Rushing down now to queue at ICA to apply pink IC tomorrow. Sinkie got what more benefit? LTA's 1k permanent COE? MOM's 100k per month salary?

1 month save sgd$4 can already. Save for 3 years since new PR also have to wait 3 years before can purchase HDB apartment. Total sgd$144 should be enough with some inflation.

That's like to have 6.5k salary to save 4k / Month ,

CPF takes about 400 - 800 ( cause first year is low till reach 3rd year )
Eat, phone, Transport 1k
Rental 1k

Extra savings sure go around staying in SG is Boring !

don't convert la.. you working and living in SG.. unless you intend to stay in Jb, no point compare..

3k sgd is abit hard to live.. your rental alone is 1k+. It will be enough to cover, but no savings built, which is your intention if moving to SG to work right?



This post has been edited by the99percent1: Oct 27 2015, 01:19 PM

then Msia how? throw citizenship for a hdb house.. really worth it meh?

The minister not realistic in the first place.. where got such a thing, Singaporean under 35 making 1k/month only.. this is kaisu land with kaisu ppl.. no way such thing will be allowed to happened else bring great disgrace to their family.

This post has been edited by the99percent1: Oct 27 2015, 01:25 PM

I guess the income is referring to household income. 1 person only need 3-4k per month. Which i think you still can having a very comfort life for your entire 'grace period' of 3 yrs before you apply for HDB.

1k is just their local benchmark , for True Breed Singaporean , those from another country still have their own home land to fall back to.

you'll be amaze there's still poverty in Singapore ( These are the people may have fall out from the rat race very badly , some are neglected/con/cheated by fam , some are too old , some are handicap ) . You can take a stroll around Beach Road's HDB , then you'll understand why.

For lower income group of Malaysian in SG will likely travel back to get a home , imagine earning 2k SGD travel in and out of JB easily more than 5k to spend .

Whether worth anot it's very individual, as of current situation in Malaysia can see that alot of people willing to give up the citizenship and take up Singapore Citizenship, reasons are very simple :
1) Housing benefits
2) Medical Benefits
3) Education Benefits
- more of a $$ factor

Other Push factor are :
1) Safety
2) Earning power
3) Lost sense of direction in home country
( career development , family development ) - working in an MNC will it move out the next instance ? Down Size ? , Is there still opportunity or even fair opportunity for next generation ?

4) Lost of confidence in home country/Gov
( This would hit anyone who feels that things arn't heading the right direction and you can't do anything to steer it around , in fact some have contributed but after years looking at it still nothing had improve infact became worst , the lost feeling is quite hollow )

5) Freedom of travelling - you'll appreciate the Freedom of oversea visit without limitation on Visa

There's only 1 big factor to make someone stay put in Malaysia - your friends and family.

Don't be tempted by the 9k Ringgit , calculate living cost base on SGD then convert only the balance, then compare it to your career advancement.

I estimate the saving build up is around 2-3k Ringgit , in return major sacrifice is :
No Car
Staying in Rented Room
Things will get little boring in SG -> need to find activity to do and at times requires $$

This post has been edited by titarium: Oct 27 2015, 02:04 PM

And that 1 big factor is enough and WORTH it. Very invaluable

Problem is alot of friends and family member keep saying , go go we will meet u there.

So you are making a decision due to peer pressure ? good luck to you then.

I would say try it out if you can, and if you can't handle/ don't like the lifestyle here, balik. Is not a bed of roses here in SG, and SG has its own set of problems as well

I thought he say SGD 4 per month can afford a HDB in 3 years, make me chiong down ICA just now queue first spot. 4k per month then no thanks lo. How to save that much per month only crazy rich people can do that.

What a nice interview session back then. Awaiting 2nd iv from the Japanee boss. Maybe thru phone next time...

Hi tumpang thread~~ who planned to get back Malaysia this coming Deepavali? I have round trip bus ticket to let go~ 07 nov 8am from golden mile to time square, 10 nov 11am from tbs back golden mile

Just go ahead , as a citizen u can take hdb loan at 90% .

As of now your CPF should be able to pay the stamp duty and other processing fees .

As of now if you have around 50-60k , actually u can scout for house d .

Lol don't be fooled. The person you quoting in reality annual salary can buy one hdb in cash.

Yah what I thought so likely having a unit at Sentosa with 2 cars park in front .... And likely those small little car that only can fit 2 pax !

great advise

will start scouting now ...

Wao all the pr.. i still have to wait at least 4 years b4 i can qualify for hdb cos need to apply for pr. Haha i calculated the other day that the fastest i can own a residence is 2020. Fastest for pr to get hdb is 2021. =__=""

So im kinda stuck thinking wheher to just go bck msia since by 2018 i can get a fully renovated resale dst ready.

provided the regulations for purchasing hdb apartnent remain status quo.