Annual Fee is charged at the beginning of each anniversary year.

MBB VS is free for first year, so you don't see the charge at the 1st day when you received your card.

The 50k spending you spent this year is to qualify you for the waiver of subsequent year, and so forth.

1st year spending would be use to waive 2nd year annual fee..
2nd year spending would be use to waive 3rd year annual fee..

thanks for the tips

Anyone has received your first VS Statement? Mine is not generated since this year... Statement date was 18th

If you have an existing MBB card account, it's included in the same statement.

I've the MBB Premier but it didn't get reflected there sadly.

I did not receive the hardcopy statement too, same date as yours. I thought it is lost during delivery. So now I finally register for the estatement.

eStatement no problem.

VS n M2Premier is separated statement for my case.

wooo, just checked my year end total spending.. guess im qualified for the waiver... not sure if i can continue to meet the requirement to waive this year economy not so good..

but will check with CS again to see if it's following card approval date, or follow anniversary date..

how you check that?

every year, during the final statement of the year (statement for dec, which comes out in jan), all cards have a summary of total spending for the year.... i think it's a requirement from BNM, as all my statements from diff banks shows it as well... try checking your estatement, or physical statement, normally near the last page or top of the page

Ah...thanks for highlighting this..just noticed this in my Jan '16 statement. My spending for 2015 is around 30K+ and 12K(with BT), total 42K(not sure whether BT is included as part of 'spending').

Requested CS to waive and the PIC told me that it'll take them around 5-6 working-day to review my request.

Slim chance...within next week can know, have to be prepared to cut this cut if they refuse to waive it, even though it's very useful

mine just slightly below 6k

Loving my signature Visa Paywave feature !!!
Just paid via Paywave at Chatime and now McDonalds which can get free sundae !!!

How nice if other biz follow like McD to give some sweetener


Attached thumbnail(s)

"Dear XXXXXXXXX,

Thank you for your interest in applying for Maybank Credit Card.

We have reviewed your application, regrettably your application is unsuccessful.
Thank you."

I tried to apply thru M2U few days ago, after gone thru very hassle process to upload the doc then finally today get this message in email.
Anyone can advise where can apply this VS card more easily? Or if they have choice to pledge FD to get the card easier?

Thanks
(so sad now... )

Balance Transfer is not a retail spending-lar!

Then tarak chance edi

Okay so if unsuccessful they will state unsuccessful in specific. For my case they state cannot accede to my request and they are unable to tell me what is that. Mine is ikhwan.

That's the only words in the email reply...

yeah we can see banks really really going strict on giving out cc nowadays.. not good lor..