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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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SUSDavid83
post Dec 14 2013, 10:17 PM

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QUOTE(GymBoi @ Dec 14 2013, 10:07 PM)
Wtf juz tried to call OCBC to update my travel plans ... it says please call back during office hours ... last time I used to call midnight also can ... so means if we lost our credit card in midnight Friday then die la .. need to wait till Monday morning only can report ... OCBC hopeless orredi ...
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For lost or stolen card, they may divert you to another hotline from the IVR I guess.
HJebat
post Dec 15 2013, 02:24 PM

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QUOTE(tineagle @ Dec 14 2013, 02:15 PM)
before, spend rm1k = rm50 rebate
now, spend rm1k = rm10 rebate

there are better card options to chose from for rebates.  im cutting mine before the annual fee kicks in and applying citi or UOB
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Are you referring to the OCBC Ti CC?

If you are, there's no annual fee...Titan is free for life.

This post has been edited by HJebat: Dec 15 2013, 02:26 PM
victorywp
post Dec 15 2013, 03:11 PM

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QUOTE(HJebat @ Dec 15 2013, 02:24 PM)
Are you referring to the OCBC Ti CC?

If you are, there's no annual fee...Titan is free for life.
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i think he meant gst instead of annual fee.
victorywp
post Dec 15 2013, 03:25 PM

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QUOTE(sonnas @ Dec 14 2013, 07:20 PM)
I walked in OCBC and asked if the GST can be waived, the answer is no. My annual spending of this card is around RM33k this year, maybe OCBC want to retain high networth person only, which i am not one. Tata OCBC !! been good to know you. laugh.gif
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rm33k a year still not good enough for them to retain you? hmm.gif
when you walked-in ocbc and asked, did they check their system and see your transaction history first before answering you? brows.gif
will_wong
post Dec 15 2013, 10:28 PM

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To those who still have a few more months before the card's anniversary, you might as well keep it for transactions that MBB Amex or HLB Wise card do not cover. I'm using these 3 cards now, so OCBC Titanium still good for the 1%.
red_scorpion
post Dec 15 2013, 10:32 PM

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QUOTE(patrickthissen @ Dec 14 2013, 11:31 AM)
Just saw my statement, they charged me RM 50 for GST...
Previously I called the CS and they say I am entitled for GST waiver due to exceeded their annual usage limit 10k.
However, this valid until 29 Nov but my CC anniversary is on 11 DEC..

Called to CS and the CS said try help me to waive this one..
ARrrghhh sad.gif
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let me know whether you successfully offset the GST or not.
My anniversary is coming soon, and I also face this problem.
Tell them so unfair to us as our anniversary is fall on DEC which is within 1 month of 29Nov
WhitE LighteR
post Dec 15 2013, 10:35 PM

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Ceh I just receive my 1% notification letter today.

I only got offered to add on a 2nd card, which is ocbc platinum MC... didnt get the offer for upgrade to ocbc worldmastercard. a lil offended tongue.gif i guess i didnt spend much previously on this card laugh.gif always keep it ngam2 1k
patrickthissen
post Dec 15 2013, 10:39 PM

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QUOTE(red_scorpion @ Dec 15 2013, 10:32 PM)
let me know whether you successfully offset the GST or not.
My anniversary is coming soon, and I also face this problem.
Tell them so unfair to us as our anniversary is fall on DEC which is within 1 month of 29Nov
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The CS said I have to paid RM50 in this month statement 1st while trying help me to waive GST..
If next month statement saw RM50 rebate means successfully been waive.
I will call, follow up this issue frequently and update here smile.gif
TSronnie
post Dec 15 2013, 11:45 PM

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QUOTE(WhitE LighteR @ Dec 15 2013, 10:35 PM)
Ceh I just receive my 1% notification letter today.

I only got offered to add on a 2nd card, which is ocbc platinum MC... didnt get the offer for upgrade to ocbc worldmastercard. a lil offended tongue.gif i guess i didnt spend much previously on this card laugh.gif always keep it ngam2 1k
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Mine also RM1000 balance for OCBC Titanium MasterCard, also get upgrade offer to World MasterCard rolleyes.gif sweat.gif
den
post Dec 15 2013, 11:48 PM

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QUOTE(WhitE LighteR @ Dec 15 2013, 10:35 PM)
Ceh I just receive my 1% notification letter today.

I only got offered to add on a 2nd card, which is ocbc platinum MC... didnt get the offer for upgrade to ocbc worldmastercard. a lil offended tongue.gif i guess i didnt spend much previously on this card laugh.gif always keep it ngam2 1k
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maybe it depends on your annual salary during the time you applied?
i'm just guessing.

cause my salary was quite low when i apply for this card.
now also offered plantinum only. cry.gif
WhitE LighteR
post Dec 16 2013, 01:40 AM

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QUOTE(ronnie @ Dec 15 2013, 11:45 PM)
Mine also RM1000 balance for OCBC Titanium MasterCard, also get upgrade offer to World MasterCard  rolleyes.gif  sweat.gif
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QUOTE(den @ Dec 15 2013, 11:48 PM)
maybe it depends on your annual salary during the time you applied?
i'm just guessing.

cause my salary was quite low when i apply for this card.
now also offered plantinum only.  cry.gif
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Oh follow original pay slip.. ok that explains it laugh.gif
andrekua2
post Dec 16 2013, 07:00 AM

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I think more on spending than annual salary. Mine was just 36K when I applied for it.

I did spent a lot less after I get my Wise card. But last 2-3 months was most active. Bought 5-6k or air tickets for my boss, my son and wife insurance 3-4k and I also bought some phones and tablets worth few K ( helping friends buy and earn cash back ). Was dead set going to terminate it because can't reach 10k spending to waive GST, but suddenly flux of spending and it was waived for the final time.
Gen-X
post Dec 16 2013, 08:57 AM

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QUOTE(ronnie @ Dec 15 2013, 11:45 PM)
Mine also RM1000 balance for OCBC Titanium MasterCard, also get upgrade offer to World MasterCard  rolleyes.gif  sweat.gif
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Like you, I spend about RM1K per month only previously and I also received the upgrade offer where the first year annual fee is waived plus RM50 rebate.

To ALL:

I just published a freaking long article where I did a comparison between OCBC Titanium MasterCard versus OCBC "fake" World MssterCard. And the OCBC Titanium MasterCard beat the heck out of the OCBC WMC.

Like I said, it's a freaking long article and in the article I touched on many subjects which may not interest most of you. But if you really got time to waste, click the link below and find out why we should just stick with our OCBC TMC instead of getting the OCBC WMC:

AGAIN - A Little Bit of This and A Little Bit of That.

This post has been edited by Gen-X: Dec 16 2013, 09:30 AM
crusher
post Dec 16 2013, 09:32 AM

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QUOTE(Gen-X @ Dec 16 2013, 08:57 AM)
Like you, I spend about RM1K per month only previously and I also received the upgrade offer where the first year annual fee is waived plus RM50 rebate.

To ALL:

I just published a freaking long article where I did a comparison between OCBC Titanium MasterCard versus OCBC "fake" World MssterCard. And the OCBC Titanium MasterCard beat the heck out of the OCBC WMC.

Like I said, it's a freaking long article and in the article I touched on many subjects which may not interest most of you. But if you really got time to waste, click the link below and find out why we should just stick with our OCBC TMC instead of getting the OCBC WMC:

AGAIN - A Little Bit of This and A Little Bit of That.
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thanks for contributing all the time man flex.gif
aeiou228
post Dec 16 2013, 09:51 AM

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QUOTE(andrekua2 @ Dec 16 2013, 07:00 AM)
I think more on spending than annual salary. Mine was just 36K when I applied for it.

I did spent a lot less after I get my Wise card. But last 2-3 months was most active. Bought 5-6k or air tickets for my boss, my son and wife insurance 3-4k and I also bought some phones and tablets worth few K ( helping friends buy and earn cash back ). Was dead set going to terminate it because can't reach 10k spending to waive GST, but suddenly flux of spending and it was waived for the final time.
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If can't reach 10k to waive the GST, it's still ok to retain this card coz the holding cost of this card is only rm4 per month. If one does not own a Watami card, OCBC Ti is one of the best 1% CB cards when MBB2Amex not accepted and limited three Wise card catergories not covered. To add icing on the cake, it is AF free and unlimited CB.
As a working adult qualified for OCBC Ti, I'm sure there will be big ticket items like insurance premium, major car repaire bill, hospital bill, gadgets, flight tickets, etc to help achieve the 10k GST waiver requirement.


QUOTE(Gen-X @ Dec 16 2013, 08:57 AM)
To ALL:

I just published a freaking long article where I did a comparison between OCBC Titanium MasterCard versus OCBC "fake" World MssterCard. And the OCBC Titanium MasterCard beat the heck out of the OCBC WMC.

Like I said, it's a freaking long article and in the article I touched on many subjects which may not interest most of you. But if you really got time to waste, click the link below and find out why we should just stick with our OCBC TMC instead of getting the OCBC WMC:

AGAIN - A Little Bit of This and A Little Bit of That.
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I agree with you that it is not worth switching to OCBC WMC since the AF is not auto waiver.

This post has been edited by aeiou228: Dec 16 2013, 09:54 AM
nothingz
post Dec 16 2013, 11:04 AM

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QUOTE(Gen-X @ Dec 16 2013, 08:57 AM)
Like you, I spend about RM1K per month only previously and I also received the upgrade offer where the first year annual fee is waived plus RM50 rebate.

To ALL:

I just published a freaking long article where I did a comparison between OCBC Titanium MasterCard versus OCBC "fake" World MssterCard. And the OCBC Titanium MasterCard beat the heck out of the OCBC WMC.

Like I said, it's a freaking long article and in the article I touched on many subjects which may not interest most of you. But if you really got time to waste, click the link below and find out why we should just stick with our OCBC TMC instead of getting the OCBC WMC:

AGAIN - A Little Bit of This and A Little Bit of That.
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since I won't get the annual usage bonus, if I don't switch card to get first year waiver gst, then I have to fork out RM50 for the TMC gst. Therefore the smart move should be switching my card to the 'fake' WMC to save RM50 first, 1 year later then see how.

of course if you put in the annual fee into consideration, then WMC is definitely expensive to retain after 1 year

This post has been edited by nothingz: Dec 16 2013, 11:05 AM
bearbear
post Dec 16 2013, 11:22 AM

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I didn't even get the freaking letter from OCBC!!! mad.gif
Zer0 c00L
post Dec 16 2013, 11:23 AM

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QUOTE(bearbear @ Dec 16 2013, 11:22 AM)
I didn't even get the freaking letter from OCBC!!! mad.gif
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same here haha, all I get is the usual statement that's all
stargate8
post Dec 16 2013, 11:43 AM

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some still keep ocbc for those transaction does not accept amex and not within wise card categories.

but for gst rm50, perhaps in a year spending, rebate just enough to cover gst.
otherwise use m2c visa/master to get x1 TP
WhitE LighteR
post Dec 16 2013, 11:55 AM

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QUOTE(bearbear @ Dec 16 2013, 11:22 AM)
I didn't even get the freaking letter from OCBC!!! mad.gif
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QUOTE(Zer0 c00L @ Dec 16 2013, 11:23 AM)
same here haha, all I get is the usual statement that's all
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The letter will come separate from your regular statement. I got mine about a week after my statement arrived.

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