I have just been rejected by citibank. And I m now trying ambank. Do u think ambank cc is easier to get? Or which other bank is easy in approving cc application?

I meet the requirements but with overtime n allowance n fix bonus. Wht do u think my chances are? Please help...I m afraid of being rejected again. I hv no credit card. Tis is my 1st card

I did but they say its bcuz of their internal criteria. Which I dun really get wht hr meant

I thought ambank shld be easier to apply. Thts not true? I also wanted to try hlb n uob but I m afraid its gonna be hard though I juz hv my car loan approved by hlb

I was also thinking of hlb wise or uob one...cash back for petrol...I haven check out mbb cards yet. Btw wld like to noe if I hv just been rejected by citibank. Will it make it harder to apply from other bank?

Honestly I dun earn much. Just tht i have fix bonus n overtime every month. Guess hlb wise is out of the question as the annual fees is so high. Is maybank easy to apply? But I hv already sent in my application. Guess hv 2 wait n c how. I also wanna noe how the count the annual income. Do u know?

Ok...but I dun reach 30k I only hv abt 27k...n tis is my second application. If I cant get tis 1 maybe I'll try sometime around end of tis year. Guess I'll just hv 2 wait n c. Btw. Thx 4 ur advice

This post has been edited by angelnkj87: Mar 4 2014, 06:11 PM

No...I submitted documents for ambank carz card on last friday. So I will hv 2 wait 2 weeks n c how.as 4 the maybank card.i might apply later on as I already submitted to ambank which is my second application bcuz citibank rejected me

My basic do not reach 2k...almost there by 100++...but ot hv every month as shown in my salary slip...I m v tis company 4 abt 9 mths...public listed company....but my salary not bank in to ambank. I hv a car loan v hlb which approved easily compated to cc...

Yes I agree uob is easy as my fren from Got rejected by citibank 4 his 1st card but uob approved but he made the application on roadshow at shopping complex.

i would like to ask if I made an application on Monday this week, when will I get to know the results? the officer at the bank told me 2 weeks...but I m not the patient kind of person. can I ask on the Friday of tht week itself? I m afraid it will affect my chances of getting the cc.

I know...but the 1 hour or 10 mins is for those basic have 2k n above use epf contributions... I hv 2 k bcuz got overtime and allowance plus fixed bonus. thts y need go thru normal process... if I ask tomorrow do u think it is ok? I applied for Citibank n they rejected me in few days only... if tomorrow still pending do u think I hv chance? or I shld wait? I cant wait

nah..its just tat I m a person with no patience at all, so I think I m gonna call tomorrow...wish me luck

Is there a way to check cc application status online? I called the officer n he said cld only let me noe by Monday or Tuesday.

I got rejected by 2 banks; ambank and Citibank. Citibank rejected once due to PDPA as my HR didn't release my info to Citibank. then the guy from Citi appealed for me and still rejected due to internal matter as my salary is around 2k inclusive of overtime but basic is near 2k too...then tried ambank n got rejected too. then I gave up n forgot abt the whole credit card thing... the today I received a call from Citibank, the same guy, cant get me thru handphone, called my office and say giving me another chance to appeal again and requested me to provide my latest payslip.
I just asked the guy from Citibank one question: are you here to gimme hope and break it up for the third time.
can anyone give some advise if this is gonna be successful? I hate being rejected 3 times from the same bank.

This post has been edited by angelnkj87: Apr 17 2014, 07:49 PM

I met the requirements as I hv fix bonus n sometimes my nett salary oso hv 2k...juz tht y when I dun even think abt credit cards anymore they still wanna give me hope? Juz to break it up for the 3rd time??

Honestly I don't have a credit card. I just came to wanting a card cuz I just bought a car. Thought would be nice getting cash back 4 petrol as getting a car loan was not as hard as I thought it would. So I thought credit card will be the same. But citibank rejected me 2 times for one application. And now he called me to ask me try for the 3 time.saying something about manual processing the application for potential but got rejected people. Maybe he's interested in me....haha...
Btw...I sent him my latest payslips thru email and he never replied. Guess I'll have to wait and see. But its only a day now. God I hate waiting.

I can't remember what I applied for. Too long ago...I applied during February. N same here when I go thru da forum...I dun see much benefits in citibank cards

True... been thinking of uob one card but afraid of being rejected so stopped considering for a card...maybe end of this year could try for the uob card

Yea...heard so too but afraid of being rejected so I just stopped considering on getting a card. Now I will just wait and see what's citibank's decision on their offer for me to appeal the 3rd time.