Bro, you keep posting the same thing over and over again.

And why MODs here never tell you that what you are doing should be posted at Service Noticeboard

More and more new promos - thanks for the report, will update Post#1

yup, i open RHB BSA with rm100 deposit yesterday for credit FD interest.
When I said i dun wan the card that charged RM8 per year, the girl at counter give me the "u r kiam siap" look....

Bro, for 12 months this promo is the tops even equal BR with Public n UOB following closely. However commiting to RHB 9 mths at 4.15%. Promo is heating up with a number of my FD ripening, thinhs look good.

BSA is passbookless and comes with ATM card free of charge with no yearly fees. Opening requires RM20 only. Are u sure yours is BSA ?

This post has been edited by magika: Nov 11 2014, 10:14 PM

Mine one also passbookless, but no ATM card & minimum RM100...Since u said required rm20 only....i not so sure now then whether mine is BSA....

If no debit card because you said dont wan loh...if passbookless and no atm card then how to check account ? Heh..heh.. you need to go RHB beg for Atm debit card .
Normally most banks will tend to discourage opening of BSA, but like I said, insistence and perseverance will pave the way.

Basic Sav Acct (option 1) is RHB BSA .

This post has been edited by magika: Nov 11 2014, 10:28 PM

Aiya...newbie ma me...have to go back RHB again...

But hang on...we need the atm card for what purpose? The RHB 9m 4.15 will credit the interest on every month or only at the maturity date?

It will credit interest on maturity to casa. Why, dont know leh?

For BSA its important that you choose Option 1 as no yearly charges for ATM card. Option 2 has yearly RM8 fees.

BSA is a mandatory saving account that Bank Negara requires all banks to offer. It has limited withdrawal per month so wont be that useful as a main savings account. Last time we applied for it due to lower Giro charges.

Ok, since it will credit interest on maturity to casa, then with or without ATM card also nvm la, becoz will withdraw all money upon maturity of FD

Up to you, why ask then ?

If interest is credit into BSA every month...then can use ATM to withdraw the interest...

Now the interest is only credit upon maturity...just curious about the usage of ATM card ma...

We are here to share the info. not to sell or make a service out of the forum members. It is very annoying you claim it is better but dare not disclose the actual rate. Is this how UOB operate? I will check with UOB tomorrow on the banking policy on secret advertising.... It really bring down UOB reputation. Even though the rate is higher I wont trust this type of hidden service.

Do Bank Rakyat have BSA?

Dont really know.

In fact i dont see them debiting my account for ATM card, of course didnt really check.

I m in need of transferring my funds from BR to RHB as my FD mature on this Friday. Since BR dont issue Banker Cheque nowadays, my option is limited. Anyone does Rentas with BR before ? Will be loosing 3 days interest if unable to sort it out.


This post has been edited by magika: Nov 12 2014, 09:52 AM

For their co-op card, my understanding is no fee. I was trying to cancel their co-op card but was told, no annual fee.

Then letter from BR is charging what card ?

Did you do rentas at BR before ?

You have to ask them. They issue out diff cards. Co-op card is one of them.

RENTAS only for corporate/company account for BR.

Bro Magika, when you uplift FD, BR can transfer the funds via GIRO to any other bank account of your choice and the cost is only RM0.30. If you do it in the morning, the funds will be credited to yr nominated account that same evening. So mebbe a good idea to open the RHB Basic Savings Account first and provide them with the account number when u uplift the FD.

My maturity date is on Friday, Giro received in the evening means I can only do placement on the following Monday. I will be losing 3 days interest. Not going to argue with RHB when the fund doesnt reach in time as it will be my own fault.

Those placing fd with RHB, does the bank accept banker cheque and consider the placement date on the same day itself ?
Going to uplift in cash and going to nearby Affin for banker cheque.

I never deal with BR before but if BR can Interbank Giro, then BR is either the member bank of Malaysian Electronic Clearing Corporation Sdn Bhd (MyClear) or MEPS IBG payment system. The timing of fund clearance should be the same as other member banks.
You can go to BR in the morning opening hour to do the OTC IBG to your other bank's current account, the fund should be good in the afternoon. Then write a chq and bring to RHB for FD placement on Friday itself.

This post has been edited by aeiou228: Nov 12 2014, 12:29 PM

Thanks. I do have current account.

However already informed BR to prepare cash for me so proceed with banker cheque option.