Oh cepatnya sampai v17. Cos of RM2.63 : SGD ka?

Yes. Firms will allow u one day leave only. (either 1 day before or 1 day after).

quite good leh. 4 to 4.5k.

toa payoh, tiong bahru, commonwealth, queenstown are decent places.

If you want close to work, telok blangah or alexandra.

Haha I find there is a group of malaysians in singspore who no longer confess or admit to be malaysian, and are so insulted when ppl refer to them as msians. Everything malaysia does is wrong.

Why are people so embarrassed by being born msian?

Strange.

I dunno le. Feels like got they got self esteem issues lidat. I mean.. these people ah.. I feel that if u migrate for better future.. sure thts ur personal choice la. But why are u so ashamed of your past that you were born and raise and educated in msia? Shouldn't u be proud that u managed to rise above your upbringing?

Haha ya but I dun see the other ppl lidat leh. Indons or Philippines are immensely proud of their own country despite not being too far off from msia economically and in terms of corruption. Really quite sad looking at these ppl.

[QUOTE]

Hsbc ka?

Where? I hope not geylang lol

Sorry dun think got lobang for u

Haha I think girls sure complain one.

Kenot wear miniskirt scare get rape
Kenot do this scare get caught
Kenot drive atnnight scare got mat rempit

All the ladies I know become so paranoid that the world is out to get them xD (of course there is some sliver of truth in it la.. no smoke without fire ma)

So yeah.. no money difference is gonna make any difference for quite a few of the newly minted singaporeans

For me personally. A 40 to 50pc raise in dollar terms.

Not in finance at least (unless on expat package)

Im talking more of 1sgd to 1.5rm (which probably seems more realistic)

Question.
Current package. Circa 66ksgd pa (b4 bonus, no cpf cos foreigner)

Offered bck in msia. Rm110kpa. (B4 epf and bonus)

Same role same title. Shud I?

Haha thanks for the views. Lots to think abt. How this interact with my personal life too. SO might want to stay here though.. now to convince her otherwise

Working backwards ur paid about 3.5k and a 550 cpf allowance. Not bad for 2 years exp.

Fiona should be affected by the 2% hike in tax rates?

Yawoh. Probably sap sap water nia. Ppl like me can stare eith my air liur meleleh.

Are they separate jobs? If yes then yup. Only taxed on ur respective country's income. But u may have a tax residency issue with ur sg income tht may mean the max tax rate of 20/22pc instead of the scaled rate.

Nope. tax residency is separate from your citizenship/PR. A tax resident is generally someone who resides >183 days in a country (at least in the laws of Msia and Singapore (iinm))

Generally, the resident status of an individual is determined by the number of days he is physically present or exercises employment in Singapore. The individual will be regarded as a tax resident if he is in Singapore for 183 days or more in a calendar year. The calendar year refers to the period from 1st Jan to 31st Dec of the preceding year.
"

SO if ur less than 183 days in singapore, u'll be a non resident.


NON-RESIDENT (LESS THAN 183 DAYS)
If you are a non resident:

You will only be taxed on all income earned in Singapore.
You will not be entitled to tax reliefs.
Your employment income will be taxed at a flat rate of 15% or the progressive resident rates, whichever gives rise to a higher tax amount.
Director's fee will be taxed at the prevailing rate of 20%.
You are required to fill in Form M (Income Tax Return for Non-Resident)

I got a maybank, regionlink account

Charges $15, and takes about 2 BD to clear. So seems like CIMB is alot better.