Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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 Nov 16 2013, 06:25 PM
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Junior Member
169 posts Joined: Jun 2006 
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QUOTE(DarReNz @ Nov 16 2013, 04:54 PM) i want to pay for great eastern too In the AEON Watami CC forum, someone reported has 3% rebate of their insurance, especially your quaterly expense is between 3k-5k. Please confirm with them |
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Nov 16 2013, 10:41 PM
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Senior Member
5,879 posts Joined: Sep 2009 
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QUOTE(hkboey @ Nov 16 2013, 04:39 PM) Haha, no choice. Life goes on... we have stay on to live, so must adapt. HLA premium you should pay online with RHB VS to get unlimited 5%No tokio marine. AIA only got one policy but that premium is not much, so the 1% extra doesnt seem to cover the time, parking n petrol.  I have prudential, hong leong assurance, great eastern n msig. Can recommend any CC that can give better than the TMC benefits? |
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Nov 17 2013, 01:41 AM
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Senior Member
749 posts Joined: Nov 2004 
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QUOTE(guy3288 @ Nov 16 2013, 10:41 PM) HLA premium you should pay online with RHB VS to get unlimited 5% Oh great! Pay through RHB or HLA? |
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Nov 17 2013, 09:48 AM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ
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QUOTE(victorywp @ Nov 16 2013, 04:24 PM) if your insurance is tokio marine, you may use your amex for 5% + 5x poiints pay via m2u. insurance you got 2x tp (0.8%) not 5x tpor if your insurance is aia, you may pay over the counter for 5x points (2%). sorry, i know it's off-topic.  |
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Nov 17 2013, 10:59 AM
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Senior Member
1,748 posts Joined: Jan 2003 From: Pearl Of the Orient
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I assume hospital bills will be categorized under retail spending?
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Nov 17 2013, 01:07 PM
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All Stars
52,874 posts Joined: Jan 2003
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Anything that is annual fee, GST, BT, cash advance, penalty, bank imposed fees/charges such as financial charges/interest should NOT be considered as retail spending or swipe.
As for installment plan on the spot or converted installment plan (after swipe) is gray area depends on bank T&C. This post has been edited by David83: Nov 17 2013, 01:18 PM |
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Nov 17 2013, 01:07 PM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ
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If GE card only change the retail spending to 1%, I think the GE card better than titanium card because GE insurance 3% + medical/education 1.5% + retail spending 1%.
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Nov 17 2013, 01:11 PM
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(David83 @ Nov 17 2013, 01:07 PM) Anything that is annual fee, GST, BT, cash advance, penalty, bank imposed fees/charges such as financial charges/interest should be considered as retail spending or swipe. I think you meant anything that is NOT annual fee, ...As for installment plan on the spot or converted installment plan (after swipe) is gray area depends on bank T&C. |
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Nov 17 2013, 01:17 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Human Nature @ Nov 17 2013, 01:11 PM) I think you meant anything that is NOT annual fee, ... Thanks for pointing out.Mind and hands are not synchronized. Sorry ...  |
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Nov 17 2013, 01:19 PM
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(David83 @ Nov 17 2013, 01:17 PM) Thanks for pointing out. Hehe, no problem Mind and hands are not synchronized. Sorry ...  |
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Nov 17 2013, 01:22 PM
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Senior Member
1,715 posts Joined: Sep 2004 From: KL
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How bout Hong Leong Mach credit card? https://forum.lowyat.net/topic/2421215
It exclude petrol, but if choose 'savvy' option and add on 'dining', you can get 5% on all dining, 3% on digi/maxis/celcom, 2% on grocery |
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Nov 17 2013, 05:16 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(saitong09 @ Nov 17 2013, 09:48 AM) insurance you got 2x tp (0.8%) not 5x tp oh ya! forgotten about the revision!  |
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Nov 18 2013, 09:08 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(andyyaosmurf @ Nov 18 2013, 08:50 AM) I just gone through a blogger website stated that the cash back rebate for Titanium Card will be change soon. He do some comparison for existing card and the new card that cash back system and promotion..... They even remove the lounge access.  |
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Nov 18 2013, 09:21 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(David83 @ Nov 18 2013, 09:08 AM) They even remove the lounge access. i don't even realise that all the while ocbc titanium is offering complimentary access to plaza premium lounge in klia!  This post has been edited by victorywp: Nov 18 2013, 09:32 AM |
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Nov 18 2013, 09:23 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(victorywp @ Nov 18 2013, 09:21 AM) i don't even know that ocbc titanium all the while offering complimentary access to plaza premium lounge in klia! You need to reserve in advance. |
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Nov 18 2013, 09:34 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(David83 @ Nov 18 2013, 09:23 AM) You need to reserve in advance. nevermind... will only fly in december... so can just forget about this feature..  |
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Nov 18 2013, 10:09 AM
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(andyyaosmurf @ Nov 18 2013, 08:50 AM) I just gone through a blogger website stated that the cash back rebate for Titanium Card will be change soon. He do some comparison for existing card and the new card that cash back system and promotion..... How about the auto RM50 rebate to offset GST upon swiping RM10,000 in a year? |
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Nov 18 2013, 11:40 AM
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Junior Member
168 posts Joined: May 2012
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QUOTE(saitong09 @ Nov 17 2013, 01:07 PM) If GE card only change the retail spending to 1%, I think the GE card better than titanium card because GE insurance 3% + medical/education 1.5% + retail spending 1%. the last i called them they said GE card also reduce to 1% so for GE insurance its 1% and not 3%..they suggested me to cont with my titanium card ny as i taught of changing to GE card for my insurance |
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Nov 18 2013, 11:51 AM
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(victorywp @ Nov 18 2013, 09:21 AM) i don't even realise that all the while ocbc titanium is offering complimentary access to plaza premium lounge in klia! The lounge access is only applicable when you charge a total sum of RM 3k worth of air tics into your OCBC Ti card. |
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Nov 18 2013, 11:53 AM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(Pink Spider @ Nov 18 2013, 10:09 AM) How about the auto RM50 rebate to offset GST upon swiping RM10,000 in a year? Rules of Banking T&C, "If it ain't there, means its not going to be offered". But lets wait for final revised product sheet after 29 Nov. Its still subject to changes, depending on how the Card performs post 29 Nov.For sure those with Auto Debit for Telco will change. Also for Hypermarkets, petrol, Restaurants, will see some attrition. But the 1% unlimited Retail Spending is good for high value items such as Insurance, Jewelery, etc |
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