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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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*devilelle*
post Nov 11 2014, 10:05 AM

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6 NOV - Emailed BT form to MBB
6 NOV - Received call to verify.
10 NOV - Monthly installment amount reflected in M2U
10 NOV - Cheque clearance

I used screenshoot from e-banking as credit card statements icon_rolleyes.gif

This post has been edited by *devilelle*: Nov 11 2014, 10:06 AM
bearbear
post Nov 11 2014, 10:07 AM

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Aeon can be efficient too when your deadline is near; my latest experiment suggest that they keep an eye on your due date and pay as late as possible.

3/11: Applied BT (to MBB due 15/11 & RHB due 11/11)
4/11: Received SMS of approval
11/11: Received payment on RHB but not MBB.

Try at your own risk, cutting the deadline abit too fine this round sweat.gif

This post has been edited by bearbear: Nov 11 2014, 10:08 AM
alexwsk
post Nov 11 2014, 10:35 AM

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QUOTE(alexwsk @ Nov 1 2014, 10:54 PM)
Playing catch up to u guys here,

2nd BT (MBB to Aeon)
30/10 - emailed application
31/10 - phone verification
01/11 - installments shown in online banking

*
07/11 - funds updated in M2U

seems like aeon is faster now
Candlenie
post Nov 11 2014, 02:41 PM

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ok thanks guys! Will give it a thought...still thinking whether BT worth the trouble in order to earn some peanut money biggrin.gif
MGM
post Nov 11 2014, 03:49 PM

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QUOTE(Candlenie @ Nov 11 2014, 02:41 PM)
ok thanks guys! Will give it a thought...still thinking whether BT worth the trouble in order to earn some peanut money biggrin.gif
*
rclxms.gif rich man/woman sighted rclxms.gif

This post has been edited by MGM: Nov 11 2014, 03:49 PM
aeiou228
post Nov 11 2014, 04:41 PM

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QUOTE(MGM @ Nov 11 2014, 03:49 PM)
rclxms.gif rich man/woman  sighted rclxms.gif
*
Should be the other way round. Peanut money means the BT amount is too small to warrant the trouble to apply for BT.
Candlenie
post Nov 11 2014, 06:26 PM

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QUOTE(aeiou228 @ Nov 11 2014, 04:41 PM)
Should be the other way round. Peanut money means the BT amount is too small to warrant the trouble to apply for BT.
*
yeah this is the situation haha...rich ppl dont need to do BT to make small peanut money. They just eat peanut and wait for money
yujin86
post Nov 12 2014, 02:37 PM

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what is the email address fro maybank 0% balance transfer application?

cant find it at mbb website

thanks
TSbrotan
post Nov 12 2014, 02:42 PM

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QUOTE(yujin86 @ Nov 12 2014, 02:37 PM)
what is the email address fro maybank 0% balance transfer application?

cant find it at mbb website

thanks
*
pls check mbb spoiler on post #1
shuangping
post Nov 14 2014, 10:17 AM

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HELP!!HELP!!

SIFU here,would like ask,why i BT from aeon to mbb but they not allow

my MBB outstanding is 750++ but i request for 1000 also cant.

and they must get my statement too!!
leo_kiatez
post Nov 14 2014, 10:20 AM

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QUOTE(shuangping @ Nov 14 2014, 10:17 AM)
HELP!!HELP!!

SIFU here,would like ask,why i BT from aeon to mbb but they not allow

my MBB outstanding is 750++ but i request for 1000 also cant.

and they must get my statement too!!
*
Min RM1k..Maybe because your outstanding amount is too far diff to reach RM1k. Else, Try combining others CC up to total RM1k..should can work.Good Luck^^
shuangping
post Nov 14 2014, 10:54 AM

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QUOTE(victorywp @ Nov 9 2014, 09:19 PM)
based on your example, you can get back your overpayment of 10k minus off the 1.3k statement amount which is around 8.7k (if you did not use another 11k for new bt). if you use it for another 11k bt, you can't get the refund because you took more than 80% already if they refund you.
*
SIFU,but aeon not allow me to BT more than my oustanding.

Like that i cant get peanut money... cry.gif
victorywp
post Nov 14 2014, 11:07 AM

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QUOTE(shuangping @ Nov 14 2014, 10:54 AM)
SIFU,but aeon not allow me to BT more than my oustanding.

Like that i cant get peanut money... cry.gif
*
you fax over?
shuangping
post Nov 14 2014, 12:19 PM

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QUOTE(victorywp @ Nov 14 2014, 11:07 AM)
you fax over?
*
yes,they asked me email them statement.
After i email them statement,they not allow cry.gif cry.gif
victorywp
post Nov 14 2014, 12:26 PM

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QUOTE(shuangping @ Nov 14 2014, 12:19 PM)
yes,they asked me email them statement.
After i email them statement,they not allow cry.gif  cry.gif
*
then you try to print screen your outstanding balance from online. should be higher than 1k right?
simplesmile
post Nov 14 2014, 05:00 PM

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Is it a must to show statement balance from Bank B if I want to do a balance transfer from Bank B to Bank A?
1. Is there any bank that do not require a statement?
2. And which bank, if require a statement, then online statement is sufficient.
Please let me know. I'm planning to apply BT from 8 different banks.
victorywp
post Nov 14 2014, 05:09 PM

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QUOTE(simplesmile @ Nov 14 2014, 05:00 PM)
Is it a must to show statement balance from Bank B if I want to do a balance transfer from Bank B to Bank A?
1. Is there any bank that do not require a statement?
2. And which bank, if require a statement, then online statement is sufficient.
Please let me know. I'm planning to apply BT from 8 different banks.
*
if you mean 0% bt:
1) pbb the only one doesn't require statement
2) aeon, mbb
pisanq
post Nov 14 2014, 06:26 PM

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i received call just now from mbb asking whether want to bt more than the statement amount. normally mbb never call for all of my previous bt. will post again when approved/rejected later. they offer me to bt up to 90% balance cl
Lineage
post Nov 14 2014, 06:35 PM

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QUOTE(pisanq @ Nov 14 2014, 06:26 PM)
i received call just now from mbb asking whether want to bt more than the statement amount. normally mbb never call for all of my previous bt. will post again when approved/rejected later. they offer me to bt up to 90% balance cl
*
I received call from OCBC last week, asking me whether want to apply for BT or not, still got around 22%..lol..I said I did 10k already..dont need more..then she straight said "thank you, bye".. sweat.gif
victorywp
post Nov 14 2014, 07:02 PM

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QUOTE(Lineage @ Nov 14 2014, 06:35 PM)
I received call from OCBC last week, asking me whether want to apply for BT or not, still got around 22%..lol..I said I did 10k already..dont need more..then she straight said "thank you, bye"..  sweat.gif
*
you say if they offer 0% then you will consider apply more lol...

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