btw

anyone joined the volunteer army corp ???

care to provide some insight ????

Tried before.. mailbox full!

PR & Singaporeans have this medishield life insurance that you cannot opt out right. It is a compulsory thing right?

Does it mean that they dont need to buy any hospitalisation & medical insurance from private companies such as Prudential, Great Eastern and etc?

Is deducted from your CPF (EPF) , it covers a minimum plan you can opt to upgrade but not out.

Suggestion is max out the premium on this insurance plan , then only think of buying another one in SG .

Hye, i just start working in Singapore one week ago
btw, we need to pay taxes?

godol.. live in johor je la with same like me..
u got motor what..

No need if you only earn about 1k per month.

So fast, I submitted my EP application form to SG company on 24th Oct and until today i did not get any news, checked with employer but they did not receive any update from MOM yet.

This post has been edited by j3Vils: Nov 5 2015, 09:52 AM

thanks for the advise..

I will go for it and maybe try my best to find another job when the contract is nearing its end

So if my friend has an existing plan in life insurance and hospitalisation & medical insurance? So he should just drop the H&S plan from Prudential and max out the Medishield premium?

If ur are tall still not so bad, else prepare for ikan masin armpit smell

Yes, if ur annual income exceed a certain amount. Check IRAS website.

Wah lao travelling by motor is pretty scary at custom, 2 car lane can become 8 motorcycle lane and woodland to changi is pretty far but most important is i find that SG driver a bit dungu one, so is not as safe as riding in MY

Just continue if can afford , the catch in these insurance is about age you won't be able to get the cheaper tier if you buy later and alot of clause maybe excluded situation such as :
- Border line issue with blood pressure -> Heart related and stroke have limited or coverage with loading
- Border line issue with Blood sugar -> Sugar related treatment not cover eg: Diabetes
- Unhealthy BMI - > medical re-examination , healt reassessment loading will incur
- Smokers -> Lungs & heart may not be cover or limited coverage
- Drinkers -> liver & kidney related wouldn't or limited be covered

idea is take up young when you are healthy

Ì think H&S plan is fixed as in depends on age. For instance, age 20-30 fixed price, 30-40 fixed price. So even if drop and buy again also no difference in cost. Subject to underwriting.

But one mistake he made is that he bought life insurance coverage about 100k and premium per year is about SGD3k. He said he is very tight month to month. Asking me whether should he drop the current one and buy those cheapper term insurance.

What you guys think?

From checkpoint to Changi is quite far la abang. Do not wanna waste my time travelling...

And who are u anyway?

ya lor..
i see that oso..
but as for me i start work at 7 and end at 4 so no big problem..
just a bit pain since i take bus daily
cause i dont have license


dafuq..
me budi la.. -.-

yeah i know.. but sewa inside singkapo pain sia..

Dont worry just stay positive. BTW, what is the size of the company? Small / Big? I heard small companies will be scrutinized more.
Other reasons could be your degree / salary / experience. I believe the delay depends on which checks MoM is investigating.

Tak pain pon kalau kau kira dollar to dollar. Jangan convert ke MYR...

Kau keje area mane?

Got this browsing the news. Our countrywoman working in Singapore. Those earning big bucks and support 1Malaysia policy can take a look. Also for those who want to save on insurance, you never know what will happen the next minute.







（槟城4日讯）因一场坠楼意外，改变了一名赴新加坡工作帮助家计的孝顺19岁少女的人生，导致左脑细胞坏死，影响右边身体而中风瘫痪。

她在新加坡医院治疗后，目前病情稳定，但留下昂贵的医药费未还，因此希望能够筹到30万令吉，以协助付清医疗费用。这名少女杨惠媛来自威南新邦安拔，家中尚有双亲、已婚24岁姐姐及求学中的13岁弟弟，她在家排行第二。

由于今年5月初，父亲杨发财因发生车祸，失去工作能力，她为了帮助家计，她于8月初与一群好友前往新加坡工作，不料在10月3日传来恶讯，在新加坡某组屋发生一场严重坠楼意外。

根据新加坡医生的报告，杨惠媛的伤势疑从4楼高建筑坠下致成，这场不知去向的意外，导致她的头至脚都有骨头粉碎及断裂、脾脏遭割取、尿道受损及左边脑细胞坏死，而影响右身中风瘫痪。当时，在新加坡陈笃生医院主诊医生急救下才得以保命，期间在该院治疗逾1个月，而医院费用高达30万令吉。

尽管杨惠媛目前已苏醒，但失去了记忆及语言能力，现在需要长期进行物理治疗、按摩及疗伤，才能够慢慢痊愈。

杨惠媛的父亲杨发财（44岁）说，他在发生车祸前经营售卖床褥生意及任义务乩童，在车祸受伤后伤势未康复，所以至今仍影响工作能力，因此女儿才在今年8月到新加坡工作。

母亲吴玉萍(49岁)指出，她是在女儿事发后第三晚后才知道事件，当时是新加坡警方联络新邦安拔警局转告，才得知此事。

新加坡警逮捕3嫌犯助查

至今为止，家人仍不知道坠楼事件的来龙去脉。

据新加坡警方透露，目前已逮捕3名嫌犯协助调查，至于事件的来龙去脉需等到女儿完全清醒康复后，才能录口供。杨惠媛在事发后被发现时，其手机已遗失了，警方只寻获其护照、身份证及一些马币及新币。“过后我们立即飞往新加坡，到医院了解女儿的病情，前后一个月来回数次，储蓄也耗光，甚至得向朋友借钱救济。”

由于杨惠媛脾脏大量流血，所以当时在新加坡输了8包血给女儿，才能保住性命。杨惠媛在新加坡医院住了10天严重加护病房后，才转至中等加护病房。较后，在槟城圣约翰救伤队帮助下，到柔佛载她回家，她于周二晚8时才抵达槟城中央医院，现在继续在医院疗伤及进行长期进行物理治疗。

吴玉萍表示，现在女儿需要长期进行物理治疗、按摩及疗伤，才能够慢慢痊愈。“我希望可以将女儿转换到环境较舒适的医院接受治疗，让她可以早日康复。”

超级摩托爱心组助筹款

超级摩托爱心组主席王騝发周三召开记者会，希望通过传媒报道，协助为杨惠媛筹30万令吉。

王騝发说，杨惠媛在新加坡陈笃生医院居住1个月后，所累积的医药费为9万5917新币，相等于马币近30万令吉。他希望各界善心人士帮忙筹款。他说，根据槟城医生的说法，杨惠媛康复得很快，目前脑部已稳定，但为避免受细菌感染，杨惠媛必须在3天内出院回家或转至疗养院，不过前提是母亲必须学会操作抽痰器。

“杨先生有自己的生意，所以他们并不担心往后的疗养费，但因为储蓄耗光，所以他们只希望可筹获30万令吉偿还予新加坡医院。”

他说，这次的医药款项高达30万令吉，所以直接将款项汇入母亲的个人户头较安全，而他也与杨惠媛的父母亲达成共识协议，既每周让该组织查看户头存款，而该组织将在款项达到目标以后喊停。有意献捐资助杨惠媛者，可联络父亲杨发财：012-8832196，或母亲吴玉萍：012-4846010，或是将义款直接汇入Ng Yoke Peng大众银行个人户头号码：4-7285823-25。

any MNC where you guys work are hiring accounts or finance line? Or can recommend me?

skarang aku roving..
xfix lagi skola mana..
tp 2 mggu ni duduk skola area ang mo kio je..
pain gak sbb gaji aku x lebih 2k..
btw aku dah nikah.. xleh sewa bilik dah..