising more questions to her, she ask me to go to their branches to lodge a fraud complaint. I was like WTF. wasted all my time If I need to go to the bank, I intend to make a scene and cut both my credit card in front of their teller and close the account. fortunately I do not have any owing to HSBC. What an experience with a MNC (overseas) bank, which was really suprising to me, all this while I thought this banks offer much better service compared to local banks, and I was wrong. |
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Aug 12 2022, 10:07 AM
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Junior Member
501 posts Joined: Dec 2007 |
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Aug 12 2022, 10:09 AM
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Junior Member
501 posts Joined: Dec 2007 |
QUOTE(matrix88 @ Aug 12 2022, 09:44 AM) after putting in complaint thru email yesterday morning, someone called me at night 9+, claiming to be from HSBC. Once upon a time, overseas bank was good. Nowadays, no different from local banks like BSN.explained the whole scenario to her, she then said want to verify me, started asking those questions such as my ic number etc. I answered 2 and felt weird, ask how many questions are there, she said need to answer 6-7 questions. I was angry and told her, instead of reporting a fraud case, I am going through another potential fraud now because they called me, and I do not know who she is. She told me this is the only way to proceed else I will have to call their CS hotline (it is 9+ and over their working hours) after raising more questions to her, she ask me to go to their branches to lodge a fraud complaint. I was like WTF. wasted all my time If I need to go to the bank, I intend to make a scene and cut both my credit card in front of their teller and close the account. fortunately I do not have any owing to HSBC. What an experience with a MNC (overseas) bank, which was really suprising to me, all this while I thought this banks offer much better service compared to local banks, and I was wrong. |
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Aug 12 2022, 10:37 AM
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Junior Member
658 posts Joined: Jul 2008 From: PJ |
QUOTE(matrix88 @ Aug 12 2022, 09:44 AM) after putting in complaint thru email yesterday morning, someone called me at night 9+, claiming to be from HSBC. You should go to a branch and flip table.explained the whole scenario to her, she then said want to verify me, started asking those questions such as my ic number etc. I answered 2 and felt weird, ask how many questions are there, she said need to answer 6-7 questions. I was angry and told her, instead of reporting a fraud case, I am going through another potential fraud now because they called me, and I do not know who she is. She told me this is the only way to proceed else I will have to call their CS hotline (it is 9+ and over their working hours) after raising more questions to her, she ask me to go to their branches to lodge a fraud complaint. I was like WTF. wasted all my time If I need to go to the bank, I intend to make a scene and cut both my credit card in front of their teller and close the account. fortunately I do not have any owing to HSBC. What an experience with a MNC (overseas) bank, which was really suprising to me, all this while I thought this banks offer much better service compared to local banks, and I was wrong. Speaking of going to a branch, I would also probably need to go to one soon, sigh. |
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Aug 12 2022, 10:39 AM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
QUOTE(beverlykho @ Aug 12 2022, 10:07 AM) finally got hold of a CS after 45 minutes of waiting just now. Blocked the card, and they will send replacement within 7 days. also, i need to fill up the dispute form and they will refund back the unauthorized transaction charges within 2 weeks. another tip given from CS is to fill up your cc details when buying online MANUALLY (visually see your cc and fill up) and not saving them in the website/platform database for speedy payment. example like Shopee. i immediately removed all my ccs there. will manually enter the details if i want to buy something/topup ShopeePay. Shopee = ipay88, so go figure |
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Aug 12 2022, 02:41 PM
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Probation
8 posts Joined: Dec 2019 |
so far my longest record was 1hour, literally leave my phone aside to wait for CS to attend to me. When that CS picked up my call. another time I waited for 30mins, ended up that CS recorded my number and told me the traffic of calls was super heavy, will ask respective CS to call me back. so frustrated with the recent CS quality. wjleong15 liked this post
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Aug 12 2022, 03:00 PM
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Junior Member
501 posts Joined: Dec 2007 |
Companies, including banks, are cutting costs, and hiring less CS. wjleong15 liked this post
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Aug 12 2022, 03:10 PM
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Senior Member
2,640 posts Joined: Jun 2009 |
QUOTE(beverlykho @ Aug 12 2022, 03:00 PM) wjleong15 liked this post
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Aug 12 2022, 03:16 PM
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Junior Member
501 posts Joined: Dec 2007 |
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Aug 13 2022, 01:17 AM
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Probation
43 posts Joined: Nov 2021 |
QUOTE(sas91 @ Aug 11 2022, 10:54 AM) Totally agreed with you all..... this bank's cs hotline is the worst among all the banks in this country. Yes agree.....call them and wait for few hours but still don't have any cs answer my call..... starry-starry liked this post
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Aug 13 2022, 02:47 PM
Show posts by this member only | IPv6 | Post
#10435
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Senior Member
3,879 posts Joined: Jul 2005 |
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Aug 13 2022, 05:17 PM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
QUOTE(sjz @ Aug 13 2022, 02:47 PM) Try again on working days bro. I tried calling on last thursday night near midnite, waited for 1 hour like you, then i gave up. The next day, tried morning around 9am, 945am a CS responded. Good luck to you and others too. PS - my CIMB mastercard CC also kana this morning. sjz liked this post
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Aug 13 2022, 06:21 PM
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All Stars
18,459 posts Joined: Oct 2010 |
QUOTE(Zaryl @ Aug 13 2022, 05:17 PM) Try again on working days bro. R these 2 cc saved in the same app?I tried calling on last thursday night near midnite, waited for 1 hour like you, then i gave up. The next day, tried morning around 9am, 945am a CS responded. Good luck to you and others too. PS - my CIMB mastercard CC also kana this morning. |
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Aug 13 2022, 06:23 PM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
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Aug 13 2022, 08:32 PM
Show posts by this member only | IPv6 | Post
#10439
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Senior Member
3,879 posts Joined: Jul 2005 |
QUOTE(Zaryl @ Aug 13 2022, 05:17 PM) Try again on working days bro. i wonder, does all these related to the recent news that ipay88 platform is compromised? I tried calling on last thursday night near midnite, waited for 1 hour like you, then i gave up. The next day, tried morning around 9am, 945am a CS responded. Good luck to you and others too. PS - my CIMB mastercard CC also kana this morning. as seem recently it is multiple bank different cards affected. and most transaction is small amount ie RM5 or USD1 or so. This post has been edited by sjz: Aug 13 2022, 08:32 PM |
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Aug 13 2022, 08:47 PM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
QUOTE(sjz @ Aug 13 2022, 08:32 PM) i wonder, does all these related to the recent news that ipay88 platform is compromised? Yes it is.as seem recently it is multiple bank different cards affected. and most transaction is small amount ie RM5 or USD1 or so. But when i told them about it, they kinda blurred and just gave few precautions on doing online transactions next time. sjz liked this post
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