ok that is weird, by right the card should arrive first

Finally got in touch with the CS (friend gave me a more 'direct' number).
CS said sent on 12th and might arrived between 7-14days.

Well guess I'll wait for a bit more, since not yet activated anyway.

Weird yeah, since I took the CIMB Zing card together (touchngo card), that also arrived.

its funny when the Zing card arrived without the CC. but anyway, different banks have different procedures I guess.

hvnt dig thru previous posts, actually how the zing card auto reload works?

it says 1.)will trigger reload if balance under RM50 2.)reload will only triger once very 24hours and 3.)3 reload options RM100 to 300, wit charges RM1.5 to RM3 respectively

does it mean tat if my card balance is now at RM45, it will triger the reload and top up to what ive set earlier (100,200,300)? and in this case top up another RM55, and il hv to pay the RM1.5 reload charge?

so in short my card will always hv a RM50-Rm100 balance.

doesnt even tell me where to set the limit, so I asume is by callin CS

when your card balance went down below the amount, say RM49.90, it will automatically top up with predefined top up value; RM100...etc, service charge to your credit card, RM2

card balance = RM149.90

so you will never have card balance less than RM50

Thanks for the clear up

Just now when to Tesco Extra Sungai Dua. During payment, in front of me, there was this auntie and she bought RM 2.50 stuffs.

When she was about to make payment, she paid using a card. Not sure if it's a debit or credit card. I was like WTH!

I think the Lowest amount so Far I Swiped using Amex- RM9 at Broders Bookstore, Queensbay Mall...

This post has been edited by fly126: May 20 2014, 07:47 PM

my lowest was RM7 for TGV early ticket price RM0.35 cashback

I have been rejected by 2 banks previously, Citibank and ambank. now I have taken the advise given to me earlier to apply for uob one as people are telling me uob is more lenient. I would like to know if uob rejects me too, and in future I wanna apply for uob again is it possible? how long after being rejected can I apply again? I have no credit card at the moment, basic alone not even 2k but after adding overtime I will have about 2.3k. would like to use the card for petrol as I have just got a new car. but this time I am not putting much hope as I have been rejected twice already...

give or take 6 months before reapply.

do give UOB a try, no harm for you anyway. if you have more supporting documents, the better. e.g. epf statement, bank statements, 3-4 months of pay slips .. all to prove your avg monthly income is around 2.3k.

well i dont mind to swipe my debit card/eftpos for RM2 if they allow. when i was living in australia/nz, using card to pay most of things was very convenient and you dont need to carry so much cash with you.

but dont know if this comes to malaysia, system/security will be as good or not...

Haha, I have did the same thing before, went to Jusco and buy bread cost RM2.50, earn point and 5% rebate, but this is depend whether many ppl queue up or not. Otherwise, just use cash..

last time i used to buy bread at tesco/aeon but don't dare to use cc for that. but nowadays i would just buy bread at 99speedmart. they give 10% discount anyway (just pay rm2.25 in cash).

ya, i dun like pay cent....

Already found out after done more searching and reading.



This post has been edited by Ericz: May 21 2014, 11:13 AM

so what the conclusion? got rebate with in app purchase?

Sorry, was going to edit my post just now haha.. havnt got certain answer for that.
just confirmed it is 5%+15% for GSC online purchase.

think in-app purchase can get 5% tho.. should be categorized under eCommerce, need to confirm~

They didn't ask for much documents as the person from the bank say my company is a MNC therefore only require 6 months payslip.

Would like to know if uob is really lenient in approving cc among most bank as I would really like to get their uob one card to get cash rebate for purchases as petrol prices are quite costly nowadays