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Credit Cards Maybank Visa Signature, PPL access is discontinued-TP revision

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terrywong
post Oct 8 2015, 09:42 AM

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QUOTE(chiahau @ Oct 7 2015, 09:06 AM)
Do 1 time, maybe okay.

Try again next time, probably bank won't approve you anymore?
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ok.jpg

i tot that is a brilliant idea...
fruitie
post Oct 8 2015, 10:26 AM

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QUOTE(terrywong @ Oct 8 2015, 09:42 AM)
ok.jpg

i tot that is a brilliant idea...
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That's never a brilliant idea. Imagine if everyone does this to avoid AF? laugh.gif
maskedchan
post Oct 8 2015, 10:48 AM

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QUOTE(fruitie @ Oct 8 2015, 10:26 AM)
That's never a brilliant idea. Imagine if everyone does this to avoid AF? laugh.gif
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there are always option called free waiver whistling.gif
fruitie
post Oct 8 2015, 10:49 AM

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QUOTE(maskedchan @ Oct 8 2015, 10:48 AM)
there are always option called free waiver  whistling.gif
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Free waiver as in spend enough to get it waived? laugh.gif
maskedchan
post Oct 8 2015, 10:52 AM

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QUOTE(fruitie @ Oct 8 2015, 10:49 AM)
Free waiver as in spend enough to get it waived? laugh.gif
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or subject to free waiver as goodwill gesture by bank...
can try luck to call CS to get it waive.
never try never know the result..

i guess a lot people get that and only keep to themselves..
for those who get, please don't mention here tongue.gif
fruitie
post Oct 8 2015, 10:54 AM

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QUOTE(maskedchan @ Oct 8 2015, 10:52 AM)
or subject to free waiver as goodwill gesture by bank...
can try luck to call CS to get it waive.
never try never know the result..

i guess a lot people get that and only keep to themselves..
for those who get, please don't mention here tongue.gif
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laugh.gif At least there might be a possibility. biggrin.gif
Good to know that. laugh.gif
TSHuman Nature
post Oct 8 2015, 11:23 AM

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QUOTE(maskedchan @ Oct 8 2015, 10:52 AM)
or subject to free waiver as goodwill gesture by bank...
can try luck to call CS to get it waive.
never try never know the result..

i guess a lot people get that and only keep to themselves..
for those who get, please don't mention here tongue.gif
*
i got a feeling about this too biggrin.gif but maybe harder with maybank
terrywong
post Oct 8 2015, 07:33 PM

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QUOTE(fruitie @ Oct 8 2015, 10:26 AM)
That's never a brilliant idea. Imagine if everyone does this to avoid AF? laugh.gif
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i tot this was the standard practice.
ckk125
post Oct 8 2015, 07:39 PM

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but honestly, 30k is so easy to hit now. esp im using this card for my everything except weekend dining
SUSsupersound
post Oct 8 2015, 09:48 PM

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QUOTE(fruitie @ Oct 7 2015, 01:30 PM)
Yours different ma. Pledged FD for other cards and took up their loan, they sure treat you well. whistling.gif

Anyway, good for everyone now. rclxms.gif
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By splitting rm30000 to 3 bank's card, I'm getting ~rm2039.6 of cash back.
Using this card I got half of rm2000 only just to get the AF waived sweat.gif
plumberly
post Oct 9 2015, 07:36 AM

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QUOTE(supersound @ Oct 8 2015, 09:48 PM)
By splitting rm30000 to 3 bank's card, I'm getting ~rm2039.6 of cash back.
Using this card I got half of rm2000 only just to get the AF waived sweat.gif
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2039 from 30,000? That is 6.8% return. I thought it is 5% on selected items.

Tell me more please! Ha.
SUSsupersound
post Oct 9 2015, 07:59 AM

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QUOTE(plumberly @ Oct 9 2015, 07:36 AM)
2039 from 30,000? That is 6.8% return. I thought it is 5% on selected items.

Tell me more please! Ha.
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HLB's STUPID spend rm985 each month and get rm100
PBB's VS spend rm833(but I spend 834) and get rm50
Ikhwan for the balance
After HLB's rm169.9 AF, that's the balance thumbup.gif
Holding a "high end" card won't bring any meaning, most important are the card's benefits.
TSHuman Nature
post Oct 9 2015, 11:08 AM

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Ahem ahem..some news from the MBB premier thread..that card income req will be revised down to 120k
janson_kaniaz
post Oct 9 2015, 11:23 AM

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QUOTE(Human Nature @ Oct 9 2015, 11:08 AM)
Ahem ahem..some news from the MBB premier thread..that card income req will be revised down to 120k
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Unless you are a frequent traveler, cash back cards still rule rclxms.gif
TSHuman Nature
post Oct 9 2015, 11:27 AM

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QUOTE(janson_kaniaz @ Oct 9 2015, 11:23 AM)
Unless you are a frequent traveler, cash back cards still rule  rclxms.gif
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i expect not be able to waive the AF for this VS...so back up plan is ikhwan for petrol and that for PPL. Ikhwan for petrol will be a must sad.gif but that PPL is low priority coz got other existing cards.
janson_kaniaz
post Oct 9 2015, 11:31 AM

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QUOTE(Human Nature @ Oct 9 2015, 11:27 AM)
i expect not be able to waive the AF for this VS...so back up plan is ikhwan for petrol and that for PPL. Ikhwan for petrol will be a must  sad.gif  but that PPL is low priority coz got other existing cards.
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I just got the card for 2-3 months, the AF to be worried next year sweat.gif
TSHuman Nature
post Oct 9 2015, 11:37 AM

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QUOTE(janson_kaniaz @ Oct 9 2015, 11:31 AM)
I just got the card for 2-3 months, the AF to be worried next year  sweat.gif
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still have 6 months for me biggrin.gif
wjleong15
post Oct 10 2015, 01:44 AM

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QUOTE(supersound @ Oct 9 2015, 07:59 AM)
HLB's STUPID spend rm985 each month and get rm100
PBB's VS spend rm833(but I spend 834) and get rm50
Ikhwan for the balance
After HLB's rm169.9 AF, that's the balance thumbup.gif
Holding a "high end" card won't bring any meaning, most important are the card's benefits.
*
but it give 5x TP as well, and 40,000 TP can redeem RM 100.
plus 5x Malaysia PPL entry.
still ok loh.
TSHuman Nature
post Oct 10 2015, 02:16 AM

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QUOTE(wjleong15 @ Oct 10 2015, 01:44 AM)
but it give 5x TP as well, and 40,000 TP can redeem RM 100.
plus 5x Malaysia PPL entry.
still ok loh.
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you are referring to maybank VS? 5x TP is only for overseas..local transaction 1x
SUSsupersound
post Oct 10 2015, 02:16 AM

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QUOTE(wjleong15 @ Oct 10 2015, 01:44 AM)
but it give 5x TP as well, and 40,000 TP can redeem RM 100.
plus 5x Malaysia PPL entry.
still ok loh.
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Enter once to PPL, nothing special. If pay by cash, it is rm120 only. I prefer MAS's own lounge.
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