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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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SUSDavid83
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Oct 23 2013, 07:03 PM
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QUOTE(cfa28 @ Oct 23 2013, 06:49 PM) OCBC Titanium CC has been removed from OCBC Websire already. Looks like its Good Bye to OCBC. It was a good CC, 5% rebate on Petrol, Restaurant, Telco. http://ocbc.com.my/personal-banking/Cards/index.htmlPerhaps someone can call OCBC and ask how much longer the Titanium Card features will be maintained Updated - at 7.00 pm Okay - I just called up OCBC to threaten to cancel my Titanium Card if the Card / Benefits are discontinued and I was told that OCBC is doing a special launch of theie Platinum Card which offers unlimited 0.50% rebate on all retail spending. Hence, for those who spend a lot, its better than the Titanium. The Titanium Card will still continue as per normal and will be re-sold after the special promotion for the Platinum ends in end-Nov 2013 Have stressed to the CS to inform OCBC Management that there will be MANY cancellations if the Titanium Benefits are reduced. Sekian Terima Kasih Well, Citibank Cashback Platinum offers a slightly lower rebate on other retail spending at 0.3%
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SUSDavid83
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Oct 23 2013, 07:11 PM
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QUOTE(cfa28 @ Oct 23 2013, 07:05 PM) But citibank has 1-big T&C is that your rebates must accumulate until it reaches RM50 before it will be allowed to offset against your monthly bill payable. Hence, I will not be using my Citibank Cashback Card as I want my rebates IMMEDIATELY. But if you combine with other category of 5% on petrol and 2% of groceries + pharmacy+ bill (using Citibank Online) and you're a big spender, reaching RM 50 per month is still possible.
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SUSDavid83
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Oct 23 2013, 07:35 PM
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How about OCBC Singapore?
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SUSDavid83
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Nov 5 2013, 06:41 PM
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It'll be like UOB and Citibank whereby transaction at certain category will be capped to certain upper limit.
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SUSDavid83
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Nov 7 2013, 07:08 PM
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QUOTE(edwardccg @ Nov 7 2013, 05:29 PM) This is not good BTW, any more details on how will they calculate for existing cash rebate? my next statement cycle will be 19 Nov - 18 Dec. does this mean the current 5% category from 19 Nov - 28 Nov will entitle 5% but after 29Nov will be 1%? and also the capped, spending on 19 Nov - 28 Nov will get RM50 max, and unlimited(?) after 29 Nov? for the 1%, it seems like still not clear. is it UNLIMITED? 'total spending' got EXCLUDE any kind of spending? (petrol, gov...) I think it could mean "any retail swipe regardless of category" but didn't say if the 1% rebate is still capped at RM 50 max too. I think it'll still mostly be capped at RM 50 max This post has been edited by David83: Nov 7 2013, 07:10 PM
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SUSDavid83
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Nov 7 2013, 07:17 PM
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This sucks man! I'll start to divert payments to my Citibank Platinum CB.
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SUSDavid83
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Nov 7 2013, 09:37 PM
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It's only useful for cardholders in Klang Valley; not for other states if such promo is reintroduced.
This post has been edited by David83: Nov 7 2013, 09:37 PM
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SUSDavid83
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Nov 7 2013, 09:52 PM
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Let's list out alternative that could offer 5% rebate even though there's some restriction:
1. Citibank Cash Back Platinum 2. UOB ONE 3. ... 4. ...
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SUSDavid83
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Nov 7 2013, 11:27 PM
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QUOTE(ronnie @ Nov 7 2013, 11:17 PM) This would make this topic a bit of rojakSorry brother. People is getting upset and at the same, anxious about alternatives out there.
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SUSDavid83
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Nov 7 2013, 11:32 PM
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QUOTE(ronnie @ Nov 7 2013, 11:31 PM) Since my OCBC's GST is due in Sep 2014... I'll hold until Aug 2014 to see if OCBC will "reactivate" the 5% rebate (wishful thinking)I used it for < 6 months.
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SUSDavid83
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Nov 8 2013, 07:02 AM
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QUOTE(victorywp @ Nov 7 2013, 11:48 PM) pay the bills using mbb amex via maybank2u should be instant.  Yes. It's instant. Can confirm that.
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SUSDavid83
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Nov 8 2013, 08:52 AM
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QUOTE(pisang @ Nov 8 2013, 08:21 AM) i have some auto-debit with tnb and TM on this card. should i go TNB n TM to cancel my auto-debit first before i cancel my ocbc Ti card? or just cancel the Ti card will do? thank you You need to notify the service provider first. Otherwise they'll in dark.
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SUSDavid83
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Nov 9 2013, 08:06 PM
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QUOTE(jutamind @ Nov 9 2013, 02:37 PM) i have tnb and unifi bills auto debit linked to my titanium card. can i cancel the auto debit by calling CS or need to visit tnb/unifi office? For TNB, you have to fill in a cancellation form IIRC.
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SUSDavid83
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Nov 10 2013, 07:19 PM
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QUOTE(nothingz @ Nov 10 2013, 04:21 PM) just confirmed with OCBC CS, if you terminate your card before statement date, those transactions made before the statement date will not get any cash rebate OMG. That's another sucks. I can keep this card in the drawer after the upcoming statement date on 12th.
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SUSDavid83
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Nov 10 2013, 09:37 PM
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QUOTE(cempedaklife @ Nov 10 2013, 09:28 PM) personally, i would like to see this thread being turned into an advisory thread to advise ppl what card to switch to from ocbc titanium  Well, what to do when it lost its shines and stars. It likes credit rating downgrade: triple AAA to A This post has been edited by David83: Nov 10 2013, 09:38 PM
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SUSDavid83
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Nov 11 2013, 07:21 PM
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QUOTE(Jason @ Nov 11 2013, 06:30 PM) Or maybe OCBC is dying because everybody is maxing out the 5% rebate and they are making a loss? We wouldn't know for sure. But yup, my OCBC Titanium is going into cold storage next to my SCB cards. They won't die that easily. They used to be the strongest bank in the world. Now is 2nd place I guess!
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SUSDavid83
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Nov 11 2013, 11:24 PM
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QUOTE(Jason @ Nov 11 2013, 11:07 PM) I believe OCBC is prepared to lose a number of customers when they decide to revamp this. On their current OCBC Product Page it still says 5% I guess they are banking on the fact that people would be too lazy to change and will continue to use the card since they have it. Especially those who can only have 1 credit card. Oh well, I personally hope majority of the cardholder cold storage this card. (Yes I'm bitter, lol) Well, if majority of the cardholder cold storage this card, that means the majority is still keeping the card and there won't a decrease in their cardholder base especially for this card. I think action speaks the best by cancelling the card to voice the dissatisfaction over discontinuance of the 5% cash rebate. This post has been edited by hye: Nov 12 2013, 02:13 AM
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SUSDavid83
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Nov 12 2013, 09:02 PM
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For non-petrol, bills payment & groceries, this card still good as it offers 1% rebate over 0.3% on Citibank CBP and UOB ONE.
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SUSDavid83
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Nov 12 2013, 09:12 PM
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QUOTE(Pink Spider @ Nov 12 2013, 09:07 PM) Why  Gonna use UOB ONE for petrol, groceries and telco bills. Everything else, OCBC Titan  At least for dining in KL, this card could still offer something good (if the Curve promo thing does come back) but not at Penang. This post has been edited by David83: Nov 12 2013, 09:15 PM
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SUSDavid83
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Nov 12 2013, 09:23 PM
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QUOTE(jutamind @ Nov 12 2013, 09:23 PM) If I apply supplementary card, need to pay GST for this supp card? RM 25
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