Wise is not attractive for light user plus the annual fee is a bomb, i think Gen X published an article on this especially on the Platinum one where the annual is dragging the rebate percentage down.

Aeon Watami 3% every quarter is a better deal if this 1% is true?

swipe kaw kaw also nvm, problem is ppl swipe to get RM50 only and stop using this card

no news is good news for now

lol luckily i got more than RM50 rebate else GST also kena tipu.

Byebye OCBC.

Watami here i come

Note that watami also required you to spend minimum 3k every quarter to be eligible for 3% rebate.


3% Quarterly Cash Rebate
Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is capped at RM150 per quarter and will be credited into the Principal Card account.

This post has been edited by bearbear: Nov 7 2013, 07:43 PM

darn...nw i need to reauthorize my phone autobilling to m2kard amex

I suppose even cutting out the 20% rebate for dining at the curve promo wasn't convincing enough for the management.

Expect a sharp drop over the year as most will still keep until GST anniversary.

This post has been edited by bearbear: Nov 8 2013, 08:18 PM

only 2 entry per annum.

If you spend alot might as well go for Alliance CB Plat, tier based CB (Not interesting for low spending) but unlimited entry to the lounge.

tier-based, not as attractive as it looks.

Watami 3% is a better choice but min. 3k per quarter spending.

Aeon Watami - mentioned time and time again

extensive sign up effort at the curve going on

I didn't even get the freaking letter from OCBC!!!

how to charge when your card is invalid?

you still get more cashback with Alliance Platinum for RM3333 compared to OCBC Titanium, slightly but still more. This we have not include the reward point and unlimited KLIA lounge entry.

OCBC: RM 33.33
Alliance Plat: (500*0.6/100) + (850*0.7/100) + (1200*0.9/100) + (783*2/100) = RM 35.41

If you take OCBC offer to upgrade to WMC, you do get more cash back in it compared to Alliance Plat but add in the annual fee for OCBC WMC we can go to the next discussion already

This post has been edited by bearbear: Dec 17 2013, 02:12 PM

Platinum local 1X, oversea 2X

Infinite local 2X, oversea 5X

got mine, didn't mention about upgrade to WMC. Probably didn't spend too much with this card anyway

Well his reasoning make sense but question is what is the average monthly spending on credit cards?

Just excuses to hide the fact they are losing money with the 5%, 1% now basically u sign more we earn more.

I transacted with my New Aeon CC, not Watami. parsona is the one that confirmed that Watami also have lower exchange rate

Another advantage of Watami / new aeon - 0% interest & 0 admin fee for 6 months BT

btw maybe we should not hard sell watami as much as we do now

This post has been edited by bearbear: Dec 19 2013, 10:17 AM

The New Aeon CC has 6 complimentary entry to KLIA lounge, refund of Jusco membership fee + RM50 rebate for GST thus my sign up

This post has been edited by bearbear: Dec 19 2013, 10:27 AM