Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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 Mar 8 2015, 08:56 PM
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All Stars
48,419 posts Joined: Sep 2014 From: REality 
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QUOTE(Bonescythe @ Mar 8 2015, 11:44 AM) I got a fren went to place FD in taman connaught bank.. End up placing 10k fd, and get a police saman worth rm 100 as a package as well   no pay parking / double parkingThis post has been edited by nexona88: Mar 8 2015, 08:56 PM |
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Mar 8 2015, 10:09 PM
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Senior Member
2,337 posts Joined: Oct 2014 
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RinggtPlus is offering free 20" luggage for OCBC FD signups, min 30K fresh fund
 ringgit plus This post has been edited by cklimm: Mar 8 2015, 10:09 PM Attached thumbnail(s) 
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Mar 8 2015, 10:16 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Mar 8 2015, 10:09 PM) Hak, I signed up with OCBC last Monday for 12 mth 4.2%. Missed on this luggage bag.   |
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Mar 8 2015, 10:48 PM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(bbgoat @ Mar 8 2015, 10:16 PM) Hak, I signed up with OCBC last Monday for 12 mth 4.2%. Missed on this luggage bag. Attached image(s)  |
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Mar 9 2015, 08:37 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Mar 8 2015, 10:48 PM) |
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Mar 9 2015, 09:17 AM
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Senior Member
2,811 posts Joined: Jan 2003 From: Selayang 
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QUOTE(cklimm @ Mar 8 2015, 10:09 PM) bro existing FD account holder but put in extra fresh fund can qualify ? cant find a clear TnC there..  found the answer..it is allowed This post has been edited by dEviLs: Mar 9 2015, 09:21 AM |
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Mar 9 2015, 10:46 AM
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Senior Member
1,205 posts Joined: Aug 2014
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Normally we will not able to apply special promotion FD through the online banking right?
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Mar 9 2015, 10:58 AM
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Junior Member
130 posts Joined: Nov 2010
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QUOTE(ketnave @ Mar 6 2015, 10:31 PM) yeah what you quoted or this one without sales charges:https://www.sc.com/my/campaign/priority-cli...ings/index.html QUOTE(kmarc @ Mar 8 2015, 11:21 AM) Just wanna a question to our FD kakis/experts here. When you have some savings to put into FD, do you: for me i count la, if the "trip" is worth the effort to make the extra sum of money. if not much difference but too much trouble, then i skip.1) Straight away go to the bank to put FD or 2) Accumulate more then only put into FD Option (1) will result in many trips to the bank while option (2) makes you lose interest while waiting but results in less trips to the bank.  QUOTE(cklimm @ Mar 8 2015, 10:09 PM) anybody dealt with ringgit plus b4? are they 3rd party acting an "agent" between you and the bank (means they do everything for u) or do you still go through the motions of applying directly with the bank but use their "intro" code to get the luggage?  |
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Mar 9 2015, 11:33 AM
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Senior Member
2,552 posts Joined: Jan 2008
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QUOTE(zero721 @ Mar 7 2015, 11:25 AM) Anyone tried the HSBC Advance 3month 5% FD? just *tried* to do it this morning. fresh fund is a pain. wrote cheque but must wait till cheque cleared only then can create the fd. "fresh funds" is any fund transferred within the last 7 days. no umbrella offer though - will call and follow up with the bank officer tomorrow |
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Mar 9 2015, 12:03 PM
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Junior Member
397 posts Joined: Mar 2011
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QUOTE(bbgoat @ Mar 2 2015, 09:27 PM) In AmBank today to uplift FD. Now know that they do NOT pay interest over the weekend. Check with Ambank TTDI today, no this promotion 😰😰😰 New FD promo for 3 mths at 3.93%. I placed FD for it as I need to use the fund 3 or 4 mths later instead of UOB 3.95% or CIMB 4%. AmBank branch more convenient for me. Unfortunately unable to get the umbrella as it needs fresh fund. Only realized about this on my way out and saw their leaflet.  |
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Mar 9 2015, 12:03 PM
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Junior Member
96 posts Joined: Sep 2008
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Just called Stanchart 03-77118888, the FD promo for 15mth at 4.5% is only for Islamic FD not conventional as stated earlier in this forum. Can anybody verify this? Thanks.
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Mar 9 2015, 12:15 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(kmarc @ Mar 8 2015, 11:21 AM) Just wanna a question to our FD kakis/experts here. When you have some savings to put into FD, do you: I guess the answer is pretty straight forward. It all boils down to how much is the amount. 1) Straight away go to the bank to put FD or 2) Accumulate more then only put into FD Option (1) will result in many trips to the bank while option (2) makes you lose interest while waiting but results in less trips to the bank. 1) Big amount straight way go make placement. 2) Small amount, just accumulate first. For cost of travelling, different ppl different cost. Some ppl zero cost because his work place is walking distance to the banks. If you incur travelling cost, just weight the travelling cost with your potential FD daily interest and see which one more heavy. |
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Mar 9 2015, 12:18 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(spurswong @ Mar 9 2015, 12:03 PM) Just called Stanchart 03-77118888, the FD promo for 15mth at 4.5% is only for Islamic FD not conventional as stated earlier in this forum. Can anybody verify this? Thanks. SCB Conventional 4.5% for 15 months is available; unless it meets the quota.I just placed it last week. The Stan chart help line may not know the detail. Please take note that SCB Conventional FD cannot be placed in Saadiq (Islamic) branches. It can only be placed in SCB conventional branches. This post has been edited by BoomChaCha: Mar 9 2015, 12:28 PM |
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Mar 9 2015, 12:19 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(zenquix @ Mar 9 2015, 11:33 AM) just *tried* to do it this morning. fresh fund is a pain. wrote cheque but must wait till cheque cleared only then can create the fd. "fresh funds" is any fund transferred within the last 7 days. no umbrella offer though - will call and follow up with the bank officer tomorrow Such pain, quite unusual for a bank to commence FD only upon chq clearance. |
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Mar 9 2015, 12:29 PM
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Junior Member
286 posts Joined: Oct 2004 From: KL/PJ
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QUOTE(BoomChaCha @ Mar 7 2015, 12:06 PM) This is Islamic FD. i was told by hsbc officer that customers need to apply cc by them as criteria for this deposit??is it true?? They wanna issue debit card also..I did it last week. Each FD account requires min RM 5.00 to open one current account. Now HSBC is giving one umbrella for opening each FD account. Maximum of this FD is RM 30K, min is RM 5K. But you can get your relatives to joint name with you to open more FD accounts. For example: (1) You place RM 30K under your single name - 1st account (2) You place RM 30K under your wife single name - 2nd account (3) You place RM 30K under you and joint name with your wife - 3rd account Total RM 90K to enjoy 5% (Effective rate is about 4.8% after deducting/loosing 3 days interest) And you will get 3 umbrellas. 2 negative things you need to know: (1) Effective date of the FD will effective only after your check is cleared, so we will lose at least 2 or 3 days interest. But I brought cash so I could get my FD cert effective on the same day. (2) We can only withdraw the next day of the FD maturity date, so we will lose one more day interest. In overall, I think this is a good deal for 3 months FD. |
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Mar 9 2015, 12:30 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(aeiou228 @ Mar 9 2015, 12:19 PM) Such pain, quite unusual for a bank to commence FD only upon chq clearance. It is Islamic FD; some more it can only be withdrawn on the next day of the maturity date. So, if bring check, will lose at least 3 days interest. |
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Mar 9 2015, 12:33 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(Johore @ Mar 9 2015, 12:29 PM) i was told by hsbc officer that customers need to apply cc by them as criteria for this deposit??is it true?? They wanna issue debit card also.. I have the SCB debit card when I placed my 4.25% with SCB last year.For this time 4.5% which I placed last week, SCB did not give me debit card. |
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Mar 9 2015, 01:27 PM
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Senior Member
2,539 posts Joined: Jan 2003
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QUOTE(spurswong @ Mar 9 2015, 12:03 PM) Just called Stanchart 03-77118888, the FD promo for 15mth at 4.5% is only for Islamic FD not conventional as stated earlier in this forum. Can anybody verify this? Thanks. Just go to the branch to place it. They still have the conventional FD 15mth 4.5%. Best deal right now! |
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Mar 9 2015, 02:03 PM
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Senior Member
6,257 posts Joined: Jul 2005 From: UEP Subang Jaya
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QUOTE(ultraman29 @ Mar 9 2015, 10:58 AM) anybody dealt with ringgit plus b4? are they 3rd party acting an "agent" between you and the bank (means they do everything for u) or do you still go through the motions of applying directly with the bank but use their "intro" code to get the luggage? I took their HSBC Credit Card offer (free tablet). They just email you a link, you apply directly with the bank, and the bank sends you a code to claim your reward from ringgitplus. |
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Mar 9 2015, 02:16 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(xiaoniu8 @ Mar 9 2015, 12:03 PM) Check with Ambank TTDI today, no this promotion 😰😰😰 I just placed this last Monday. 3 mth 3.93% in AmBank. Some times some bank branches not aware of new promo.  QUOTE(spurswong @ Mar 9 2015, 12:03 PM) Just called Stanchart 03-77118888, the FD promo for 15mth at 4.5% is only for Islamic FD not conventional as stated earlier in this forum. Can anybody verify this? Thanks. Ah Boom and some of us placed it. I put in some more eggs there last Monday.QUOTE(aeiou228 @ Mar 9 2015, 12:19 PM) Such pain, quite unusual for a bank to commence FD only upon chq clearance. Some banks doing it HL Islamic is one. This post has been edited by bbgoat: Mar 9 2015, 02:16 PM |
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