Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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 Nov 5 2014, 01:22 PM
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#1
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Senior Member
1,829 posts Joined: Mar 2013 
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QUOTE(victorywp @ Nov 1 2014, 11:16 PM) yes, mbb also doesn't need other bank statement to support the bt application. first reported success by tigaxxx. without statement is not 0% interest BT right? |
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Nov 5 2014, 01:51 PM
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#2
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Senior Member
1,829 posts Joined: Mar 2013
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QUOTE(tigaxxx @ Nov 5 2014, 01:46 PM) Still 0%.. ic. so lenient?  |
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Nov 5 2014, 02:06 PM
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#3
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Senior Member
1,829 posts Joined: Mar 2013
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QUOTE(tigaxxx @ Nov 5 2014, 01:54 PM) But if u have the statement with u....just submit it reason don't want the statement because want them to overpay the other card. so I can withdraw cash with that card. u know HLB can get cash via BT.This post has been edited by iwubpreve: Nov 5 2014, 02:06 PM |
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Nov 5 2014, 02:13 PM
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#4
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Senior Member
1,829 posts Joined: Mar 2013
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QUOTE(cyang @ Nov 5 2014, 02:11 PM) what do you mean HLB can get cash via BT? meaning u overpay HLB credit card amount, then withdraw it as cash via BT. at HLB, instead of BT to other credit account, u BT to saving account. so u can get the cash while enjoy 0% interest rate since MBB didn't charge u interest ma Do you mean transfer overpay to CASA?  |
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Nov 5 2014, 02:37 PM
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#5
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Senior Member
1,829 posts Joined: Mar 2013
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QUOTE(cyang @ Nov 5 2014, 02:23 PM) This is what I always do. what are the other banks? can tell? sharing is caring bro Just I'm confused with the word you used on 'withdraw cash with that card'. Initially I thought you mean you do 'cash advance'. Actually not only HLB can transfer overpay to CASA, others bank can do it too  |
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Jul 8 2015, 10:43 AM
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#6
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Senior Member
1,829 posts Joined: Mar 2013
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any bank offer 0% for 12 months?
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Jul 14 2015, 01:53 PM
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#7
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Senior Member
1,829 posts Joined: Mar 2013
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QUOTE(zr125 @ Jul 8 2015, 03:54 PM) Anyone do BSN BT before? do we need to pay full each month or 5%? QUOTE(koinibler @ Jul 10 2015, 06:01 PM) Just same method apply with other bank. I read the term & condition of BSN. if u pay 5% then the balance would be subject to normal interest rate. 13.5% or 18% per annum I forgot. that's mean if u apply BT 0% for 12 month, u apply RM6k as example, first month they will charge RM500 to ur credit card. so if u pay 5% which is RM25, the balance RM475 will subject to annual rate. |
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Jul 14 2015, 02:03 PM
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#8
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Senior Member
1,829 posts Joined: Mar 2013
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Friday (10 June 2015) call hsbc for BT (Apple TV free gift promotion 1
 ). apply for 1.99% per annum for 6 months. (they have 0% for 3 months and 1.99% per annum for 6 months)Monday (13 July 2015) credit card debited the money at Citibank that's fast! This post has been edited by iwubpreve: Jul 14 2015, 02:04 PM |
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Nov 27 2015, 09:42 AM
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#9
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Senior Member
1,829 posts Joined: Mar 2013
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would like to ask is it possible to do balance transfer to citibank "ready credit" card?
anyone try this? it also contain 16 digit visa labelled card. |
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Nov 27 2015, 09:44 AM
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#10
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Senior Member
1,829 posts Joined: Mar 2013
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QUOTE(kyox88 @ Nov 25 2015, 09:00 PM) hi guys..I messed up.. 4.5% per annum? fix rate or what? I bought a 4k laptop with my bsn c.card, called them to do installment 5 days later but they say already masuk statement so cannot do installment edy....so now thinking of BT to maybank 24months (4.5% per annum)...before i do that, wanna ask you all..any ideas or suggestions? thanks even cimb only offer 5.99% per annum for 6 months only. maybank got 4.55% for 24 months some more? |
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