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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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leo_kiatez
post Sep 21 2014, 03:00 PM

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QUOTE(victorywp @ Sep 21 2014, 11:10 AM)
mbb 0% 12 months bt just started and someone already bt 90% of his cl?? who is that super kiasu?? lol...  :D :P
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Used up 90%CL..not BT 90%CL...;-)
leo_kiatez
post Sep 23 2014, 03:23 PM

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QUOTE(brotan @ Sep 23 2014, 11:40 AM)
upgrading my pbb visa gold to visa signature

good rebate + BT still applicable

thanks to Ronnie for creating the thread on that topic
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How do you do that? smile.gif
leo_kiatez
post Sep 24 2014, 09:17 AM

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QUOTE(ronnie @ Sep 22 2014, 01:53 PM)
There's an issue last week with my application as well.
It's better you call up after you send the application form to confirm they receive it.

I had to re-submit again via email today (first submission on 17th was not receive  shocking.gif  rclxub.gif )
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Anything wrong with their "cc_cad@aeonmalaysia.com.my" email? Do you resubmit to the " cc_cad@aeonmalaysia.com.my" email or "customer.service@aeonmalaysia.com.my"? smile.gif
leo_kiatez
post Sep 24 2014, 09:23 AM

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QUOTE(brotan @ Sep 23 2014, 03:34 PM)
call them up, they give me a form, fill them up, email to them
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Oic..With your min annual income fulfilled their general requirement? Or due to long time PBank cc user? smile.gif
leo_kiatez
post Sep 24 2014, 09:24 AM

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QUOTE(ronnie @ Sep 24 2014, 09:22 AM)
I resend to BOTH emails on the 2nd attempt... They did receive it.
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Wow..Both "arrows" shot the "bulleye" together.. biggrin.gif
leo_kiatez
post Sep 26 2014, 12:02 AM

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QUOTE(brotan @ Sep 25 2014, 09:06 PM)
why not call them ask why rejected?

simple what
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They would not disclose..
leo_kiatez
post Sep 26 2014, 01:41 PM

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QUOTE(red_scorpion @ Sep 26 2014, 12:10 AM)
because i am too safe..scare will be reject if i round up..hence i just round down  unsure.gif
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Don't worry..you can round UP as long u have sufficient CL. I had successful my BT for round UP. But now have LYN member who round nearest Ringgit success..I think that is better, as no better reason to overpay too much to other cc.
leo_kiatez
post Sep 26 2014, 04:51 PM

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QUOTE(AaIto @ Sep 26 2014, 02:19 PM)
Yes, thats me.  nod.gif  Round-UP to the nearest RM, tranfered to my other cc already yesterday!!!
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Congrats on your test success, bro.. rclxms.gif
leo_kiatez
post Sep 27 2014, 09:54 AM

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QUOTE(DarReNz @ Sep 26 2014, 08:54 PM)
just noticed that mbb BT doesn't eat into your CL
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How do you check that available CL? We can't see it through MBB online like other banks..
leo_kiatez
post Sep 27 2014, 02:40 PM

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QUOTE(bearbear @ Sep 27 2014, 01:34 PM)
same response i get from CS, BT amount is considered in CL. Same like Aeon.
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So we have de-throne MBB from becoming king yet... tongue.gif

This post has been edited by leo_kiatez: Sep 27 2014, 02:40 PM
leo_kiatez
post Sep 27 2014, 10:51 PM

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QUOTE(Average-Joe @ Sep 27 2014, 10:44 PM)
Hi all,

Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period.

Is there any "one time charge" fee or any fee involved at all?

Sounds a bit too good to be true. If it's true, I will immediately apply this Monday.

Thanks.
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Average-Joe, Never try, never know...We try,We know... biggrin.gif
leo_kiatez
post Sep 28 2014, 10:56 PM

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QUOTE(victorywp @ Sep 28 2014, 08:13 AM)
yes, correct. the 1k minimum applied for total.
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What about rm500(Bank A) +rm500(Bank B) in a BT form? Workable for MBB BT?
leo_kiatez
post Sep 29 2014, 02:13 PM

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QUOTE(brotan @ Sep 29 2014, 09:49 AM)
mbb i tried, is total 1k. not per bank
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QUOTE(victorywp @ Sep 28 2014, 11:26 PM)
for aeon yes.

for mbb, i think should be yes too.
but i never try before because i will only bt aeon to mbb. then all others to aeon. biggrin.gif
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Thanks, guys..MBB should be my 2nd option/work-around if AEON BT doesn't get through.
leo_kiatez
post Oct 11 2014, 12:34 PM

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QUOTE(brotan @ Oct 11 2014, 11:46 AM)
got my pb visa signature. woo hoo.

more rebates
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Congratz!
leo_kiatez
post Oct 18 2014, 03:45 PM

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QUOTE(tigaxxx @ Oct 18 2014, 02:56 PM)
No need to send any statement if you BT to MBB or PB.
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BT to mbb no need any statement??
leo_kiatez
post Oct 19 2014, 01:40 AM

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QUOTE(tigaxxx @ Oct 18 2014, 03:59 PM)
No need..
my 48k BT from Alliance+PB  to MBB went smoothly without statements from Alliance & PB...just fill in the form and u are good to go...
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Thanks...great info to share. thumbup.gif
p/s: I believe mbb is still being lenient..If they wanna play nasty, they can reject the BT due to incomplete doc. Anyway, up to individuals to take the risk... tongue.gif
leo_kiatez
post Oct 23 2014, 10:16 AM

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QUOTE(lamode @ Oct 22 2014, 09:50 PM)
i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.
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QUOTE(bee993 @ Oct 23 2014, 12:09 AM)
fully agreed and that might be the exact reason.
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Yes, agree. I 2nd that.. smile.gif
leo_kiatez
post Oct 24 2014, 10:26 PM

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QUOTE(SingKer @ Oct 24 2014, 07:21 PM)
I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT unsure.gif ) . Not sure others who did overpayment, how much is the overpayment amount u all did?
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Maybe kenot overpayment >RM1k CR for rejection?? Making some hypothetical assumption here... :-P
leo_kiatez
post Oct 26 2014, 10:44 AM

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QUOTE(Lineage @ Oct 26 2014, 08:33 AM)
Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. laugh.gif
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How long does ocbc take to credit the payment money? :-)
leo_kiatez
post Nov 5 2014, 02:03 PM

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QUOTE(tigaxxx @ Nov 5 2014, 01:54 PM)
But if u have the statement with u....just submit it
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Just tried, without statement BT application through MBB email, can't work..CS replied request for Statement. tongue.gif

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