what do you mean HLB can get cash via BT?
Do you mean transfer overpay to CASA?

meaning u overpay HLB credit card amount, then withdraw it as cash via BT. at HLB, instead of BT to other credit account, u BT to saving account. so u can get the cash while enjoy 0% interest rate since MBB didn't charge u interest ma

This is what I always do.
Just I'm confused with the word you used on 'withdraw cash with that card'. Initially I thought you mean you do 'cash advance'.
Actually not only HLB can transfer overpay to CASA, others bank can do it too

This post has been edited by cyang: Nov 5 2014, 02:23 PM

There is 3% waived in Maybank BT, is it must apply together as new card? Or can apply BT later? Thanks.

This post has been edited by mitodna: Nov 5 2014, 02:32 PM

So far only PBB, MBB and AEON provide 0% only right? and only PBB doesn't need statement..

what are the other banks? can tell? sharing is caring bro

So far I know MBB can..

This balance transfer thingy limit is based on the current credit limit u have on the credit card that u wan to transfer over? I plan to transfer my cimb to maybank.. but how about if my cimb is having EPP, will it transfer the EPP over?

Doesn't need to be new card application. It's an ongoing promo till 8 March 2015:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Maybe the next time try use fax, maybe can work without statement??...haha

Not sure if attaching online outstanding cc balance sufficient for mbb bt application or not.

27 OCT - Emailed BT form to AEON @ customer.service@aeonmalaysia.com.my
28 OCT - Received call to verify.
29 OCT - Monthly installment amount reflected
06 NOV - Cheque clearance appear M2U

Takes sometime to process everything.

hey guys
so i need to wait for the actual monthly statement to apply for bt?

if cant approve in 20 days den i need to pay full payment first?

that's what i did. screenshot the online statement view and submit BT application to MBB.

if you mean u want to submit BT without any kind of statement (e.g. open-amount), few forumers reported success without using statements.

cc payment due is independent to BT application.

in case BT failed or took longer than 20/21 days, you still need to settle any outstanding with your current cc.

if BT fund transferred after your cc payment, then you have excess fund in cc account. you can try to request to transfer the money to CASA.

I thought the point of BT is not settle the outstanding by dragging to a longer repayment through transferring to another CC from another bank.

Correct me if I'm wrong.

yes, you are right. but we see the opportunity to do so without extra cost, so why not?

better use fax or email if want to submit BT app without cc statement?

if compare both, better use fax.

pleasant surprise.......

MBf zero fee balance transfer offer (ended 31.10.2014) also gave out
Bonus Link Points for BT.

Though i received that offer near its end, still managed to hit 3 BTs
there...... and got 5711 points, RM10 = 3 BL points.

best part is one of them is an overpayment to my MBB AMex and i got that RM5+k refunded into my MBB SA - interest free cash for 6 months.

wow, good for you bro!