so fast it is ending.........?, that means at most i could milk ocbc only RM650+600 before the 5% ends.

but if later on still can get 1% for retail spend, it is still slightly above the usual card's 0.5%.

NOw best cards left:
1)MBB AMex - RM50 pm + TP
2)Wise 10% -RM100 pm
3)Watami 3% = RM150 every Q.
4) RHB VS - unlimited 5% online till 31.12.2013

Tip: get 2 cards - 1 for self another for wife.

This post has been edited by guy3288: Nov 9 2013, 12:49 AM

unlimited 1% is good if big amount payment can be included eg school fees, insurance premium, direct marketing.

do you guys think ocbc will honour its bonus RM50 for GSt for spend of RM10,000 and above as promised last time when we applied for the card?

THis OCBC is cheating us now like this.

If mentioned all 5% category still can get 5% rebate till 29.11.2013, OCBC should honor that 5% and max RM50 until that date.


So if you spend RM1000 on 5% category on 15.11.2013, you should get that 5% ie RM50 on next statement date ie 14.12.2013.Why become RM25 when it was still 5% until 29.11.2013 and your spend on 15.11.2013 of RM1000 is 30days old ie 1 full month when statement date comes on 14.12.2013.

If not, you better spend only RM500 on 15.11.2013 for the RM25 CB and split your remainder RM500 spend after 29.11.2013 to get the remainder 1% CB ie an additional RM5.00. So funny if i spend RM1000 on only 15.11.2013 , by 14.12.2013 statement i get CB only RM25.

And another who split bills ie spend only RM500 on 15.11.2013 and another RM500 after 29.11.2013 gets CB RM25 + RM5 = total RM30.00. What logic can OCBC explain here? split bill pay later get more CB??

just called the CS named Thiru. He told me it is CB prorated , and i asked him by giving him example. Then he put me on hold, went checking and came back with this:

i told him, my statement date 11.11.2013, if i spend RM1000 for 5% on 28.11.13, would i get CB RM50 in my statement dated 11.12.13?

He said most likely not, becos posted date after 29.11.13 would only get 1%.unlimited 1% for everything icluding govt payment, insurance etc.

He told me to get the 5% i must spend the RM1000 well before the last date of 29.11.13. That means if i spend RM1000 on 15.11.13, sure get posted date before 29.11.13 and this i can get MAX RM50! This is not the same as the info posted above.

And he said in my coming statement dated 11.12.13 i can get total CB more than the max RM50 , as all transactions posted after 29.11.13 is entitled for the unlimited 1% CB.

please you guys go confirm further and quote that Mr Thiru where i called at 8.40Am at 1 300 88 5000

HLA premium you should pay online with RHB VS to get unlimited 5%

good advice! I wont upgrade just to get that silly 0.2% extra!!!!!
Tell OCBC go to hell that upgrade.

my OCBC Ti anniversary was Nov 2013, i got annual bonus RM50 to offset the GST.

my wife's card anniversary Dec 2013, and she did not get the annual bonus. She called up CS to cancel her card becos of GST, finally she got the GST RM50 paid for (by OCBC) and she also was given the bonus RM50.00

Try call and say u wanna cancel, you may get RM50 or even RM100 like in my wife's case

1% Cash back is not the lowest in the market. So it can still be useful for big spender who have maxed out their limit 10% CB(Wise), 7.5% CB (AMex), 3% CB(Watami). No doubt MBB AMex gives min 1.7% CB unlimited but no all merchants accept Amex, so use OCBC here............

Also if u wanna pay Indah Water online using credit cards, only OCBC can be used out of the many cards you have in hand. so it can be useful, better than your generic 0.5% CB from other cards.

This post has been edited by guy3288: Apr 12 2014, 06:19 PM