Retail means EVERYTHING EXCEPT FOR FEES, right? Means petrol is also retail?

But I dun think I will use Titan for petrol...UOB ONE better, for petrol, hypermart, movie, telco bills...

Retail is everything except for something which is specifically mentioned. In this case, as nothing is mentioned, its safe to assume that Retail means evrything except for

1) Fees, including Late Settlement Penalty Fees
2) Interest charged on accrued balances

Just a passing note, UOB may be better than Titanium as it offers >1% on certain segments such as Pharmacy, Hypermaket, Telco etc. However, one must compare total cost of ownership which includes things such as

1) Annual Fees
2) GST
3) Additional Fees when it comes to monthly payments

UOB ONE 5% for petrol and GSC cinemas
2% for groceries, pharmacy and telco bills

Irrelevant to me, cos I want to hold 2 cards (just in case 1 is not usable), so I'm habing ONE + Titan

Anyone knows what other alternative card we can replace for 5% rebate on unifi/streamyx....since OCBC is not giving 5% anymore?

Maybank 2 card Amex.

p/s any questions related to alternative card should be on the general question or recommendation thread.

try applying again 6 months later, i got mine after the 2nd try

What do u mean by strong financial document support? Only the usual documents are needed (1) 3 months payslip (2) bank statement? My AMEX gold was presented to me without me applying for it, and my upgrade from Gold to Platinum took me less than 2 weeks only.

For me applying amex is pretty straight forward and they approved it in less than 2 hours (60min banner was there). But my friend got rejected after few days waiting. maybe because he fill in the home loan part

You guys are going OT. MBB2 amex that way --->

Received my paper statement today and there is no notification about the changes to 1%.

Same here. It's either they're sending a separate letter about the change or... they will include it in the next statement.

since u talk about 29 nov, see below



maybe mbb want to sapu all titanium holders

what is coming, another cash back king??

wow~~

I doubt that. The cash back is killing the banks.

hope this is not revise to something not good

Agreed. The signs r telling. The pioneer banks like Ocbc and maybank r reducing their benefits drastically. I wont be surprised Maybank will b next to reduce their mbb2 card benefits. They've done twice this year.

The target is to achieve a certain amount of cardholders. Once that is achieved, they will have quantity to sustain or improve the profits even if some ppl stop using or decides to cancel the cards.

i think bad news won't be announced in such a big way.
probably will do it quietly (like revising the t&c without anyone knowing it).

as per informed by others it should be something to do with the 15% amex year-end-sales cc promotion.

This post has been edited by victorywp: Nov 19 2013, 09:49 AM

counting down another 10 more days, everyone maxing the card before the date ?

I won't be surprised if Maybank revise their 5% rebate soon. They have nothing to lose since after OCBC revising their rebate. Even if they reduce to 3%, they are still probably one of the best around the market (barring Wise, Watami etc which have T&C attached to it).

But I am looking forward and see what Maybank is gonna offer this 29th.

Try to dig in at:

AMEX: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

General Maybankard: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions