Stupid lor pay by cash

Well, it is more stupid on spending more just to get free AF if does not travel much

People don't apply this card solely for PPL purpose.
What did you gain in condemning others? They have their own preference and you have yours, I have told you few times about this. Don't try to trigger my anger here, I have been patient enough with you but remember patience has its limit..

They want to spend more to waive AF, they want to pay AF, it's their freaking money. Does it hurt you? Do they ask the money from you? This card has its benefits for groceries and petrol. They know what they want and you have no rights to question nor condemn others.

This is my last verbal warning to you and refrain yourself from posting unnecessarily.

So many cards out there entitled for free PPL access with waivable AF.. Such as RHB.. I don't think it is worth to pay cash to enter..

This post has been edited by mamamia: Oct 10 2015, 09:32 AM

Is he started to use harsh word first, not me.
People don't provoke me, I don't provoke people, I'm stating some facts, others also can, but not using harsh words
But, if you want to give me the "last" verbal warning, another person that used the harsh word first also entitled to. Please be fair and don't side to certain parties only

https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx
Yup, that's right, like PBB's VS are 1 of them
Sure is not worth to pay and enter the lounge. The only lounge that I feel worth to pay is Qatar's Doha International airport where they really have different in terms of standard of service, not to mention the drinks they served.

i find this card perfect for me, daily rebates for petrol and grocery, essentially what i spend most on my daily spending.

im not that rich to travel so often, so the PPL is just a bonus for me.

hitting 30k per annum is easy, hence the AF is going to get waived.

rebates, im getting 50 per month at least, which is around rm600 of rebates per year.

just hope they dont change it like the amex m2cs will do

Well, the benefits can be revised as and when they like. For your case, I think getting 3 cards will be better option as what I shared before.
Also, if travelling on 2, the second person also need to pay, right?

Can always get a supplementary card for your partner if that person always travels with you.

That is what i did, get one for wife, father and mother.😁

utilized it for my family last week.

since tak cukup card, i swiped to have my family into PPL while I went to GM for another, with the same card.
it's really a nice card!

called into CS the other day and surprisingly the CS is not aware that the requirement has been lowered to 70k. Keep insisting its 100k

also was passing by a maybank booth in Quill City, the agent there says 80k pula, seriously lol

would maybank notice that?

it doesn't matter if u swipe for different PPL/GM, it will count as 2 different usage.

However Im curious to find out whether we can swipe the same card at same PPL, after certain time interval.

It may arouse suspicion if the timing are just within minutes from one another....but can always say that the food at ppl not ngam..so went to gm

proven no problem la, personally tested

Not surprising.

Firstly, the CS is usually the last to know due to lack of training of updated info from above.
Secondly, the Product Disclosure sheet (RM100k) and application form (RM70k) do not tally, too.

the SOP when apply a CC, the CS will print out application form (latest updated) from PC.

she mentioned 100k before even look at the form, but i told her revised to 70k then only she look n check at the form.

the agent at the maybank booth, didn't even have the latest application form, VS wasn't in any of the card application options.

ops... im refer to Maybank branch.

if agent insist, cant help, go apply at branch / card centre.