Today I went to UOB to put some FD. The officer asked me why I want to put FD when there are better investment tools. I told her that her colleague promoted to me before but she continue explaining. I was assaulted  with one insurance product which I patiently listen to (but had no intention to buy  ) then said I will think about it. She continue for quite a bit but I politely insisted that I will think about it.

Finally, I managed to get to my FD transaction but was told that my cheque was banked in last week so it is not fresh fund anymore. I showed by "surprised" face (although I was not surprise  ) and told that if that is the case, I want to withdraw all to put in other bank's FD. She then talked about better rates in UOB and I had to mention the rates in other banks. She paused and then told me that she will enquire whether I can get fresh fund rates. Asked to me sign the form first because most probably can. After a few seconds away from the counter (yes, a few seconds!!!) she came back and said I can get fresh fund rates.

So I left UOB happy, with 4.2% 1 year FD rate from my stale fund...... 

Not too sure why I could get the rate.... maybe it is because she is going to call me tomorrow to ask about my decision on the product..... 

Before I became their PB customer, the UOB counter girl also tried the same thing when I was placing FD. I politely and firmly said "no, thank you" and cut short the conversation. Proceed to place my FD. 

Another instance with UOB (before becoming their PB) is after I placed my FD, the counter girl alerted a leng lui officer who pulled a senior manager level man to talk to me about an investment product. They claimed that product has better returns than FD. They talked to me for 5 minutes and I still said no. That is probably because the FD I placed is slightly higher value and they are alerted to talk to me. They asked me to divert some amount to that product. Haha. 

Yeah, that's what happened. Advised me to divert some $$$ to one particular product, which will also enable me to place a promotional FD of 7.1% (3 months) or 5.6% (6 months).

I have too many insurance/education/saving plans to buy another one..... 

At least once a year medical check up !!  Before my last check up it was a 4 years gap. I should have done as you do !!

Mine was shown "VALUE DATE AS OF 19 MAR". But I think it did not mean anything as the interest was late and we are not paid add'l interest for those days the money was supposed to be in the SA (as on 19/3/2015).

Anyway, you should be glad you got your interest FINALLY !!

Hi BoomChacha Sir,
I would like to ask you how you managed to get SCB to credit the 6 month interest?
I have talked to my branch (Saadiq, Bukit Tinggi Klang), they inform me that there is no 6 monthly credit of interest, only that if I were to take out my money now, the 6 month interest is assured.
My emails and calls to Customer Service are useless, they just reply have forwarded to relevant person who will contact me soon.....after 4 days still no contact.
Feel like I have to ask to see the Branch Manager and bang table....or can I write to Bank Negara to complain?

then u support them by getting a credit card from them lor..

since now no GST also..

Unfortunately, I am in the same situation as you, at Damansara Uptown branch.
Gone are those days where customer is always right.

I have done similar to what you did but I got the excuse that it has past the date so they cannot revert the interest to 6 months. The only consolation is that they will deposit interest after 12 months & I said what choice do I have?

Since BCC got the interest, I am thinking of pursuing my case then!
Problem is I do not want to visit that bank as hard to find parking & have to wait long for their bad service.

Me: Saya tengaok you ada MBPJ pajero di sini, you hantar saya ke MBPJ HQ, dan hantar saya balik ke sini, boleh..?

MBPJ officer: Tak boleh lah.. Saya tak ada kunci, saya guli

Susahnya see u screaming for 6 mth fd interest to he credited to acc with all tye hassle..

why not forego a little bit of % and go for MACH HLB online FD with a monthly interest crediting to your saving acc ?

No need parking hassle, driving up n down, petrol, pay toll, and risk of ur car kena saman or scratch..

haha..

You are their PB customer ? The RM did not promise you on the crediting of interest ? Can call the RM and quote the cases  you heard from here.

Yes, PB customer. She did not promise crediting interest, only say managed to change that I will get after 12 months. I feel she is making up stories to avoid putting maybe abit more effort solving my issue.
Anyone knows what is BNM's contact to make such complains? 

Gary, be careful when your park your car in Damansara Uptown.
Last month when I placed my FD with SCB in Damansara Uptown, I parked
my car on a small road (see pictures with a black cross) which next to Public
bank, my car suddenly disappeared after I came out from SCB.

Later I found out from the police station that MBPJ towed my car to
Damansara Perdana, so I had to take a taxi (cost me RM 7.00) to go to Damansara
Perdana to get my car back.

Consequently I had to pay RM 300 to get my car released from MBPJ... 

I was thinking to bring this case to Consumer Tribunal, because as you can see
there is no "Zone Tunda" sign board on this road, and no yellow line on the ground,
and I did not block the traffic when I parked my car there.

Below is part of the conversations when I was in MBPJ office in Damansara Perdana:

Me: Saya tak ada salah, MBPJ paksa saya bayar RM 300, MBPJ kelakuan macam perombak..

MBPJ officer (smiled) : You boleh panggil apa yang you suka, tapi kalau you tak bayar RM 300,
kami tak akan lepas you punya kereta..

Me: Saya mahu rayuan

MBPJ officer: Boleh, tapi kecuali you adalah OKU atau student, baru boleh dapat RM 90 diskaun lah

Me: Senior Citizen boleh?

MBPJ officer (smiled): Senior Citizen tak boleh lah.. Uncle. Kalau you mahu complain, you boleh naik taxi ke MBPJ HQ di Petaling Jaya, pergi RM 70 dan balik ke sini lagi RM 70, dan ini tidak jamin you akan dapat rayuan..

Me: Saya tengok you ada MBPJ pajero di sini, you hantar saya ke MBPJ HQ, dan hantar saya balik ke sini, boleh..?

MBPJ officer: Tak boleh lah.. Saya tak ada kunci, saya guli sahaja..

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So I lost RM 307.00 just to place my FD with SCB in Damansara Uptown... 
Next time I will never go to Damansara Uptown anymore...

bnmtelelink@bnm.gov.my

So I lost RM 307.00 just to place my FD with SCB in Damansara Uptown... 
Next time I will never go to Damansara Uptown anymore...

then u support them by getting a credit card from them lor..

since now no GST also..

Me: Saya mahu rayuan

MBPJ officer: Boleh, tapi kecuali you adalah OKU atau student, baru boleh dapat RM 90 diskaun lah

Me: Senior Citizen boleh?

MBPJ officer (smiled): Senior Citizen tak boleh lah.. Uncle. Kalau you mahu complain, you boleh naik taxi ke MBPJ HQ di Petaling Jaya, pergi RM 70 dan balik ke sini lagi RM 70, dan ini tidak jamin you akan dapat rayuan..

Me: Saya tengok you ada MBPJ pajero di sini, you hantar saya ke MBPJ HQ, dan hantar saya balik ke sini, boleh..?

MBPJ officer: Tak boleh lah.. Saya tak ada kunci, saya guli sahaja..

------------------------

So I lost RM 307.00 just to place my FD with SCB in Damansara Uptown... 
Next time I will never go to Damansara Uptown anymore...

Ok. Just want to confirm this promo still on or not because later might head to UOB to park my money.
Like this promo cuz no need CASA . 

You can deposit any cash amount but for UOB case, once above 30k has to inform the source of fund.

That was why I stayed with BR for my recently matured FD
Yes, PB customer. She did not promise crediting interest, only say managed to change that I will get after 12 months. I feel she is making up stories to avoid putting maybe abit more effort solving my issue.
Anyone knows what is BNM's contact to make such complains? 

Thanks for the warning. A very expensive FD indeed. Now is slightly more convenient actually. There is a new basement parking accessible from the road in between maybank & am bank. RM 1 for first hour. Or if I am feeling kedekut, I will park at the housing area, else try luck at the usual 60 sen parking bays.

Uncle BCC, perhaps you not to familiar with the area, but as long as no proper parking lot they tend to tow only. Expensive lesson unfortunately.

Senior citizen ? Uncle Ah Boom still young ma ....................

Wa, so expensive in Klang Valley for this towing ! 

I thought at that time you are still pxxx off with SCB on the interest crediting issue ?

At least you also got the add'l interest adjustment. Mine did not have. Anyway since I got it earlier, just going to forget about the "adjustment". 

doesnt your FD cert talk about interrest payable every 6 months? how to make up stories when its clearly stated in writing? 

btw, for uptown SCB PB, you can claim back your parking for the first hour.

Ah Goat Sir.. I placed my 2nd SCB FD on 3 April 2015 in Damansara Uptown, I was expecting
my 1st FD interest (placed on 19 Sept 2014) on 19 April 2015..

I think your interest is correct ---> value date 19/3/2015

I got my interest value date 23/3/2015 (suppose to be like yours, 19/3/2015), so SCB paid me
back RM 9.43

No lah, though shown "VALUE DATE AS OF 19 MAR", actual date received interest is on April 8th. Just received e-statement from them 2 days ago, no add'l interest given. So actual received interest late by 20 days. (Anyway subsequent FD's placed after 19/9/2014 has no such issue, just for those who are new to this issue.)

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Unlike yours add'l RM9.43 given. They gave you the 4.25% (rate at that time) or SA interest rate ?