higher CL means you can spend more for the unlimited 1% yo 

you will get your 5% (cap at rm50) when you swipe between 13th - 28th Nov, if you swipe 29th Nov - 12 Dec then get 1% unlimited.

so still can get your last 5% from 13th Nov - 28th Nov 

my cycle is 18th. so i only have 10 days, 19th Nov - 28th Nov to swipe for 5% 
just called CS to made the change, they have some date to choose from

Unlimited? I don't think so, I think it is still capped

last time CS answer me that transaction after 29 Nov will be unlimited on 1%. so the statement in the end could have over rm50 rebate. if you worry, just stop using after you reach rm50. i will cancel the card on next last 5% rebate rm50 anyway

https://forum.lowyat.net/topic/3004019/+222

just called the CS named Thiru. He told me it is CB prorated , and i asked him  by giving him example. Then he put me on hold, went checking and came back with this:

i told him, my statement date 11.11.2013, if i spend RM1000 for 5% on 28.11.13, would i get CB RM50 in my statement dated 11.12.13?

He said most likely not, becos posted date after 29.11.13 would only get 1%.unlimited 1% for everything icluding govt payment, insurance etc.

He told me to get  the 5% i must  spend the RM1000 well before the last date of 29.11.13. That means if i spend RM1000 on 15.11.13, sure get posted date before 29.11.13 and this i can get MAX RM50! This is not the same as the info  posted above.

And he said in my coming statement dated 11.12.13 i can get total CB more than the max RM50 ,  as all transactions posted after 29.11.13 is entitled for the unlimited 1% CB.

please you guys go confirm further and quote that Mr Thiru where i called at 8.40Am at 1 300 88 5000

Is there an option of receiving paperless cc statement?

If you spend RM1k a month, no reason to use this card at all because AEON Watami Card gives 3% for everything except petrol.
If you spend less than RM1k a month better use UOB One card cause I'm sure everybody needs to pump petrol.

OCBC Titanium 1% is on total "retail" spending, I'm not sure if it includes petrol or not.

hi all,

so titanium will have 1% rebate but no limit now?

after i analyze watami card, i think u r right. but i from sibu, sarawak(no branch) and i have four bank credit card alr. i worry i cannot get it. any agent can help me to get watami card?

some said maybank 2 cards Amex holder is entitle for 5% rebate from apple store.

how about 2nd year annual fee? any condition to waive it for 2nd year?

not many people will be willing to pay even RM50 in Annual Fee, whatmore RM388.

There is no explicit condition to waive Annual Fee unlike RHB Infinite / World where u need min spending of RM100K / RM50K to waive the Annual Fee. 

That remains to be seen but what do u guys think, will OCBC give AF Waiver for spending of just RM10K to RM20K?

Btw, there is no mention of free bag for Titanium Card who upgrade to World Card.

Just checked with OCBC call centre myself.

For OCBC Titanium card
- Confirmed that AF will be free for life.
- No waiving of GST or RM50 rebate annually, regardless how much you spend per year

For World Mastercard
- RM 388 AF for second year onwards since first year is waived
- AF and GST can't be waived, regardless how much you spent annually.
- With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF.

Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no?

Not that. There's no reward points for OCBC Titanium card spending at all.
I'm still looking for the 1% card. So far it seems that OCBC Titanium 1% for any retail spending seems good to have as there's none in the market (info gathered so far).

Will update if found one for other retail spending better than 1%.

Like you, I spend about RM1K per month only previously and I also received the upgrade offer where the first year annual fee is waived plus RM50 rebate.

To ALL:

I just published a freaking long article where I did a comparison between OCBC Titanium MasterCard versus OCBC "fake" World MssterCard. And the OCBC Titanium MasterCard beat the heck out of the OCBC WMC.

Like I said, it's a freaking long article and in the article I touched on many subjects which may not interest most of you. But if you really got time to waste, click the link below and find out why we should just stick with our OCBC TMC instead of getting the OCBC WMC:

AGAIN - A Little Bit of This and A Little Bit of That.

got my letter which offered to me upgrade Worldcard too, my net spending for previous 12 months is 12k

Writen there free 1 year AF and RM50 cash rebate if I convert, so its good to convert til next annual date? hehe

I have alot cards (wise, uob, mbb, watami, and alliance otw), those cash back with cap are fully utilised. If OCBC willing to waive off the next AF then its good to go, at least enjoy my first 'World' card  else, just cancel it during next annual date.