AEON Watami > other CB card?

does this mean, no more 5% cash back??

OCBC said:
all benefits and privileges attached to the Credit Cards listed
below will be removed and replaced by the corresponding new features.

i dont quite understand.
is it OCBC remove the 1% cash back on others expenses but still 5% Cash rebate on Petrol, Groceries, Utility Bills and Dining remain?

any better alternative? gonna jump ship

Depends on your usage. If local usage, weekdays AND weekends, and you spend at least RM1000, Watami is good choice, but you need to supplement it with a petrol card like UOB One.

If you spend mostly on weekends, nothing beats the mighty Maybank 2 Cards AMEX

If you spend RM1k a month, AEON is the better choice since the only time UOB has higher CB is with Petrol & GSC Cinema. Aeon is 3% for everything, whereas UOB is only 2% & 0.3%. Also, AEON has points, which is 0.4% cashback for Jusco vouchers, so that's an effective CB of 3.4% in total.

So it really depends what YOU spend on.

Yes effective 29th November 2013.


No, all remove. The only benefit is 1% on retail expenses, which excludes petrol (I checked up the definition of "Retail Transactions" and according to AEON it is excluding petrol.)


As above.

hi all,

so titanium will have 1% rebate but no limit now?

Yes

i received this month's statement today and it is the anniversary month.
saw they gave the cash back RM50 to waive the gov tax, becoz i spent more than 10k for the year i think, and as usual with cashbacks, and i shall keep this card in drawer after this month!

Contacted the call center yesterday, and was informed that there'll be a new card coming soon, But the rebate is only around 1.2%

A new titanium card or a replacement for the current card?

the new feature of the titanium card is confirm at 1% only.

The "Retail" is excluding petrol? If yes, means petrol still 5%?

it's including petrol, meaning everything at 1%...

http://www.ocbc.com.my/assets/pdf/Cards/cr...nnouncement.pdf

Ranking drops now.

Maybank is the best now.

If petrol is not considered as retail spending, it should be stated clearly. Otherwise, it'll create confusion and disputes from cardholders.

As I am a new OCBC TMC user, I would be looking at how I can utilise the 1% rebate and must not think bout the 5% at all.

For me, I think I will use this card solely for insurance both auto debit plus manual. 1% rebate is still better than other card 1x point, 2x point, or 0.4% rebate. Plus if the 10k spending to get GST rebate is to stay on then it would be bonus.

Glad that you have accepted the new feature and formulate your own stategy to maximize the benefits out of it.

if your insurance is tokio marine, you may use your amex for 5% + 5x poiints pay via m2u.
or if your insurance is aia, you may pay over the counter for 5x points (2%).
sorry, i know it's off-topic.

Haha, no choice. Life goes on... we have stay on to live, so must adapt.

No tokio marine. AIA only got one policy but that premium is not much, so the 1% extra doesnt seem to cover the time, parking n petrol. I have prudential, hong leong assurance, great eastern n msig. Can recommend any CC that can give better than the TMC benefits?

i want to pay for great eastern too