I've just received my VS from MBB. I am surprised that the physical card of VS looks so much better than the MBB Premier cards. In fact, better than any other cards from MBB.

Right;

I switched my Premier card for the Visa signature. Reason is because the Premier card doesn't offer anything attractive to me at all compared to the the VS.

No exemptions. AF with 80K spending.

I see. As much as I wanted to, I will not want to divert some of my points to another card company even they have some attractive cashback. True about the dinning Premier has to offertoo.

You still can redeem 400 points=RM1 instead of 40000 points=RM100 if you do not have this amount.

Hello:
Today I tried to redeem all my TP from my VS. Apparently, they have changed the rules to only redeem 40K TP per block! This is yucks anyway. It used to be 400TP = RM1, now you need to accumulate 40000TP=RM100 instead.

Oh yeah, you will need to call in to have these redeemed.

This post has been edited by guanteik: Nov 22 2015, 07:30 PM

Yeah, anyway, to get the waiver we need to spend 50K, so... 40K isn't hard to achieve.

Well, if I were to earn 70K p.a I won't even consider about this card. That kind thinking is like those earning just enough in order to apply for a hire purchase for a car they cannot afford to maintain if you get what I mean...

That's what I mean... If you got what I mean...

For cash vouchers - any amount especially redeeming Jusco vouchers. You should not be using VS for vouchers redemption because your TP is a scarce.

This post has been edited by guanteik: Nov 23 2015, 10:45 AM

You're on the cashback for the VS if we utilize the card full for petrol and groceries @ RM88 per months. It's not hard to earn the full cashback though for some.

However, how I do it is I still keep my M2Cards, hide away the Visa and keep the AMEX for purchases that allowed me to make use of the AMEX card so that I can earn that 5X points anyway.

It's based on the month calendar. You can track it yourself by looking at the statements or call the MBB CS. What they will do is to sum up your total transactions from the day you received the card till date.

Anyone has received your first VS Statement? Mine is not generated since this year... Statement date was 18th

I've the MBB Premier but it didn't get reflected there sadly.

Balance Transfer is not a retail spending-lar!

I used the M2C Premier previously before considering to apply for this VS. The M2CP is only good for those who travels a lot because of the miles conversion. Apart from that, nothing is great about this card.

Even though the benefits of the VS is not as cool as before especially after having the plaza lounge privilege removed, it's still a good card especially when you're pumping petrol or buying groceries at a rate of ~1.8k per month. I normally able to max out this cash back and hence RM88 every month.

As for other retails which accepts AMEX, I will still make use of AMEX from the M2CP. Which will earn some miles, not forgetting about the 5X TP.

Guys:
This CC is a great card if you can spend RM50K p.a. and a max cashback of RM88 p.m.

If you can't achieve the RM50K spending, perhaps you may want to try out other cash back cards.

Guys:
I am not sure if this question has been asked before. Is the payment to Education bodies entitled 1XTP using MBB VS? Or does not entitle any?

Yes, their CS quality has dropped. Yesterday I called them to inquire about the TP also took them about 5 minutes to answer the call and some of my questions were not answered.

If there are any cards out there which I think better than MBB's, then for sure I would cancel the cards. So far, still I find what they have to offer is better compared to the rest.

Keep cool guys. This forum is designed for us to share our opinions.

@kengyan
I would like to thank you for your comment on my post but you really need some EQ while posting some comments like this. Instead of asking me not to make any noise just because I mentioned the delay of CS answering my calls, you should at least just let me know you aren't facing that and this is sufficient.

@Nature, kengyan
Come on guys, chill. Let's keep the thread for MBB related posts.

This post has been edited by guanteik: Jul 14 2016, 09:46 AM