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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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ikanbilis
post Jan 17 2015, 11:15 PM

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I'm interested in the PBB FD promo. Anyone knows if I issue a personal check for the FD, is the FD effective date applicable on the date I deposit the check or the date when the personal check is cleared? Thanks
ikanbilis
post Feb 10 2015, 10:21 AM

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QUOTE(byshierly @ Feb 9 2015, 11:54 PM)
Can do it online to get this rates? Thank you in advance.
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No.

ikanbilis
post Feb 20 2015, 03:26 PM

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QUOTE(nexona88 @ Feb 20 2015, 01:15 PM)
I think max banks can go now is 4.5%.. More than that is very risky & could "hurt" the bank  nod.gif

that's why u see only 4.5% not 4.8% or 5%  icon_rolleyes.gif
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All the banks are making billions of profit every year...surely an increase of 0.3% or 0.5% wont hurt their bottom line. The question which bank will step up their game to fight for our money? rclxms.gif

ikanbilis
post Feb 27 2015, 04:21 PM

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Just placed a conventional FD with SCB for 9 months 4.25%. Have to open a Just One account for rm1,500 but the leng chai said can withdraw all the next day. Tomorrow i will withdraw all and leave the Just One account become zero balance. Hahaha!
ikanbilis
post Mar 1 2015, 10:27 PM

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QUOTE(bbgoat @ Feb 27 2015, 05:16 PM)
Quite a few of us has opened the JustOne acct with zero amt there ! Ah Boom and myself have done that last year. Now waiting for crediting of interest in March ( 6 mth interest ).  smile.gif
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I see...just wondering any of you have priority banking with SCB? The leng lui keep asking me to join their priority banking and told me that the interest now is 4.28%, daily rest! If so good then no need put in FD anymore! Dunno whether to trust this leng lui or not?

ikanbilis
post Mar 1 2015, 10:48 PM

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QUOTE(BoomChaCha @ Mar 1 2015, 10:34 PM)
You mean SCB 9 Months FD is 4.28% now?

So far, I see the only benefit to join SCB priority banking is to take advantage of the
priority saving account promo.
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SCB 9 month FD is still 4.25%, just made a deposit few days ago...

I think the leng lui is talking about the priority saving account promo. Do you have any info?

Also this leng lui asks me to invest in bonds returns 6% pa. The bond is issued by TF Varlik Kiralama AS...according to leng lui their credit rating is AA3......
ikanbilis
post Mar 1 2015, 11:02 PM

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QUOTE(BoomChaCha @ Mar 1 2015, 10:55 PM)
My SCB 4.00% priority saving account 6 months promo was ended yesterday.
So I have to withdraw all money and put it in some where else, maybe I will put in
HSBC 5% for 3 months..? hmm.gif

You mean leng lui said the 4.28% is for priority saving account promo..?
I do not have any info, I just heard about it from you.
I am interested if this 4.28% is available..
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That's what was told by the leng lui when i went to deposit FD. Leng lui said they have a priority savings of 4.28% so asked me to join the PB since I'm new to their bank. Anyway you can check with your RM if this is applicable to old members too?

ikanbilis
post Mar 3 2015, 02:36 PM

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QUOTE(bbgoat @ Mar 3 2015, 02:29 PM)
ASG is for all. I have some as well.  biggrin.gif
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How much dividend you receive on average for ASG?

ikanbilis
post Mar 3 2015, 05:17 PM

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QUOTE(bbgoat @ Mar 3 2015, 03:49 PM)
With the FD I have in UOB, received the attached from them:

thumbup.gif  rclxm9.gif
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What's that? hmm.gif

ikanbilis
post Mar 9 2015, 01:27 PM

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QUOTE(spurswong @ Mar 9 2015, 12:03 PM)
Just called Stanchart 03-77118888, the FD promo for 15mth at 4.5% is only for Islamic FD not conventional as stated earlier in this forum. Can anybody verify this? Thanks.
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Just go to the branch to place it. They still have the conventional FD 15mth 4.5%. Best deal right now!

ikanbilis
post Mar 9 2015, 10:20 PM

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QUOTE(BoomChaCha @ Mar 9 2015, 09:40 PM)
Does anybody know the ringgit value of this 20" luggage from Ringgit Plus?

Let's say if put RM 30k in SCB and OCBC respectively:
SCB 4.5% for 15 months vs. OCBC 4.2% for 12 months:

SCB: RM 1350 interest
OCBC: RM 1260 interest

Difference: additional RM 90 for SCB, it is 15 months tenure with every 6 month interest  hmm.gif
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The value of the trolley bag should cost less than rm90. 20inch is very small trolley bag. If they give 24inch or 28inch trolley bag would be very nice...

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