Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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 Nov 12 2013, 11:50 AM
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Senior Member
3,510 posts Joined: Feb 2005  
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i suspect in the aftermath of this new policy, UOB will be the biggest beneficiary as IMHO the One card is as close as it gets.
However for utilities, there isn't really a better card even at 1% is there? |
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Nov 12 2013, 12:02 PM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(Zer0 c00L @ Nov 12 2013, 11:50 AM) i suspect in the aftermath of this new policy, UOB will be the biggest beneficiary as IMHO the One card is as close as it gets. HLB Wise card (Water and Electricity only at 10%)?However for utilities, there isn't really a better card even at 1% is there?  |
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Nov 12 2013, 12:38 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(Zer0 c00L @ Nov 12 2013, 11:50 AM) i suspect in the aftermath of this new policy, UOB will be the biggest beneficiary as IMHO the One card is as close as it gets. hlb wise card, mbb2cards, uob one card, citibank cashback platinum card are the biggest beneficiaries now...However for utilities, there isn't really a better card even at 1% is there? |
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Nov 12 2013, 12:57 PM
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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but hlb wise card u need to spend 10xrm50 per month to get the 10% cash back per month if im not mistaken...
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Nov 12 2013, 02:19 PM
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Senior Member
3,510 posts Joined: Feb 2005
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yup, of those cards, the wise card needs minimum amounts of spending, the mbb2cards only on weekends, the cashback platinum only credits the cash back upon reaching the cashback limit.
Seems like the almighty Titanium can never ever be eclipsed |
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Nov 12 2013, 02:42 PM
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Junior Member
17 posts Joined: Nov 2013
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I'm just wondering about HLB Wise Card, if the annual fee cannot waive, Gold card rm160 Plat card rm300 would be a issue
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Nov 12 2013, 02:44 PM
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(The Avengers @ Nov 12 2013, 02:42 PM) I'm just wondering about HLB Wise Card, if the annual fee cannot waive, Gold card rm160 Plat card rm300 would be a issue use for 1 year and the cut lo... |
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Nov 12 2013, 03:06 PM
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All Stars
18,435 posts Joined: Oct 2010
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-deleted due to new police in the neighbourhood.
This post has been edited by MGM: Nov 12 2013, 03:32 PM |
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Nov 12 2013, 03:18 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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 please discuss this at proper thread.  |
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Nov 12 2013, 03:44 PM
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Senior Member
1,311 posts Joined: Apr 2010
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from ocbc CS yesterday, they still not sure the annual usage bonus will still be a retain feature or not. they say will be announce during 29 Nov
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Nov 12 2013, 04:05 PM
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(edwardccg @ Nov 12 2013, 03:44 PM) from ocbc CS yesterday, they still not sure the annual usage bonus will still be a retain feature or not. they say will be announce during 29 Nov maybe thats why i still haven't heard back from the msg i sent them.  |
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Nov 12 2013, 04:06 PM
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Junior Member
141 posts Joined: Dec 2010
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Announcement is out...I think many will change cards...
www.ocbc.com.my/assets/pdf/Cards/creditcard_announcement.pdf |
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Nov 12 2013, 04:52 PM
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Senior Member
1,710 posts Joined: Nov 2006 
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aih. just got this card in July 2013. There goes my RM50 GST since I'm not planning to use it anymore. It's time to switch to my UOB once again
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Nov 12 2013, 05:16 PM
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Senior Member
598 posts Joined: Nov 2006
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if u use 5k and above, the will levy the GST RM25. if 10k and above=RM50 levy.
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Nov 12 2013, 06:28 PM
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Junior Member
19 posts Joined: Nov 2004
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pay for insurance & medical expenses also can get 1% rebate is it?
if yes then i convert my HLB Essential to Wise, then this card keep for Insurance and Medical Expenses. |
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Nov 12 2013, 06:57 PM
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All Stars
26,529 posts Joined: Jan 2003
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QUOTE(yorkhan @ Nov 12 2013, 05:16 PM) if u use 5k and above, the will levy the GST RM25. if 10k and above=RM50 levy. where you get this from?QUOTE(hooi1983 @ Nov 12 2013, 06:28 PM) pay for insurance & medical expenses also can get 1% rebate is it? Been using this card for 1% insurance all this whileif yes then i convert my HLB Essential to Wise, then this card keep for Insurance and Medical Expenses. This post has been edited by Human Nature: Nov 12 2013, 06:58 PM |
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Nov 12 2013, 06:59 PM
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Senior Member
803 posts Joined: Nov 2012
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After comparing most cards, i think i going to keep this card. The 1% rebate and GST offset plus no annual fee still beats most of the cards out there.
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Nov 12 2013, 07:57 PM
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Senior Member
6,955 posts Joined: Apr 2008
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just spent RM200 on bills after my latest statement bill!!!
RM800 to go till 29th! |
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Nov 12 2013, 08:01 PM
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Senior Member
4,522 posts Joined: Jan 2009
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Just paymore to my maxis,celcom bill and topup my mom hp as well to fulfill the RM50 rebate.
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Nov 12 2013, 08:02 PM
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Senior Member
4,404 posts Joined: Jun 2012 
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QUOTE(andyyaosmurf @ Nov 12 2013, 07:58 PM) I heard that titanium card will waive the annual fees, but i m holding now platinium card, do i hv to pay annual fees in future? If i want to upgrade to titanium card do u think worth it. By now i think my annual income had reach 36k already Pls Refer to: https://forum.lowyat.net/topic/3004019/+260 Ronnie's Post #274 More On Annual Fee |
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