QUOTE(David83 @ Nov 18 2013, 09:23 AM)
how about LCCT? flying soon using air asia Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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Nov 19 2013, 02:26 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
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Nov 19 2013, 02:26 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Nov 19 2013, 02:28 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
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Nov 19 2013, 02:34 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(andyyaosmurf @ Nov 19 2013, 12:19 PM) hey.. we are just comparing the other card and OCBC card here.. somehow I really interested to know that what Maybank card is giving at the initial stage... since there is a revamp in OCBC card cash back soon....we just want to compare.. there is nothing wrong Now only I know my OCBC card is revising to 1%.I dun think this is off topic... Anyway so far.. Maybank still have not to reviews their new promotion and cash back rebate amount. OCBC they had review abit.. but it still look very tricky to me.. hard for me to decide should i apply for OCBC card now currently. I guess it's time for me to move to Maybank. |
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Nov 19 2013, 02:36 PM
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Junior Member
429 posts Joined: Jun 2005 From: Cyberjaya |
Received my OCBC statement (11 Nov)..i got 5% cashback for my Astro, Maxis, AEON (Supermarket).
So far so good |
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Nov 19 2013, 02:43 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Nov 19 2013, 02:57 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
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Nov 19 2013, 02:58 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(andyyaosmurf @ Nov 19 2013, 02:48 PM) Yaloh.. PRO and CONS la. CONS is because OCBC is revising to 1% PRO is because OCBC is having unlimited cap. I don't spend more than RM5,000 per month. RM5,000 x 1% = RM50 Anyway we shouldnt spec. too much first until the confimation T&C is out... Last time I always max out my RM50 cause I have a lot entertainment and dinner to pay. But not until the extend of RM5,000 per month. Probably RM1000-RM3000/month. |
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Nov 19 2013, 03:11 PM
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Senior Member
749 posts Joined: Nov 2004 |
Yup... not easy to reach rm50 especially if u r using this as a secondary card, not to mention third or fourth.
Say if ur CC spending is 50% of ur income, there are many 2k income earner around that can max out rm50 easily. But to reach rm50 at the rate of 1%, and factor in the same scenario, u need to be in the 10k earner group. Its a drastic difference of 8k monthly income!!! |
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Nov 19 2013, 03:20 PM
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All Stars
26,528 posts Joined: Jan 2003 |
Having a cap doesn't mean that we need to max it out. Just be happy that you are not spending too much unnecessarily
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Nov 19 2013, 03:50 PM
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Senior Member
4,232 posts Joined: Apr 2011 |
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Nov 19 2013, 04:11 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
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Nov 19 2013, 05:30 PM
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Senior Member
803 posts Joined: Nov 2012 |
I just got my 50 bucks GST rebate . I guess ill be using it for another year.
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Nov 19 2013, 06:27 PM
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Senior Member
3,510 posts Joined: Feb 2005 |
although the rebate has been revised, the card is still good to keep for the occasional big purchases.
for bread and butter types of spending (petrol, groceries, bills etc), then it might be time to source for alternatives. and wouldn't you know it, just as I'm typing this reply, gads below shows me the UOB One, lol |
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Nov 19 2013, 06:32 PM
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All Stars
26,528 posts Joined: Jan 2003 |
QUOTE(andyyaosmurf @ Nov 19 2013, 04:19 PM) Anyway I would like to know any extra benefit while holding OCBC Titanium Card.. like wise SCB credit card, get special discount in dining, holiday etc... HSBC credit card also get alot of other special discount... but hardly heard that OCBC credit card have such discount promotion one! You can refer to the website under card for the list of promo. Unable to paste the link here.This post has been edited by Human Nature: Nov 19 2013, 06:32 PM |
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Nov 19 2013, 06:49 PM
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Senior Member
6,955 posts Joined: Apr 2008 |
whether or not u spend within your means usually, it's good to max out the rm50 rebate from 5% especially paying bills that are not accepted by AMEX. rebate like this don't come very often. so max it out while u still can.
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Nov 19 2013, 06:55 PM
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All Stars
18,423 posts Joined: Oct 2010 |
Is it true that OCBC Ti the only CC that earns 5% rebate for payment to IndahWater thru the OCBC Online?
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Nov 19 2013, 07:26 PM
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Senior Member
6,955 posts Joined: Apr 2008 |
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Nov 20 2013, 11:46 AM
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Junior Member
297 posts Joined: Nov 2004 |
Any other card for replacement?
Using Maybank2card + OCBC TI[U] no longer use. HLB WISE CB10% but very complicated to swipe RM50 for 10x |
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Nov 20 2013, 12:01 PM
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Junior Member
381 posts Joined: Feb 2012 |
Just called ocbc cs, I get waive for gst due to annual usage over 10k, will keep this card before next gst charged..
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