if they change from 5% to 1%, i hope that they will lift up the current maximum rebate capped from RM50 to unlimited.. 

people, i just spoke with OCBC CS.

the RM50 rebate per month is pro-rated, so it's unlikely to max out with only 5% rebate catergories unless ur statement date is on 29th.

for example, the statement date is 14th (half a mth to 29th), the max rebate can get from 5% is only RM25. For the rest, you need to spend 2.5k to get 1% rebate after that day.

just called the CS named Thiru. He told me it is CB prorated , and i asked him  by giving him example. Then he put me on hold, went checking and came back with this:

i told him, my statement date 11.11.2013, if i spend RM1000 for 5% on 28.11.13, would i get CB RM50 in my statement dated 11.12.13?

He said most likely not, becos posted date after 29.11.13 would only get 1%.unlimited 1% for everything icluding govt payment, insurance etc.

He told me to get  the 5% i must  spend the RM1000 well before the last date of 29.11.13. That means if i spend RM1000 on 15.11.13, sure get posted date before 29.11.13 and this i can get MAX RM50! This is not the same as the info  posted above.

And he said in my coming statement dated 11.12.13 i can get total CB more than the max RM50 ,  as all transactions posted after 29.11.13 is entitled for the unlimited 1% CB.

please you guys go confirm further and quote that Mr Thiru where i called at 8.40Am at 1 300 88 5000

Is it true that OCBC Ti the only CC that earns 5% rebate for payment to IndahWater  thru the OCBC Online?

yes, its still 10k for rebate to offset the RM50 GST.

but i thought normally their R&R should be based by time and date? So let's say its 29th so any transaction before that will still be based on 5%? No?

that letter is so confusing (or that, I am dumb).

it fails to explain the alleged benefits that the new card has.

so my qs are:
1. does that mean we will be entitled to RM50 for 5% and 1% unlimited?
2. do we need to call for an upgrade or it is an automatic thing

I think he will terminate leaving the rm 50 there

When the time I know the news (no more 5% rebate) on Nov, I quickly called to the CS and ask them my annual usage amount is it entitled to get  GST waiver..

The CS replied yes.. But after when I received my DEC statement, I saw there is RM50 GST charged on my bill..
So I called to the CS and ask them why previous CS said I am entitled for GST waiver.
CS said this GST waiver end on 29 NOV d and my card anniversary is on DEC.

So I keep asking CS help me waive GST.
Luckily they really help me fight for it...

What he meant that if you're really want to set it to RM 1. You have to do it via CS or other methods.

From Citibank online, you can only set to the lowest of MYR 201.