Wao all the pr.. i still have to wait at least 4 years b4 i can qualify for hdb cos need to apply for pr. 

provided the regulations for purchasing hdb apartnent remain status quo.

Buy private lo. If not picky on size and location, s$3xx can buy new condo liao (saw some RENs advertising it in CBD a few months ago).

Lol don't be fooled. The person you quoting in reality annual salary can buy one hdb in cash.

Wao all the pr.. i still have to wait at least 4 years b4 i can qualify for hdb cos need to apply for pr. Haha i calculated the other day that the fastest i can own a residence is 2020. Fastest for pr to get hdb is 2021. =__=""

So im kinda stuck thinking wheher to just go bck msia since by 2018 i can get a fully renovated resale dst ready.

There won't be a fix number of interview sessions to secure a job in SG. I'd been through 2-3 interview sessions per application, but recently just gotten an offer with just 1 interview
P/s: I've been following this thread for quite sometimes without posting anything. This would be my first post here 

Do you have an actual job offer from starhub? If no then this discussion is academic at best, no?

don't convert la.. you working and living in SG.. unless you intend to stay in Jb, no point compare..

3k sgd is abit hard to live.. your rental alone is 1k+. It will be enough to cover, but no savings built, which is your intention if moving to SG to work right?

Don't be tempted by the 9k Ringgit , calculate living cost base on SGD then convert only the balance, then compare it to your career advancement.

I estimate the saving build up is around 2-3k Ringgit , in return major sacrifice is :
No Car
Staying in Rented Room
Things will get little boring in SG -> need to find activity to do and at times requires $$

Appreciate your comment. I calculated my basic 2k SGD is enough to cover all the SG expenses and malaysia commitment (insurance, mother allowance). The rest i earn commission will be my extra. Based on the recruitment agent say that can earn around 1k-2k+ commission. So that's what I thought of going SG.

Looking for a bank that is convenient to withdraw money (ATM) and msia remit as need to deliver money back to msia.

Hi guys,

I received my offer letter and waiting for EP submission/approval. If everything goes well, I'll start my 2016 in Singapore.

My future company is offering me tax assistant for both sides, Malaysia and first year in Singapore. I went to the company's accounting branch here in KL(PWC IAS) and I was briefed that if I were to leave Malaysia, I need to get my current company to submit CP21, and my last month's salary is suppose to be held by my company until my tax clearance is completed. In a nutshell, I need to announce to IRB that I'm leaving Malaysia and not getting any income in Malaysia, so according to tax regulation, I need submit a CP21 and perform a tax clearance.

According to the tax agent, there's a high possibility that I will be audited before doing a tax clearance. Do you guys happen to have experience for matters like this?

I got a feeling I will be in deep sh*t if I get audited.

I got a feeling I will be in deep sh*t if I get audited.

Hi guys,

I received my offer letter and waiting for EP submission/approval. If everything goes well, I'll start my 2016 in Singapore.

My future company is offering me tax assistant for both sides, Malaysia and first year in Singapore. I went to the company's accounting branch here in KL(PWC IAS) and I was briefed that if I were to leave Malaysia, I need to get my current company to submit CP21, and my last month's salary is suppose to be held by my company until my tax clearance is completed. In a nutshell, I need to announce to IRB that I'm leaving Malaysia and not getting any income in Malaysia, so according to tax regulation, I need submit a CP21 and perform a tax clearance.

According to the tax agent, there's a high possibility that I will be audited when doing a tax clearance. Do you guys happen to have experience for matters like this?

I got a feeling I will be in deep sh*t if I get audited.

I submitted my tax clearance no issue oso. Nothing one la. As long as ur tax filing concsitent with ur form ea then usually okay de.just dun claim tht much relief la

And at ur tax bracket of under 35k u wont be taxed de.

Why? Did you simply anyhow file fraudulent tax returns every year to LHDN? If it was accurate and all your deductions are supported with proper receipts, etc then what are you afraid of?

The alternate: Don't bother with the CP21. Just go to Singapore and work, then next year April do your Malaysia Tax Filing online and claim back all the overpaid PCB. Note: If there is a significant drop in the tax assessment amount compared to previous years, then LHDN will also possibly audit you anyway.

If you kept all your documents (EA form, receipts, etc) and paid all your taxes nicely, why are you afraid of an audit ? You get "donation" is it ?

For my case (some years back), after my MY company submit the CP21, I went over to LHDN to confirm with them and cleared everything, got a release letter, gave it to my MY company for them to release my pay, done in less a couple of week if my memory servers me. Then later next year tax assessment, I filled in online and LHDN payed me back the access tax I paid.

After that I didn't perform the online tax assessment the next year onward and no audit.

He worried even though he is at the bracket tht wont have tax anyway xD

I will be taxed.
I thought of that as well until the tax agent advised to not do this.
I kept all my documents alright and paid my taxes. But, I bought books. Lots of books.

Edit: Remember I mentioned that I bought a lot of books? I lied.

I will be taxed.
I thought of that as well until the tax agent advised to not do this.
I kept all my documents alright and paid my taxes. But, I bought books. Lots of books.

Edit: Remember I mentioned that I bought a lot of books? I lied.

If you do fraud, you need to suck it up. Just make a correct declaration and pay up. MY and SG are close now, one day SG commandos will kick your SG door down and point 5 M16s on your head for evading tax. Lock to Changi prison, then send back to MY for life imprisonment.