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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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edwardccg
post Oct 23 2013, 09:00 AM

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new thread report in.
since they stop accept new applicant, maybe will replace by another product?
if that so hope the new one would have extra benefits
lets see how will it be

This post has been edited by edwardccg: Oct 23 2013, 09:01 AM
edwardccg
post Oct 23 2013, 09:14 AM

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QUOTE(ronnie @ Oct 23 2013, 09:08 AM)
WishList for NEW OCBC Titanium
- 10% Cashback for Dining
- 10% Cashback for Utility
- 10% Cashback for Grocery
- 10% Cashback for Online Transactions
- 10% Cashback for Overseas Transactions
- No monthly cap for Cashback
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is too good to be true

if that so why not unlimited 10% cash back on any retail (include petrol,gov, ... etc) biggrin.gif


if they keep current 5% and give more on monthly cap (RM100) would be good enough rclxms.gif

This post has been edited by edwardccg: Oct 23 2013, 09:16 AM
edwardccg
post Oct 24 2013, 08:55 AM

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QUOTE(cfa28 @ Oct 23 2013, 06:49 PM)

The Titanium Card will still continue as per normal and will be re-sold after the special promotion for the Platinum ends in end-Nov 2013


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your 'continue' means is the continue of accepting new sign up for titanium?


This post has been edited by edwardccg: Oct 24 2013, 09:07 AM
edwardccg
post Oct 24 2013, 10:59 AM

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QUOTE(cfa28 @ Oct 23 2013, 06:49 PM)
The Titanium Card will still continue as per normal and will be re-sold after the special promotion for the Platinum ends in end-Nov 2013


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QUOTE(cfa28 @ Oct 24 2013, 09:27 AM)
Continue means all benefits / rebates as per normal (until further notice) but no new cards to be accepted.
Based on above statement. Does it mean that from now until end of Nov 2013 our current titanium have no benefits/ rebate?

if that so means our current statement is not getting any rebate? bank would not inform us if they will temporary remove the benefits? i am confused shakehead.gif

QUOTE(victorywp @ Oct 24 2013, 09:58 AM)
even uob one platinum is changing their requirement now... need to spend 36k or 60k annually (depending on your card type) in order to waive the annual fee (not gov tax).  vmad.gif
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i am not qualify for the platinium, but even their classic one card also need swipe 60 times to waive, 5 times a month is too much

This post has been edited by edwardccg: Oct 24 2013, 11:01 AM
edwardccg
post Oct 25 2013, 12:33 PM

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QUOTE(yusiang @ Oct 25 2013, 12:00 PM)
According to friend from OCBC, no more 5%, they will revise to 1% for all merchants starting 1-Dec.
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confirmed info? sad.gif
is it unlimited 1% on all retail spending, i wonder which category is not included on the 1%
edwardccg
post Oct 25 2013, 12:40 PM

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QUOTE(Human Nature @ Oct 25 2013, 12:37 PM)
I will still retain the card if it's 1% for all. RM10 monthly for insurance x 12 still give me RM120 nett smile.gif I will miss the 5% for dining alot though as not many chinese restaurant accepts amex  sad.gif

I am anticipating the revamped Platinum card to be more attractive.
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you have monthly insurance of rm1000?

i will also keep if unlimited 1%, just wonder it does not include which transaction. some 1% cash back card is not include petrol. but petrol will use mbb2 amex instead, 5XTP still have 2%

This post has been edited by edwardccg: Oct 25 2013, 12:41 PM
edwardccg
post Oct 28 2013, 11:09 AM

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QUOTE(victorywp @ Oct 28 2013, 09:52 AM)
if they change from 5% to 1%, i hope that they will lift up the current maximum rebate capped from RM50 to unlimited..  thumbup.gif
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then would be no different with the Hong Leong Essential card.
but the essential 1% is not include petrol
edwardccg
post Oct 30 2013, 03:13 PM

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QUOTE(ronnie @ Oct 30 2013, 02:27 PM)
Maybe everyone was quick to "judge" a reduced benefit from OCBC Titanium MasterCard
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or maybe OCBC want to stop our questioning tongue.gif
edwardccg
post Nov 1 2013, 06:54 PM

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QUOTE(1234_4321 @ Nov 1 2013, 06:48 PM)
ic..
but i still manage to see the card info from the ocbc malaysia website wor

http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
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the link is gone from about 20 October - 30 October
and some member reported 25 October is the last day for new application. they had revise and would like to promote their platinium card.

however, so far we only know no more new application, for the benefits still no update, so would still retain until they say something
edwardccg
post Nov 7 2013, 05:29 PM

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QUOTE(ad c2 @ Nov 7 2013, 03:26 PM)
OCBC already revised Ti CC

No more 5% ->1% from 29 Nov 2013  doh.gif
http://www.ocbc.com.my/assets/pdf/Cards/cr...nnouncement.pdf
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This is not good sad.gif


BTW, any more details on how will they calculate for existing cash rebate?

my next statement cycle will be 19 Nov - 18 Dec.
does this mean the current 5% category from 19 Nov - 28 Nov will entitle 5% but after 29Nov will be 1%?
and also the capped, spending on 19 Nov - 28 Nov will get RM50 max, and unlimited(?) after 29 Nov?

for the 1%, it seems like still not clear.
is it UNLIMITED? 'total spending' got EXCLUDE any kind of spending? (petrol, gov...)

This post has been edited by edwardccg: Nov 7 2013, 05:34 PM
edwardccg
post Nov 7 2013, 07:42 PM

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QUOTE(edwardccg @ Nov 7 2013, 05:29 PM)
This is not good sad.gif
BTW, any more details on how will they calculate for existing cash rebate?

my next statement cycle will be 19 Nov - 18 Dec.
does this mean the current 5% category from 19 Nov - 28 Nov will entitle 5% but after 29Nov will be 1%?
and also the capped, spending on 19 Nov - 28 Nov will get RM50 max, and unlimited(?) after 29 Nov?

for the 1%, it seems like still not clear.
is it UNLIMITED? 'total spending' got EXCLUDE any kind of spending? (petrol, gov...)
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checked with CS after phone call for my answer

1% will be unlimited for all retail spending
transaction of 5% category from 19 Nov - 28 Nov will entitle 5% but after 29Nov will be 1%
for capping, spending on 19 Nov - 28 Nov will get RM50 max, and unlimited after 29 Nov

i was thinking of watami card, since the 10 times on wise card is hard to achieve. sad.gif
edwardccg
post Nov 8 2013, 07:31 AM

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QUOTE(alexwsk @ Nov 8 2013, 12:47 AM)
too bad mine is not >RM10k, if RM5k @ 1%, what i will earn goes to pay GST, might as well change to M2 Visa  yawn.gif
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i guess the annual usage bonus of rm50 by spending rm10k annually is not drop.
edwardccg
post Nov 8 2013, 12:21 PM

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QUOTE(WhitE LighteR @ Nov 8 2013, 11:12 AM)
It say no more Free for Life. Does that mean annual fee waiver with 12 swipe a year is no more too? sad.gif this card become sux already. But i see they still haven't update the info on their website. Where did you guys get the pdf from?
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OCBC Malaysia > Cards > Important Info

http://www.ocbc.com.my/personal-banking/Ca...cards_more_info

first link is the pdf about the revise of feature


btw, they said all features and benefits will be REMOVED, and replace by following feature
and the feature mention only that 1%.
for the annual usage bonus which suppose is a feature so thats means no more annual usage bonus to offset GST? sad.gif

This post has been edited by edwardccg: Nov 8 2013, 12:22 PM
edwardccg
post Nov 9 2013, 12:43 PM

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QUOTE(ronnie @ Nov 9 2013, 11:19 AM)
My Statement Date is 15 Nov 2013.
Does this mean I can maximise the 5% Rebate (RM50) between 15-28 Nov 2013 ?
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my statement date is 18 Nov

have called ocbc this thursday and CS said i still can get 5% rebate of max rm50 between 19-28 Nov (what a short period!)

after 29 Nov transaction will become on 1%, so could have over rm50 rebate on 18 Dec
edwardccg
post Nov 9 2013, 12:59 PM

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QUOTE(panasonic88 @ Nov 9 2013, 12:55 PM)
Haha replying my own post

Just called up & successfully cancelled the card.

They ask for reason why cancel, just tell them you'd prefer to use cash payment tongue.gif
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why not tell them because you drop 5%?
edwardccg
post Nov 9 2013, 01:41 PM

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QUOTE(panasonic88 @ Nov 9 2013, 01:05 PM)
lol because dont want them to persuade me to keep the card lo.

Am happy with my Amex2card.
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just tell them no 5% = cancel

want retain = revise back to 5% biggrin.gif
edwardccg
post Nov 12 2013, 03:44 PM

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from ocbc CS yesterday, they still not sure the annual usage bonus will still be a retain feature or not. they say will be announce during 29 Nov
edwardccg
post Nov 13 2013, 09:57 AM

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QUOTE(LoveMeNot @ Nov 13 2013, 09:47 AM)
But if you read his sentence carefully (maybe I got it wrongly), he says

" For non-petrol, bills payment & groceries, this card (OCBC Titanium) still good as it offers 1% rebate over 0.3%" (citibank cash back platinum and uob one card).

OCBC Titanium 1% over all this?
GROCERIES: 2% Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant
BILLS: 2% Cash Rebate for major mobile service providers  AND 0.3% for OTHERS

Correct me if I'm wrong.
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the sentence actually should be non-(petrol, bills payment & groceries) biggrin.gif

This post has been edited by edwardccg: Nov 13 2013, 09:57 AM
edwardccg
post Nov 13 2013, 12:07 PM

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QUOTE(crusher @ Nov 13 2013, 11:57 AM)
yo guys,

let's say my billing date is 12th of every month, and the new rebate thing is implementing on 29th nov onwards. So on next month 12th, my rebate will be 1% or 5%?

thanks yo smile.gif
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you will get your 5% (cap at rm50) when you swipe between 13th - 28th Nov, if you swipe 29th Nov - 12 Dec then get 1% unlimited.

so still can get your last 5% from 13th Nov - 28th Nov biggrin.gif

my cycle is 18th. so i only have 10 days, 19th Nov - 28th Nov to swipe for 5% sad.gif


QUOTE(jasmineh2y @ Nov 13 2013, 11:20 AM)
i'd like to change the statement date/ payment date from 1st to 15th.
Anyone has any idea ?
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just called CS to made the change, they have some date to choose from

This post has been edited by edwardccg: Nov 13 2013, 12:10 PM
edwardccg
post Nov 13 2013, 01:47 PM

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QUOTE(crusher @ Nov 13 2013, 01:09 PM)
meaning whatever usage I use from 13th nov to 28th nov will be 5% but cap at RM50 and after that its 1% unlimited right?

then at the end of the billing follow cap RM50 or still unlimited?  sweat.gif
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last time CS answer me that transaction after 29 Nov will be unlimited on 1%. so the statement in the end could have over rm50 rebate. if you worry, just stop using after you reach rm50. i will cancel the card on next last 5% rebate rm50 anyway

https://forum.lowyat.net/topic/3004019/+222

This post has been edited by edwardccg: Nov 13 2013, 01:48 PM

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