Bought 2 business class return ticket and they are offering 3% PA of Ezypay.

I will be travelling once every 2 months till next year, but after enter once to PPL, I don't think I want to go again, even it is free. Just some mamak food and some special "chemical coffee".

Wifi? I thought it was 1515 narrowband. Loading a FB main page took me 5 minutes. And it is not quiet also.

Telling the fact also wrong? But when in Abu Dhabi's airport, I do getting high speed wifi.
That's why Malaysian are labeled as kampung warrior, because they are happy on sub par quality facilities.
Not to mnetion trying to deny the facts

This post has been edited by supersound: Aug 14 2014, 12:18 PM

Malaysian's airport lounge food quality are even worst than food stall beside the road
But is FOC, don't complaint too much.

I rest my case on this. That's why I only spend 30 minutes in Golden Lounge but in Doha's International Airport, I spend 4 hours.

Just Maybank savings account and IC will do.

Well, I do believe in please come tomorrow earlier type of excuse

That's why I don't really keen to apply cards that are above MBB2cards level
Getting "free" services but when reach there can't use, it is cheating basically.
Was thinking of getting premier but after thinking need to swipe rm80k to waive the AF, I rest my case.

Usually I won't do like this

Well, my spending are only rm1500-2000, so that's mission impossible for me, unless I help other people on paying TNB bills.

Don't know, only know can collect air miles faster than other cards.
I don't fly frequently and don't spend much, so is no point to waste rm500 or 800 just to serve the card

Not easy my friend
Now already starting to look for people and offering my free service.

Not that easy, need to take care of my son and others. Now becoming a hawker don't really have much free time

Life for the sake of swipe to swipe will be over for me soon

When it is stating conditional based cash back, it will follow the MCC.
Merchant can nego with them for the admin charges to the merchant. Like Visa/Master willing to bring down from 3% to 1% for petrol(already been few years back when petrol price went up to rm2.70). So it will be stupid if petrol station operators don't register their fuel dispenser under petrol's MCC, but inside counter they may not able to register under this MCC. If on other MCC, they won't able to get lower admin fees unless the sales volume are high.

rm550 of AF translates to rm45.8 a month.
Spending on petrol and groceries capped at rm1750 to get rm88, but by using HLB's STUPID card and lower end Ikhwan card, first rm1000 I got rm100 which already getting cash back more than this, not to mention the second rm750 that will be getting rm37.50, that's rm137.5 in total. With this, already can say this card are not that worth to keep if a person's goal are cash back only.
Now to the TP, getting cash backs but no TPs and even spending local only get 1X TP which worst than MBB's dual card, at least the AMEX still getting 5X TPs on all transactions, again what's the value for this card?
Limited cash back categories, AF, low TP are something will push me out on this card

By splitting rm30000 to 3 bank's card, I'm getting ~rm2039.6 of cash back.
Using this card I got half of rm2000 only just to get the AF waived

HLB's STUPID spend rm985 each month and get rm100
PBB's VS spend rm833(but I spend 834) and get rm50
Ikhwan for the balance
After HLB's rm169.9 AF, that's the balance
Holding a "high end" card won't bring any meaning, most important are the card's benefits.

Enter once to PPL, nothing special. If pay by cash, it is rm120 only. I prefer MAS's own lounge.