latest from Ambank - 5months @3.85% . Straightforward, no CASA

according to branch, promo started yesterday and will run for a month. No brochure [attachmentid=4137612]

yup, correct

It is Maybank Islamic FD. Just like the 4% 12 mth with upfront interest mentioned earlier, they do not advertise it. Will find out more on Tuesday as I am interested in this one. It is even better than the 5 mth AmBank 3.85% which I placed this week. Using these to "wait" for OPR increase. 

As a silent reader for quite sometime, I would like to contribute a new promo that I placed today.

OCBC 6 months promo - Starting on 1 October

Step up FD 3.6% for 3 months , 4.1% fpr 3 months

Effective rate -3.85% for 6months

Standard bank draft charges apply. Use giro will be cheaper.

Thanks for the info. I placed FD in PBB just 26 days ago for the promo with eff rate of 3.88%. Was feeling bad when I saw the promo this morning. At least the later 6 mths still get the 4.28%.   
Ya, PBB really generous.    They are now really going all out to get deposits. Before the recent promo, their promo has not been good and I have stayed away from them for quite a few years. 

Our friendly Good Guy Magician is lucky. This promo is slightly better than UOB's 12 mth 4.05% (eff rate 4.055%). So his bullets will have its full firing power. Even BR has increased the rate to 4.1% when his FD is maturing there. While I have been withdrawing from BR for last few months. Ha ha ha.  But for new maturing one, will still keep some in BR for the 4.1% rate and monthly interest.   

Interesting to note 3 days cut off to define fresh fund. Any other bank practice this?

My personal experience was with HL bank, I bank in money into HL saving account in banch A but I wanted to place the FD in HL branch B. HL bank A counter staff said she has to call Branch B about the money then only consider as fresh fund.

wow ... really ka? does that mean they prefer customer to bring cash? appreciate if you can share source of this info 

IBG mean go to counter and request to transfer fund to other bank for FD right? I checked that IBG in online banking like M2U doesnt have option to transfer fund to FD account..

You can perform GIRO over the counter too and same time schedule as per online applies.

For online transfers, only RM10K.

I missed above the above post earlier.

Over the Counter charges varies but it is about RM2 per transactions. As to your question - "If you don't have Savings Account (or Current Account) can perform GIRO" - I don't know. And yes you can transfer RMXXX,XXX.00 and if not mistaken someone mentioned before more than this via GIRO over the counter. We have in the passed talke about GIRO and RENTAS.

Once again, click here to my article A Little Bit Of This and A Little Bit Of That Vol.1 Chapter IV and scroll down to sub section "InterBank GIRO or IBG Transfer via Over The Counter" to learn more about my experience with GIRO over the counter. See, that is why I published articles relating to credit cards and FD so that I can easily provide in depth info over and over again without me need do explain the same thing over and over again, hahaha.

I'm trying to put a placement of RM10,000 into Alliance's e-FD. Yesterday I transferred from Alliance to Maybank. And then today , I transferred from Maybank (another account number) back to Alliance. However, this is not recognised as fresh fund. Does anyone know how they calculate fresh fund?

hmmmm just struck me that rhb is one of the 3 targets in that operasi attack. is their sudden promo a counter-attack ala the empire strikes back? will the big C also have a juicy promo in the works? 

Just some shopping vouchers. Thanks to the info provided by you guys here, we are all now better equipped. It's the same for the OCBC banker's cheque fee. I will be getting back the amount that I paid for FD upliftment. Just few ringgit but it's the principle that counts.

Affin bank CNY Promo min Rm10k until April 2015
1) 4.18% for 15 months casa 15% of money of FD
2) 4.28% for 18 months casa 10% of money of FD
3) 4.38% for 24 months no casa. Just normal account for them to deposit interest
(opening account Rm100)

It will credit interest on maturity to casa. Why, dont know leh?

For BSA its important that you choose Option 1 as no yearly charges for ATM card. Option 2 has yearly RM8 fees.

BSA is a mandatory saving account that Bank Negara requires all banks to offer. It has limited withdrawal per month so wont be that useful as a main savings account. Last time we applied for it due to lower Giro charges.

Oh boy, going to hantam someone on this.    Have the IBG record, so going to ask it back from them the next time I go there. 

So you also got the same answer, no more nego rate. 

Yes, now I remember you said about no nego last time..
  This question needs to check with BR...
Yes..    I remember
Oh..   If only pay up to 6 months up-front interest..then BR is not sincere to offer this promo..
Then BR strikes back with small rain only, but not tornado..
My BR FD will mature on 6 Dec (Saturday), but the maturity date is printed as 8 Dec (Monday) under Tarikh Matang on
my FD cert.

my branch told me about this end-oct but they said upfront interest only for placements up to 6 mths. longer tenure no upfront    pls tell me they are bull shitting me