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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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cklimm
post Nov 11 2014, 02:15 PM

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Even CIMB is offering FD promo now

option1: 2 months 3.48% pa, min 20k, 5% in casa;
option2: step up FD, 12 months effective rate 3.69%pa


CIMB FD CAMPAIGN

This post has been edited by cklimm: Nov 11 2014, 02:18 PM


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Ramjade
post Nov 11 2014, 02:25 PM

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QUOTE(magika @ Nov 11 2014, 12:22 PM)
Managed to get BSA already.
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may I know what is the deal with the RHB BSA? This is for which promo?

Thank You
magika
post Nov 11 2014, 03:07 PM

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QUOTE(Ramjade @ Nov 11 2014, 02:25 PM)
may I know what is the deal with the RHB BSA? This is for which promo?

Thank You
*
Its 6 months 4.00% 9months 4.15% with required Saving Account needed for interest crediting. Dont ask me why its needed?
BSA or Basic Saving Account is to ensure we are not saddled with any yearly fees such as debit card fees and the likes.

Belphegor
post Nov 11 2014, 03:10 PM

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Guys, I am currently looking for some FD to invest in. Any sifu know which bank offers better reward? Thanks in advance.

If not FD, something else other than FD also can consider. If not convenient, can PM me directly, thanks!
Ramjade
post Nov 11 2014, 03:11 PM

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QUOTE(magika @ Nov 11 2014, 03:07 PM)
Its 6 months 4.00% 9months 4.15% with required Saving Account needed for interest crediting. Dont ask me why its needed?
BSA or Basic Saving Account is to ensure we are not saddled with any yearly fees such as debit card fees and the likes.
*
I thought there is an unknown RHB promo. tongue.gif
soulmad
post Nov 11 2014, 03:40 PM

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maybank also got ma
SUSjudehow
post Nov 11 2014, 03:48 PM

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show the link

Human Nature
post Nov 11 2014, 04:13 PM

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QUOTE(bbgoat @ Nov 11 2014, 02:10 PM)
notworthy.gif  notworthy.gif
What type of compensation, ha ha ? Few of us here did open the SCB Just One acct with nothing down.  biggrin.gif
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Just some shopping vouchers. Thanks to the info provided by you guys here, we are all now better equipped. It's the same for the OCBC banker's cheque fee. I will be getting back the amount that I paid for FD upliftment. Just few ringgit but it's the principle that counts.
magika
post Nov 11 2014, 04:44 PM

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QUOTE(Human Nature @ Nov 11 2014, 04:13 PM)
Just some shopping vouchers. Thanks to the info provided by you guys here, we are all now better equipped. It's the same for the OCBC banker's cheque fee. I will be getting back the amount that I paid for FD upliftment. Just few ringgit but it's the principle that counts.
*
Thats right, its not few ringgit issues, its the matter of standing up for what is right.

leo_kiatez
post Nov 11 2014, 05:23 PM

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QUOTE(Human Nature @ Nov 11 2014, 04:13 PM)
Just some shopping vouchers. Thanks to the info provided by you guys here, we are all now better equipped. It's the same for the OCBC banker's cheque fee. I will be getting back the amount that I paid for FD upliftment. Just few ringgit but it's the principle that counts.
*
Good Job.. Means OCBC really charged you for their Banker's cheque for FD upliftment? How do you claim the cheque fees from them?
Human Nature
post Nov 11 2014, 05:33 PM

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QUOTE(leo_kiatez @ Nov 11 2014, 05:23 PM)
Good Job.. Means OCBC really charged you for their Banker's cheque for FD upliftment? How do you claim the cheque fees from them?
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Yes. On two occasions. The branch will courier the cheque to me.
Ramjade
post Nov 11 2014, 06:40 PM

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Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)



This post has been edited by Ramjade: Nov 11 2014, 06:43 PM
aeiou228
post Nov 11 2014, 07:19 PM

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QUOTE(Ramjade @ Nov 11 2014, 06:40 PM)
Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)
*
Congrat !! first valuable post from you and one of the latest best deal posts rclxms.gif
Where is the link ?

The 24months is one of the best. Correct me if there any other better 24 mths FD with PIDM.

This post has been edited by aeiou228: Nov 11 2014, 07:21 PM
leo_kiatez
post Nov 11 2014, 07:23 PM

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QUOTE(Ramjade @ Nov 11 2014, 06:40 PM)
Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)
*
This is new! Option 3. Is eligible for monthly interest?
Ramjade
post Nov 11 2014, 07:23 PM

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No link. My mother went to the bank and found a brochure. It started since yesterday. Sorry no pic. She took the 3rd option cause is the most worthy promo.

QUOTE(leo_kiatez @ Nov 11 2014, 07:23 PM)
This is new! Option 3. Is eligible for monthly interest?
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All that was printed on the cert was 4.38% 24 months. Also subsequent FD placement of min Rm10k does not require opening any new account. Just one account is enough.

This post has been edited by Ramjade: Nov 11 2014, 07:25 PM
okuribito
post Nov 11 2014, 07:44 PM

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QUOTE(Ramjade @ Nov 11 2014, 06:40 PM)
Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)
*
Hi, what's the interest rate they give on the balance in CASA? any idea?
SUSDavid83
post Nov 11 2014, 08:17 PM

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Am I slowpoke or what?

Public Bank, Public Islamic Bank revise FD rates to 4.28% p.a.

KUALA LUMPUR: Public Bank Bhd and Public Islamic Bank Bhd have revised the promotional interest and profit rates for the PB FD Xtra Campaign to up to 4.28% per annum effective Oct 27, 2014.

The campaign period has also been further extended to Feb 28, 2015 from Dec 31, 2014.

URL: http://www.thestar.com.my/Business/Busines...aign/?style=biz
TSGen-X
post Nov 11 2014, 08:28 PM

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QUOTE(Ramjade @ Nov 11 2014, 06:40 PM)
Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)
*
QUOTE(aeiou228 @ Nov 11 2014, 07:19 PM)
Congrat !!  first valuable post from you and one of the latest best deal posts  rclxms.gif
Where is the link ?

The 24months is one of the best. Correct me if there any other better 24 mths FD with PIDM.
*
Yes, yes, Ramjade's post this time is really valuable to FD Promo chasers and it's current and not something that happened 2 years back. Wah, the promo runs for 6 months? Bro, you sure this is not 2014 CNY promo right, hahaha

Ramjade, you are now an official member of FDMCGC Will update Post#1 giving credit to you notworthy.gif
Ramjade
post Nov 11 2014, 08:43 PM

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QUOTE(Gen-X @ Nov 11 2014, 08:28 PM)
Yes, yes, Ramjade's post this time is really valuable to FD Promo chasers and it's current and not something that happened 2 years back. Wah, the promo runs for 6 months? Bro, you sure this is not 2014 CNY promo right, hahaha

Ramjade, you are now an official member of FDMCGC  Will update Post#1 giving credit to you  notworthy.gif
*
Thanks, Very sure. Cause my mother's FD cert put 24 months 4.38% Was hoping to give back some how.
gsc
post Nov 11 2014, 09:02 PM

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QUOTE(Ramjade @ Nov 11 2014, 06:40 PM)
Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)
*
Ocbc new FD till end of Nov.

3 mth 3.8%,
12 mth 4.1%

Min RM10k.

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