How do i eligible to entitle for 6% rate?

Already been revised down:

3.15
3.20
3.25
3.30

Few noob question :

1. What is the difference between banker's cheque and normal cheque?
2. How long does it takes to clear a banker cheque? (same day or extra few more days)?
3. If someone hold you at knife point and you have a banker's cheque, can they take your money? (I heard like banker's cheque is like blank cheque like that. Not sure true oe not)

Sorry for asking noob questions

How about security wise? (is it like a blank check - so if anyone hold you at knife point,  that can write how much they want to withdraw from your account ) 

True or not? The above

So what happen if someone robbed you if the cheque? Will they be able to get the money?

oooo. OK thanks. cause some family memebers telling me don't use banker's cheque. Very dangerous. If they robbed you of the cheque, they can empty your account. They told us to use cash. Get people to follow you when withdrawing FD in cash so no chance people will rob you of your cash

All this while my FD, all I used cash. 

Now I know that is not true. Thanks

Have been on vegetarian recently, see, no talks of lenglui (oops) 

Hopefully the coming BNM meeting, OPR increase and further increase of FD rate !   

guys, got some questions about UOB's Pure FD for 12 Months - 4.05% p.a.

there's no cert given, right? it's statement-based account?

1) if i'm transferring fund from Maybank (banker's cheque) and enrol UOB's FD, what will I get as proof of deposit? how do i check this account? do i need to enrol online banking?

2) how do i IBG the fund from Maybank to UOB? since i dont have any accounts with UOB at all, how does UOB process the fund? can UOB do a reverse-IBG from Maybank?

for example: I go to UOB, tell them i want to enrol the FD but IBG the fund from Maybank. Can UOB do that? reason i'm asking this is to save my time travelling between banks 

2) upon maturity, can i request UOB to IBG the fund back to Maybank?

thanks 

For fresh fund, can we transfer from other bank to our account?
Or we need to take cash / banker chq / draft ?

Previously, OCBC advised me to deposit with cash / bank draft to eligible for the promotion.
The funds cannot from your existing account (OCBC) or 3rd party account (same bank) transfer to your account. Weird.

Craaaaaaaaap...no rise in OPR.

For fresh fund purpose, would bank accept if the cheque is under someone else's name? Or must the cheque name and fd account holder name be the same?

Thank you. You are now officially a Committee Member of FDMCGC

Will update Post#1 with photo.

dagdag1 - can I use your image for my FD Page at my blog and will give you credit - "Posted by dagdag1 at LYN".

What I meant was the cheque is not issued by myself, but maybe a friend.

Bro, you have been a member since V3 lah - see post#3.. In V4 I still posted the list but when davinz18 started V5 he omitted it and I did not include it in V6.1 and when I started this thread; but only updated list and posted in here back in Oct 29. Below the list of FDMCGC lsit where dagdag1 now appointed Committee Member.

FDMCGC - Fixed Deposit Musical Chair Gamers Club

Update on RENTAS  at Bank Rakyat.

Not having the experience of using RENTAS plus lack of info on the net, so decided to perform it on one of my FD upliftment at Bank Rakyat. Staff at the bank rebuffed me on the use of the facilty so left with no choice, i called their customer service, after a bit of my stern lecture, customer service facilitate by arranging with my branch.Was informed cutoff time before 11 am contrary to existing info.

Went to the branch, immediately saw unhappy faces at the counter and backoffice. Counter officer informed me that normally only allowed for fund over 300k, that is questionable, but this time i let it be. However , need to write request letter to bank on the spot requesting to RENTAS my fund to receipient bank. No standard form means , maybe, i am the first individual to use that facility. 

RENTAS is immediate real time transfer. How i know ? Immediately after being handed the transfer statement, i login my receipient bank and available total in full is shown. 

Summon bbgoat

How much it cost ?
Nil or RM0.00 , maybe due to FD upliftment or maybe officers afraid I will lodge further complain. 

Once I was charged rm9 for rentas, but can't remember which bank.