OCBC already revised Ti CC

No more 5% ->1% from 29 Nov 2013 
http://www.ocbc.com.my/assets/pdf/Cards/cr...nnouncement.pdf

I heard that titanium card will waive the annual fees, but i m holding now platinium card, do i hv to pay annual fees in future? If i want to upgrade to titanium card do u think worth it. By now i think my annual income had reach 36k already

Can anyone confirm what is considered as "Retail"? I just got this card because of 5% rebate, and now they tell me they are changing it. I feel cheated. =(

Ronnie and any credit card expert,

My spending based on credit card

Wise card (RM1k+) - Mobile, Dining and Groceries
MBB Amex (RM1k+) - Department store, utilities and others
Citibank Cashback platinum OR UOB - Petrol (Mainly around RM350), pharmacy etc that yields >1.2% cashback
Auto-Debit items (Especially insurances) - ???

Would like to ask 
1. Any credit card that can give >1.2% rebate on insurance or auto-debit items?
2. Between Citibank cashback platinum and UOB one card - which is better if mainly use for Petrol (RM350 usage)?

Thanks a lot

oh? but so far I didn't received any summary report from MBB, you got it too??

it was 70-90k previously, can't recall the exact figure

What is the minimum salary for this?

if u have 60k they will upgrade your titanium ?

what is the min income to apply ocbc titanium?