Taipan USJ.

Thanks for the info..
I will find out to see if I can appeal or not..


I do not know what is the difference in between SCB conventional FD & SCB Islamic FD,
but I know SCB Islamic FD is a little bit troublesome.

Your Service Manager is wrong.
Renewal Instructions: 1 (Option 1) is noting to do with the FD interest crediting issue.

As long as your FD tenure is more than 12 months, you will get interest every 6 months.
It is stated clearly on the FD cert (ii) as below:


You have not received your interest is because SCB screws up this time, I think SCB is crediting
interest manually to all FD depositors nationwide. Tell your Service Manager that some of your friends have received interest, talk to him nicely and ask him to expedite the process to credit you the interest.

You can ask for a sample of FD cert from SCB counter and show it to your Service Manager, the FD cert is stated clearly on condition (ii), you will get interest every 6 months. I did like this to my Service Manager, he agreed and promised to help me to chase for the interest.

This post has been edited by BoomChaCha: Apr 27 2015, 09:38 AM

3yrs+3yrs+3yrs?

Means lock in period must be min 3yrs to entitle 4.15% pa?

3mth+3mth+3mth ................

9 mth effective rate 4.15%.

This post has been edited by bbgoat: Apr 27 2015, 10:28 AM

Thanks again BoomChaCha sir for your advise.
Will talk to them nicely when I pop in afterwards.

So CIMB has extended the Unfixed FD promo until May 31st 2015. 12 mths 4.2%, not bad. Min 10k

http://www.cimbbank.com.my/en/personal/pre...t-campaign.html

MBSB 1 year FD at 4.3% does not have monthly interest, interest will pay when FD is matured..

This post has been edited by BoomChaCha: Apr 27 2015, 09:18 PM

Better get

SCB Saadiq (Islamic) 15 Months - 4.5%

instead?

Hi Guys,

Can I use personal cheque for FD deposit? Will I get the certs on the same day if use personal cheque?

Or would it be better to get a banker's cheque, i think it's slightly more expensive than personal cheque (RM0.50 compare to RM2/RM5).

Thanks.

For MBB, I got it same day. Mine didnt wait till cheque cleared.

i redeemed a matured fd at HLB today, got banker's cheque.

no questions asked.

wonder what's with uob asking silly questions.

Did you use personal cheque or banker's cheque?

I went to SCB Saadiq (Islamic)this afternoon, the customer service told me
no need to wait for the check clearance, Islamic FD can be effective on
the same day if submit check before 4.00pm. And can just ignore the
sms when SCB ask you to participate something.

I agree..
I was thinking to place FD in Alliance Bank, now I change my
mind to place FD with SCB Saadiq (Islamic) 15 Months - 4.5%..
obviously a better deal..No pain no gain lah...
I will place SCB Islamic in two days later..

HSBC 5% for 3 Months FD has extended to 30 June 2015
Minimum RM 5K, maximum RM 30K
Min RM 5 to open a current account
Free Umbrella while stock last

only for 3 months ?

Yes, only 3 months..unfortunately
If you want to place more than RM 30K, you can find your relative(s)
to open joint account with you, for example:
(1) You, under your single name -- one account for first RM 30K
(2) Under you and your wife joint account -- one more account for second RM 30K
(3) Under your wife single name -- another FD account for 3rd RM 30K .. and etc..

So, you can place total RM 90K under 3 accounts at a time..

Maybank Fixed Deposit (FD) TRIPLE 3 (3+3+3) Campaign
21 April 2015 - 21 May 2015



More info: Maybank | T&Cs

SCB Saadiq (Islamic) 15 Months - 4.5%

vs

HSBC 5% for 3 Months FD has extended to 30 June 2015

clear choice isn't it?

Do take note that, after 3 months, when your HSBC advance account has balance lesser than 30k, the bank will charge you RM10.60 per month, including GST

Personal RHB cheque.

Wa, after initial pain of getting the interest, no more "pain" for the future.

Don't forget C D & gf & unties that was mentioned before ??

Cannot really compare as different length of 3 mths vs 15 mths. Various things like need more time for the 3 mths vs 15 mths to handle the FD (3 mths later need to place FD again), diff needs of 3 mth short length (if need money 3 mths or so later, this is a good deal), OPR may change between 3 to 15 mths (up or down), max 30k for the 3 mth etc etc.

This post has been edited by bbgoat: Apr 28 2015, 08:53 AM