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Credit Cards Maybank Visa Signature, PPL access is discontinued-TP revision

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maskedchan
post Jul 24 2014, 10:59 AM

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QUOTE(ronnie @ Jul 24 2014, 10:54 AM)
This VS is good for travelers... Thinking to apply only to use for 1 year hahaha... Don't think can hit the RM50k annual spend.

Don't Forget to add the PDF also
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if traveler use this card then no more 5% rebate..
maskedchan
post Jul 24 2014, 12:32 PM

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QUOTE(Gen-X @ Jul 24 2014, 11:49 AM)
like I said, with RM88/month cash back, what's there to complain about annual fee if one cannot hit RM50K spending.
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not forgetting the TP convert to cashback to offset the annual fees...

maskedchan
post Jul 24 2014, 03:57 PM

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QUOTE(virgoguy @ Jul 24 2014, 01:52 PM)
sigh. another good card that not for mid income
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100k p.a. is fall under mid income earner smile.gif
if your income not 100K p.a....
you can pledge FD to get this card

This post has been edited by maskedchan: Jul 24 2014, 05:16 PM
maskedchan
post Jul 25 2014, 04:03 PM

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QUOTE(GOLILA @ Jul 25 2014, 02:54 PM)
Fd need pledge how muchhh??
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different card different amount..
it is best to ask CS about this smile.gif
maskedchan
post Jul 30 2014, 01:54 PM

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QUOTE(ronnie @ Jul 30 2014, 01:52 PM)
One "feature" you missed out : Conversion 250 TreatsPoints collected with Maybank Visa Signature to RM1 cash back
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another one is no TP if you entitle for 5% cash rebate transaction...
maskedchan
post Jul 30 2014, 01:57 PM

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QUOTE(ubuntu @ Jul 30 2014, 01:55 PM)
Went to Maybank Card Center at KLCC today, the CS said that GST and annual fee are not waivable! But T&C stated annual fee free for first year.

Anyone has apply this credit card? Any chance to waive the GST too?  brows.gif
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maybank does not waive GST...
you can use TP to offset the GST...
maskedchan
post Jul 31 2014, 11:47 AM

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QUOTE(bmxexx @ Jul 31 2014, 02:22 AM)
In your opinion, which is more valuable, cashback or enrich miles?
I currently have the maybank amex reserve, so all petrol and groceries are already being awarded 5x treatspoints, is it worth switching to cashback of 5% with the maybank visa signature, and using it instead of amex reserve?

Say spending of RM21,120 per year, around RM1760 per month on groceries and petrol
Maximum cashback on visa signature per year - RM1056
Maximum enrich miles with amex reserve - 23466 miles
Which is more valuable? Ignoring the other perks from both cards (valet parking, Lounge access etc)

Btw I currently use the enrich miles for a business class ticket to London and back twice a year at least
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u need to prioritize which one more important to you..
enrich or 5% cash back..
or if can earn enough enrich miles for business class ticket, then can take VS as combo to spend on petrol and grocery..

maskedchan
post Aug 1 2014, 01:24 PM

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QUOTE(louyit @ Aug 1 2014, 09:32 AM)
Do you mind to advise what will be the acceptable FD amount to apply for VI?
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30k should be enough for VI...
unless you want more credit limit, then you can top up more on the FD
maskedchan
post Aug 1 2014, 02:47 PM

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QUOTE(louyit @ Aug 1 2014, 01:59 PM)
Thanks for the info  smile.gif  I'll have to decide whether to apply for VI or Visa Signature, as both are equally good.  hmm.gif
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I don't see why you want to get VI here because VS have better benefit..
if you want to convert TP to enrich, premier is much better choice...otherwise, I think VS much better option than VI..

QUOTE(adele123 @ Aug 1 2014, 02:40 PM)
Hmm... That's not a lot of money for a card that states RM180k annual income requirement.

Interesting. these means i can be earning less than RM60k and still wave around maybank VS or VI. I don't really care about limits anyway, get to enjoy the benefits then i'll be fine. LOL
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true, but you need to spend 50k for annual fees waiver unless you willing to pay the annual fees...
so you need to calculate whether it is still worth it for you..
while VI doesn't offer any cashback, I don't see any benefit you want this card..
VS should be better choice...
maskedchan
post Aug 1 2014, 06:55 PM

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QUOTE(bee993 @ Aug 1 2014, 03:35 PM)
Lolx....bad news come very fast.
He said need the branch u put fd there recommended you.

And need rm100k fd.
Lol..dream vanished.
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that way higher than premier card...lol..
is that guy correct?
maskedchan
post Aug 1 2014, 06:56 PM

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QUOTE(adele123 @ Aug 1 2014, 03:40 PM)
yup, noted on the annual fee, more like a once-off thing. then re-apply years down the road.

Just finding it weird to be able to obtain the card that easily. I mean, not really high income and yet waving a black-coloured card around...

just thought having a VS card will be fun... for rebates and premium lounge at airports
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there is a cold down period before you could re-apply the same card again..
yeah, why not get the benefit at least 1 year...
maskedchan
post Aug 4 2014, 05:47 PM

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QUOTE(Wongchoy @ Aug 4 2014, 05:45 PM)
If they did call you it is much easier . Last week card centre called me trying to offer me pre approved VS which they will process immediately.i told him i needed more info about that card and will only take it if all fees and taxes are waived !
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so in the end, do they waived for you?
maskedchan
post Aug 6 2014, 10:47 AM

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QUOTE(jasonlim_82 @ Aug 6 2014, 10:31 AM)
guys, can the TreatPoints combined with this VS and Maybank2 cards?
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no..stated clearly...at least for cashback redemption..
for other redemption, need to clarify with CS
maskedchan
post Aug 7 2014, 04:34 PM

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QUOTE(tigaxxx @ Aug 7 2014, 04:30 PM)
Applied thru phone on 4 Aug Monday morning and approved on Wednesday..
Pretty fast...thumbup.gif
and no news about my PB  VS application doh.gif
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who did u call?
the number at the back of any mbb card?
maskedchan
post Aug 8 2014, 09:33 AM

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QUOTE(peri peri @ Aug 8 2014, 09:25 AM)
Hi Great Card Owner, can i know how much maybank offers the CL for you for this awesome card? Thinking to apply 1 if CL is good. Possible RM100k and above?

Normally CL for signature, world and infinity wont use the formula like monthly income x 2 or x 3 like that, right?
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written in the website...
CL is customize accordingly to your need...

why need high CL anyway?
maskedchan
post Aug 8 2014, 11:38 AM

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QUOTE(peri peri @ Aug 8 2014, 11:09 AM)
Haiz, meaning i have to work more and harder to get my first WMC.

RM30k CL (min) for VS is like low only. Cant felt the prestige.

Work so dayum hard only can get to this VS league.  rclxub.gif
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CL doesnt represent prestige..
i have a gold card last time and it CL already higher than the 30k..
already cancel the card due to scare of fraud
maskedchan
post Aug 12 2014, 01:52 PM

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QUOTE(peri peri @ Aug 12 2014, 01:48 PM)
this card is tailor design for frequent flyer
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dont you think premier card more suitable for frequent flyer?

This post has been edited by maskedchan: Aug 12 2014, 01:52 PM
maskedchan
post Aug 12 2014, 03:34 PM

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QUOTE(iamWill @ Aug 12 2014, 03:03 PM)
Will you guys bringĀ  paywave card oversea? If kena fraud in usd/ euro sure hurts.
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why not?
so convenient... especially in our neighbor country, sg..everywhere can use paywave..

This post has been edited by maskedchan: Aug 12 2014, 03:35 PM
maskedchan
post Aug 12 2014, 04:08 PM

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QUOTE(iamWill @ Aug 12 2014, 04:06 PM)
Just a poll. somehow i feel safe using it in sg but not sure about bringing it to other countries
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with SMS alert, nothing to worry about..
if there really a fraud happen, you will know right away and can block the card...
maskedchan
post Aug 12 2014, 04:27 PM

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QUOTE(iamWill @ Aug 12 2014, 04:20 PM)
what if you are far away? need to make expensive call to block the card and can't use anymore after blocking. lol
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i would say slim chance will happen smile.gif
but if it happen u need to make the call..
if business trip, just use office phone tongue.gif

for sure you wont only bring one card to oversea right?
you should have spare card...

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