Yes. Almost impossible to maximise! Because simultaneously I also need to spend RM 1200 (same categories) on HSBC cash back card.

HLB's STUPID spend rm985 each month and get rm100
PBB's VS spend rm833(but I spend 834) and get rm50
Ikhwan for the balance
After HLB's rm169.9 AF, that's the balance
Holding a "high end" card won't bring any meaning, most important are the card's benefits.

try to ask CS and share with us here

12k would do, if i am not mistaken.

And side note : VS reduction of income also means reduction in terms of customer service.

I've been at the end of some really annoying back and forth discussion with the CS zzz

10k FD can get Plat liao.

Limit will be scaled to 10k.

So what's minimum?

My first credit card in my life was Maybank 2 Card Platinum
CL is only RM10k

I think minimum for plat is 10k, VS is 20k and premier is 30k

Told you already.

I know few aunties earning 100k PA at least, holding gold cards with limit of 20k++

And I know few sales person holding Infinite but limit 10k or so only.

There's no limit or minimum la tbh.

It's up to bank how much they want to give.

Either way, does it matter? You want a signature, try and put 12k deposit and apply for it lo.

See your luck? Approval is by CC center. I know a friend who put 8k only and yet manage to get a Signatures as well.

My income did not reach 100k PA last time. But I still manage to get 1.

It's how the Credit Center will analyse and see whether it's possible to offer you a card or not.

What you can do, is to convince them you are capable to repay the amount you use.

Well, different requirement. MBB VS is 70k to 100k while PBB VS is 100k. PBB is famous for its strict requirement.

RM 30k is still OK. My AmEx already spent more than that.
But well, let's wait till I decide to apply one later.

any of you get the AF waived without 50k spending?

jz got this card 3 months, now already swiped for 45k , 5k more to get AF waive..been used one time to PPL...great card~ but what for them to revise the annual income to 70k ? only able to earn 70k but need spend 50k on this card ? this super ridiculous... ==