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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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lamode
post Oct 25 2013, 07:10 PM

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There is nothing about credit card on 2014 Budget.
lamode
post Oct 28 2013, 07:24 PM

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QUOTE(genchwan @ Oct 28 2013, 07:06 PM)
OCBC titanium is no longer available?
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not for now.
it might be back on DEC, whether same benefit or not is another question.
lamode
post Nov 9 2013, 08:32 PM

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QUOTE(guy3288 @ Nov 9 2013, 01:07 AM)
do you guys think ocbc will honour its bonus RM50 for GSt for spend  of RM10,000 and above as promised last time when we applied for the card?
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just dropped them a msg about this, cuz prefer to have black and white, lets see what they say.
lamode
post Nov 11 2013, 08:02 PM

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QUOTE(David83 @ Nov 11 2013, 07:21 PM)
They won't die that easily. They used to be the strongest bank in the world. Now is 2nd place I guess!
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It's probably they are losing $$$ in the 5% rebate program, many taikor squeeze to max and pay on time, thats why they cutting the loss now. biggrin.gif
lamode
post Nov 12 2013, 02:44 PM

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QUOTE(The Avengers @ Nov 12 2013, 02:42 PM)
I'm just wondering about HLB Wise Card, if the annual fee cannot waive, Gold card rm160 Plat card rm300 would be a issue
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use for 1 year and the cut lo...
lamode
post Nov 12 2013, 04:05 PM

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QUOTE(edwardccg @ Nov 12 2013, 03:44 PM)
from ocbc CS yesterday, they still not sure the annual usage bonus will still be a retain feature or not. they say will be announce during 29 Nov
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maybe thats why i still haven't heard back from the msg i sent them. hmm.gif
lamode
post Nov 12 2013, 11:11 PM

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QUOTE(sj0217 @ Nov 12 2013, 11:10 PM)
thinking to make upfront payment with my Digi bill, the latest bill for last month has been paid through OCBC, so I can pay for the next month bill right even the bill has not come out yet??
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can...
lamode
post Nov 13 2013, 04:06 PM

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people, i just spoke with OCBC CS.

the RM50 rebate per month is pro-rated, so it's unlikely to max out with only 5% rebate catergories unless ur statement date is on 29th.

for example, the statement date is 14th (half a mth to 29th), the max rebate can get from 5% is only RM25. For the rest, you need to spend 2.5k to get 1% rebate after that day.

edit: another guy3288 found one diff calculation from CS @ https://forum.lowyat.net/index.php?showtopi...post&p=64529023

Post #496

This post has been edited by lamode: Nov 14 2013, 09:26 AM
lamode
post Nov 13 2013, 04:21 PM

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QUOTE(smsbusiness2u @ Nov 13 2013, 04:13 PM)
it make more complicated....
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good news is the RM50 usage bonus for 10k spending to offset GST is still there.
lamode
post Nov 13 2013, 04:27 PM

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QUOTE(smsbusiness2u @ Nov 13 2013, 04:25 PM)
but, it is no stated any where in website
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but it also doesn't say going to remove ma...
anyhow, i requested an email for it and feel free to call CS if u want to cross check. smile.gif
lamode
post Nov 13 2013, 10:49 PM

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QUOTE(ronnie @ Nov 13 2013, 10:44 PM)
This would be VERY BAD.... in that case I'll stop using the card before my statement date..... Time to call in for a new card replacement brows.gif
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having said all the things, i will probably keep it for few more mths since GST will be absorbed by bank, no hurt to hope dream they will put something good back to into the deal. tongue.gif
lamode
post Nov 14 2013, 09:24 AM

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QUOTE(guy3288 @ Nov 14 2013, 08:52 AM)
just called the CS named Thiru. He told me it is CB prorated , and i asked him  by giving him example. Then he put me on hold, went checking and came back with this:

i told him, my statement date 11.11.2013, if i spend RM1000 for 5% on 28.11.13, would i get CB RM50 in my statement dated 11.12.13?

He said most likely not, becos posted date after 29.11.13 would only get 1%.unlimited 1% for everything icluding govt payment, insurance etc.

He told me to get  the 5% i must  spend the RM1000 well before the last date of 29.11.13. That means if i spend RM1000 on 15.11.13, sure get posted date before 29.11.13 and this i can get MAX RM50! This is not the same as the info  posted above.

And he said in my coming statement dated 11.12.13 i can get total CB more than the max RM50 ,  as all transactions posted after 29.11.13 is entitled for the unlimited 1% CB.

please you guys go confirm further and quote that Mr Thiru where i called at 8.40Am at 1 300 88 5000
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interesting...
perhaps i shall reconfirm on that.

i will edit my previous post to highlight this. nod.gif
lamode
post Nov 14 2013, 02:27 PM

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QUOTE(edwardccg @ Nov 14 2013, 11:20 AM)
although no black and white, but is more possible correct already.

since few member including me have the CS answered about annual usage bonus is not revise, will keep current condition.

it just few more weeks to know the answer
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I just received the email confirming still intact.
lamode
post Nov 14 2013, 02:30 PM

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QUOTE(smsbusiness2u @ Nov 14 2013, 02:28 PM)
can u share the email?
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hm.. okay.

CODE
With reference to your enquiry, please be informed that effective 29 November 2013, we will be launching the new features of the OCBC Master Card Titanium.

Please be informed that for the Government Service Tax (GST) of RM50, an annual usage bonus will credited upon fulfilling accumulated spending of RM10,000 for the past 1 year.

lamode
post Nov 22 2013, 11:08 PM

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just paid DBKL assessment bill in advanced to enjoy the final 5% rebate. cool.gif cool.gif cool.gif
lamode
post Nov 22 2013, 11:27 PM

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QUOTE(MGM @ Nov 22 2013, 11:25 PM)
But next year DBKL assessment bill will be increased.
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I expect it to be RM3xx, but i paid 400 already brows.gif
lamode
post Nov 23 2013, 12:50 PM

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QUOTE(ableze_joepardy @ Nov 23 2013, 12:40 PM)
How abt gov tax? Still need to spend 10k p.a to get it waived?

dont think will spend 10k if only 1% rebate
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yes, its still 10k for rebate to offset the RM50 GST.
lamode
post Nov 23 2013, 07:53 PM

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QUOTE(janson_kaniaz @ Nov 23 2013, 01:18 PM)
no black n white yet from ocbc unless someone has called to verify.
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i have got and posted the black and white email already.
somewhere in this thread if you wanna look for it.

This post has been edited by lamode: Nov 23 2013, 07:53 PM
lamode
post Nov 25 2013, 12:12 PM

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QUOTE(kaoru @ Nov 25 2013, 12:09 PM)
why would anyone want blackberry also ?
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too much apple, bored already, time to have blackberry.
lamode
post Nov 27 2013, 11:46 PM

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QUOTE(sam240 @ Nov 27 2013, 11:17 PM)
Until today, OCBC never notify about "no more 5%" me.
No sms...no email... sigh...

How about you guys?
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no, nothing.
maybe they wanna send it on the date itself? sweat.gif
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